Jump to content


  • Tweets

  • Posts

    • I purchased the vehicle using finance through motonovo under a HP 60 months agreement. I have now amended the document ensuring all is in black. Unfortunately, this email has now been sent. However, I have not sent a letter to big motoring world. Also, I have taken the section of the firealarm issue. I am struggling to convert to PDF. I am not tech savy at all. My mistake was that the the salesman was very fussy on a sale. We went down a quiet road for a little test drive and not for a lengthy road test. The water issue was not present at this moment of time. However, it only became prevalent after driving away, after all docs signed. I did stated to Audi I wanted a diagnostic report. However, they carried out an Audicam which is footage of the issue. Audi have diagnosed the issue as a common issue where coupes/cabriolets accumulate water in the seals. However, I did state beforehand for no issue to be rectified due to me wanting to reject the vehicle. I am awaiting a report from Audi through email from the branch manager in relation to the issue. The issue so far is the water still being present in the sills. Audi tried to fix the issue however the problem is still prevalent. Regards 
    • First begging letter received from Overdales   ;Blah blah blah, our client's are going to win this blah blah blah we supplied all your documents under CPR   PS you can stop all this by paying £1200 less in a lump sum
    • Right,  so the court hasn't send out the Directions Questionnaires/N180s yet. PE's one is a false one, meant to intimidate you into thinking your defence was rubbish and they are confident with their claim. This is par for the course.  The PPCs do this regularly. However, PE have gone further and written that "a copy has also been filed with the court" which is a lie as the court haven't even sent out the papers yet. Keep a screenshot of MCOL, later on in your WS you can draw attention to their lying and abuse of court procedure. If you've got time on your hands, then complain to the BPA about one of their members lying.    
    • We need documents to be uploaded in PDF format. Uploading in Microsoft Word format discloses personal details relating to you which you should not be sharing. Click upload – to understand what to do. How did you pay for the vehicle? You start by saying that you should have walked away – yes you should. Not only because of the reputation of this company but also if the transaction isn't perfect you shouldn't get involved and you certainly shouldn't be taking the word of some used car dealer. Big fail! Why are some of your letter in black and some the in red? When you get some of the ideas in there – have you use a template from somewhere else? They aren't interested in a delay caused by some fire alarm or something. They certainly aren't interested either by the distress you are suffering. They have hundreds of customers who become victims of this kind of thing. All of those customers suffer distress. Big Motoring World don't seem to be very bothered. What are the faults which exist with the vehicle now? Is it just the splashing? Where is the splashing? What is it that is splashing?   Do I also understand that you purchased the vehicle without trying it at all and the first time you were in it and had splashing was after you had made the contract?
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Brtish Gas Default Incorrectly Put on to My Credit File


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4748 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi Guys,

Over the past 3 years I have had a number of letters from debt collectors,for an address which i never lived at! For an account i never set up, with a companythat I’ve never had any products or services from.(British Gas) After providingproof of where i lived to each of the debt collecting agency, they have all reofferedthe query back to British Gas.

I went about my business thinking nothing of it. Until I wanted to apply forcredit for a new car and got turned down. Surprised at what had happened I instantlybrought a copy of my credit file via credit expert, which clearly stated thatBritish Gas had put a default for the sum of £890 in May 2008 linked it to mycurrent address which has had a devastating effect on my credit history.

I found out the address history, however I still don’t know how they got mycontact details who set the account up and why there was a default on myaccount. After phoning numerous numbers on the British Gas website, I finallygot the right department, 2 years and 11 months after they had applied the defaulton to my credit file.

After a lot of back and forth with emails they had decided that it had beenapplied incorrectly, however i had to do most of the work, contacting Experian,they contacted the other people on my credit file. They told Experian that theyhad no records of me living at the address that British Gas said that i had runup an £890 bill at! Which supported my claim, they wrote to me explaining thatthey had remove the default, they said that due to the inconvenience of it allthey would send me a cheque for £25.00!

I don't mean to sound ungrateful but £25.00! So I wrote explaining my angerat what they had offered. So they wrote back explaining how the default no longeffected my credit file and that they could see that my embarrassment causedwas their fault and so they doubled the offer to £50.00.

Is there anything that I can do, I feel like I’m having the Mickey taken outof me. The fact that a National Company can get away with ruining my creditfile for 3 years, and all that’s worth is £50.00.

Can anyone help?

Link to post
Share on other sites

No expert here, but have you had a credit card / loan / mortgage in this time? If you have you can probably get proof that it has cost you a lot more than just £50 in extra interest!

Check out this thread here. Someone who was in a very similar situation to yourself.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

Link to post
Share on other sites

Welcome to the site.

Thread moved here.

This is a shocking example of incompetence from BG.You need to get everything together and build a case.

There is good recourse under the DPA which should allow you to get them to pay you something more substantial.

It would be an idea to put something together which demonstrates the true effects on you of their actions,together with figures for loss if you are able to provide it.

Let them know your targets for resolution.

If a Court were to decide on this it would be by discretion,but you can be sure it would be much more than 50 quid.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Have a look at this

 

http://www.shweb.pwp.blueyonder.co.uk/kpohraror%20v%20woolwich.pdf

 

and here

 

http://www.scotcourts.gov.uk/opinions/A187_04.html

 

M Durkin even has a thread on CAG – maybe you could PM him?

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?291299-Durkin-v-HFC.-Anyone-tried-it

 

You should be looking at £1,000 + in compensation as this has had a material and very significant detrimental affect on your financial status.

Link to post
Share on other sites

  • 1 month later...

Small Claims Court should award you £5K for damage to credit reputation. Once the maximum claim rises you can claim £8K. I think this isn't enough since in Kpohraror v Woolwich, Kpohraror was only shafted fora day.You have an advantage that they admit they're in the wrong. You're lucky that British gas showed no malice too and removed the default.Still, may as well get an easy £5K/£8K from them. Nice one.

  • Haha 1
Link to post
Share on other sites

There was a case not long ago widely reported in the media-was a businessman who was hounded for a bill he didnt owe.

He took BG to Court and won.

It seems to be rife-more should be doing it.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...