Hi Guys, Over the past 3 years I have had a number of letters from debt collectors,for an address which i never lived at! For an account i never set up, with a companythat I’ve never had any products or services from.(British Gas) After providingproof of where i lived to each of the debt collecting agency, they have all reofferedthe query back to British Gas. I went about my business thinking nothing of it. Until I wanted to apply forcredit for a new car and got turned down. Surprised at what had happened I instantlybrought a copy of my credit file via credit expert, which clearly stated thatBritish Gas had put a default for the sum of £890 in May 2008 linked it to mycurrent address which has had a devastating effect on my credit history. I found out the address history, however I still don’t know how they got mycontact details who set the account up and why there was a default on myaccount. After phoning numerous numbers on the British Gas website, I finallygot the right department, 2 years and 11 months after they had applied the defaulton to my credit file. After a lot of back and forth with emails they had decided that it had beenapplied incorrectly, however i had to do most of the work, contacting Experian,they contacted the other people on my credit file. They told Experian that theyhad no records of me living at the address that British Gas said that i had runup an £890 bill at! Which supported my claim, they wrote to me explaining thatthey had remove the default, they said that due to the inconvenience of it allthey would send me a cheque for £25.00! I don't mean to sound ungrateful but £25.00! So I wrote explaining my angerat what they had offered. So they wrote back explaining how the default no longeffected my credit file and that they could see that my embarrassment causedwas their fault and so they doubled the offer to £50.00. Is there anything that I can do, I feel like I’m having the Mickey taken outof me. The fact that a National Company can get away with ruining my creditfile for 3 years, and all that’s worth is £50.00. Can anyone help?