Jump to content


  • Tweets

  • Posts

    • My understanding is that they won't provide the name to me whether the investigation is Live or Closed, & I have no legal rep as I didn't have P.I. Cover on my policy, & am intending to claim using OIC.org.uk, but remain completely stuck as they 100% cannot open a claim on the portal without both the Reg. No. & Name of the other driver.  
    • thanks again ftmdave, your words are verey encouraging and i do appreciate them. i have taken about 2 hours to think of a letter to write to the ceo...i will paste it below...also how would i address a ceo? do i just put his name? or put dear sir? do you think its ok?  i would appreciate feedback/input from anybody if anything needs to be added/taken away, removed if incorrect etc. i am writing it on behalf of my friend..she is the named driver  - im the one with the blue badge and owner of the car - just for clarification. thanks in adavance to everyone.       My friend and I are both disabled and have been a victim of disability discrimination on the part of your agents.   I have been incorrectly 'charged' by your agent 'excel parking' for overstaying in your car park, but there was no overstay. The letter I recieved said the duration of stay was 15 minutes but there is a 10 minute grace period and also 5 minutes consideration time, hence there was no duration of stay of 15 minutes.   I would like to take this oppertunity to clarify what happend at your Gravesend store. We are struggling finacially due to the 'cost of living crisis' and not being able to work because we are both disabled, we was attracted to your store for the 10 items for £10 offer. I suffer dyslexia and depression and my friend who I take shopping has a mobility disability. We went to buy some shopping at your Gravesend branch of Iceland on 28th of December 2023, we entered your car park, tried to read and understand the parking signs and realised we had to pay for parking. We then realised we didnt have any change for the parking machine so went back to look for coins in the car and when we couldnt find any we left. As my friend has mobility issues it takes some time for me to help him out of the car, as you probably understand this takes more time than it would a normal able bodied person. As I suffer dyslexia I am sure you'll agree that it took me more time than a normal person to read and understand the large amount of information at the pay & display machine. After this, it took more time than an able bodied person to leave the car park especially as I have to help my friend on his crutches etc get back into the car due to his mobility disability. All this took us 15 minutes.   I was the driver of my friends car and he has a blue badge. He then received a 'notice to keeper' for a 'failure to purchase a parking tariff'. On the letter it asked to name the driver if you wasnt the driver at the time, so as he wasnt the driver he named me. I appealed the charge and told them we are disabled and explained the situation as above. The appeal was denied, and even more so was totally ignored regarding our disabilities and that we take longer than an able bodied person to access the car and read the signs and understand them. As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us. I cannot afford any unfair charges of this kind as I am severely struggling financially. I cannot work and am a carer for my disabled Son who also has a mental and mobility disability. I obviously do not have any disposable income and am in debt with my bills. So its an absolute impossibility for me to pay this incorrect charge.     After being discriminated by your agent my friend decided to contact 'iceland customer care team' on my behalf and again explained the situation and also sent photos of his disabled blue badge and proof of disability. He asked the care team to cancel the charge as ultimately its Iceland's land/property and you have the power over excel parking to cancel it. Again we was met with no mention or consideration for our disability and no direct response regarding the cancellation, all we was told was to contact excel parking. He has replied over 20 times to try to get the 'care team' to understand and cancel this but its pointless as we are just ignored every time. I believe that Ignoring our disability is discrimination which is why I am now contacting you.     I have noticed on your website that you are 'acting' to ease the 'cost of living crisis' : https://about.iceland.co.uk/2022/04/05/iceland-acts-to-ease-the-cost-of-living-crisis/   If you really are commited to helping people in this time of crisis ..and especially two struggling disabled people, can you please cancel this charge as it will only cause more damage to our mental health if you do not.  
    • I've also been in touch via the online portal to the Police's GDPR team, to request the name of the other Driver. Got this response:   Dear Mr. ---------   Our Ref: ----------   Thank you for your request which has been forwarded to the Data Protection Team for consideration.   The data you are requesting is third party, we would not give this information directly to you.   Your solicitor or legal team acting on our behalf would approach us directly with your signed (wet) consent allowing us to consider the request further.   I note the investigation is showing as ‘live’ at this time, we would not considered sharing data for suggested injury until the investigation has been closed.   If you wish to pursue a claim once the investigation has been closed please signpost your legal team to [email protected]   Kind regards   ----------------- Data Protection Assistant    
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Hi everyone, Apologies for bringing up the same topic regarding these individuals. I wish I had found this forum earlier, as I've seen very similar cases. However, I need your help in figuring out what to do next because we've involved our partners/resellers. I work as an IT Manager in a company outside of the UK. We acquired a license from a certified reseller (along with a support agreement) and also obtained training sessions from them. The issue arose when we needed to register two people for the training sessions, so we used an external laptop for the second user to keep up with the sessions for only a month. During this period, the laptop was solely used for the training sessions. After two weeks, my boss forwarded an email to me from Ms Vinces, stating that we are using illicit software from SolidWorks. Since this has never happened to me or anyone we know, I went into panic mode and had a meeting with her. During the meeting, we explained that we were using an external laptop solely for the training sessions and that the laptop had not been used within the company since her email. She informed us that for such cases, there are demos and special licenses (though our reseller did not mention these types of licenses when we made our initial purchase). She then mentioned that we had utilized products worth approximately €25k and presented us with two options: either pay the agreed value or acquire SolidWorks products. We expressed that the cost was too high, and our business couldn't support such expenses. I assured her that we would discuss the matter with the company board and get back to her. After the meeting, we contacted the company reseller from whom we purchased the license, explained the situation, and mentioned the use of an external laptop. They said they would speak to Maria and help mediate the situation. We hoped to significantly reduce the cost, perhaps to that of a 1-year professional license. Unfortunately, we were mistaken. The reseller mediated a value €2k less than what Maria had suggested (essentially, we would need to acquire two professional lifetime licenses and two years of support for a total of €23k). This amount is still beyond our means, but they insisted that the price was non-negotiable and wouldn't be reduced any further. The entire situation feels odd because she never provided us with addresses or other evidence (which I should have requested), and she's pressuring us to resolve the matter by the end of the month, with payment to be made through the reseller. This makes me feel as though the reseller is taking advantage of the situation to profit from it. Currently, we're trying to buy some time. We plan to meet with the reseller next week but are uncertain about how to proceed with them or whether we should respond to the mediator.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Eviction notice for 4th April acenden capstone spml mother in hospital mental breakdown


bs0lth
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4790 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

just got a letter from the court and their solicitors... its been stopped :whoo:

 

They lied about when it was stopped, they said at 9am... however, the letter from the court stated 3.07 pm

Link to post
Share on other sites

  • Replies 121
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

You definitely need a solicitor - because my advice would now be to get the suspended possession order set aside. Obviously I don't have all the details, but if your mother was ill at the time of the initial possession hearing, and was unable to defend herself due to her health issues, then the granting of possession would not necessarily have been fair or just. In respect of that I would be minded to instruct a solicitor and make an application for a set aside. If Capstone want to defend that, they would be entitled to, but I think, if your mother's health was an issue at the time, that it is likely the SPO would be set aside and Capstone would have to re-issue proceedings. By that time you'd almost certainly have cleared any arrears and they would then not gain any kind of possession order.

 

In addition, I'd be making a claim for expenses involved in putting in the stay application. Capstone could have withdrawn from the eviction at any time prior to you paying for your application and they chose not to, only withdrawing once proceedings were issued.

 

You are not going to be able to do that alone and will require a solicitor - but you are on the right path and have done very well thus far.

Link to post
Share on other sites

Hi Lea

 

Im looking at solicitors now, can you answer me one question thats keeps going round in my head

 

If we get all of the arrears paid off, does the suspended order still keep going, or would we have to get it set aside? because for the next couple of months Im going to try to pay off as much as I can. Im shocked that £2500 or the "arrears" are charges, and there is at least £400 for the insurance we didnt ask for as well. I just wondered if it went away when everything was clear or if we had to get it cleared.

Link to post
Share on other sites

I have just read your post again, I keep having to re-read everything, My mum must have defended the orignial hearing herself, as far as I can tell, I found some of the original documentation from that hearing. She was sick at the time, and on ESA. I really dont quite understand what she has done and hasnt done.

Link to post
Share on other sites

An SPO will remain in place until it is discharged - this can be done by the claimant, but it's not in their interests to dispense with it, so frequently they don't, in the expectation that the defendant will default again and they can just move to a warrant of execution. Anyone who has been subject to an SPO, once it is satisfied, should apply to the court to have the SPO discharged (set aside is something altogether different, and relates to when the SPO should not have been granted in the first place).

 

You can claim the charges back - there are lots of threads on here that will help you with that, but it's not really your priority right now - what is important is distinguishing the charges from the arrears, so you know what has to be paid and what will be the subject of your action against them in the future.

 

I've had a look back at your mum's previous posts and none of them relate to mortgage possession hearings, so she probably didn't write about them on here. If, as you say, she was unwell at the time of the previous hearing, then my previous advice stands; it is important for you to engage a solicitor and for the solicitor to make a case based on the possibility that your mum did not have the capacity at the time to deal with the matter effectively. It is not an argument I'd suggest you try running by yourself (too detailed and complicated and requiring statements from experts) and would strongly advise you to discuss the issue with a solicitor first.

 

I can only give advice on the basis of the information you give me here - and without having sight of all the paperwork I cannot be absolutely definitive about your situation, hence advising you to contact a solicitor to now take all of this forward.

 

You have done brilliantly, but now you really do need the help of a professional to move it all forward and perhaps even get the SPO set aside completely.

Link to post
Share on other sites

hi Lea

 

Thanks for your reply, you have made the muddy waters Im swimming in so much clearer at the moment. Im buzzing with what needs to be done, and your completely right, I just do not have the knowledge to tackle something like getting the judgement set aside, the whole process so far has terrified me but because ive been able to talk about it and ask the silly questions Ive at least been able to logically put it together. Im reading everything I can at the moment on this site, other peoples fights and outcomes are pretty inspiring.

 

I found this on the profile page, i really should open my own account and use that but it sort of keeps everything together http://www.consumeractiongroup.co.uk/forum/showthread.php?211056-I-know-this-is-a-last-minute-attempt-but-can-somebody-please-help-me..-due-in-court-on-Monday&highlight=

 

The paperwork is a nightmare, trying to find stuff, I was very lucky that I found the file with the previous docs in and that was by accident looking for something in a box by the pc. Ive been in her room and found what looks like 7 storage boxes of unopened letters and there are bags of letters as well, Ive been able to get to the post because shes not around at the moment and Im dreading her getting to it first in the future. its going to take months to sort out the mess. its really funny talking about the letters, she had her ESA medical and got the report which says has no problems communicating and with letters... she doesnt she just hides them...

 

Im not going to rush into things, I know that the charges can be reclaimed at a future date, I need the insurance issue sorted,and getting the arrears sorted, and then taking it from there. my Aunts going to phone her solicitor on monday to ask for help. she has a pretty good relationship with him so Im hopeful if he cant help he will point us in the right direction.

 

Actually now the pressure is off slightly, i.e we are not being evicted on monday, I think Im quite enjoying trying to be proactive and sort things out. as I said though I just wish I had known how bad it had got, and wish that she had talked about it...

Link to post
Share on other sites

Hi again Lea

 

Ive been reading though the thread, I posted the link her, that my Mum wrote earlier. Ive looked at the figures she was quoting at the time, the arrears then looked like it was £2824 it was more because of the charges but the actual arrears looks to be this figure.

 

Now going to my figures as things stand, I reckon she is now in arrears of £2125.. yes I know there are charges on there and the flipping insurance, but going with the definate figures I have Is £2125 which means shes actually reduced the arrears by £700 since november 09 which ok isnt a lot but its going in the right direction. What seems to be going in the wrong direction are the charges that seem to be blowing the arrears out of all proportion. I need to do more reading...

Link to post
Share on other sites

I just wanted to post to give you a big hug and a pat on the back. You are doing tremendously well with what you are faced with.

 

I don't have any real advice I'm afraid. I'll leave that to the experts!!

 

Good luck and I'm thinking of you xxx

"In this situation, you know what you have to do? Just keep swimming, swimming, swimming." Dory - Finding Nemo.:wink:

Link to post
Share on other sites

Hi Kitten,

 

I think if it was me looking at anybody elses posts I wouldnt be able to help either... I shocked at how much help Ive had and I never in a million years think I could learn as much in three days.

 

Im eyes are boggling mind you with the thoughts of all this, and reading this site is addictive.

 

but Ive read some pretty interesting stuff thats going to help in other areas as well.

 

thanks for your Huggs...

 

xx hol

Link to post
Share on other sites

Just wanted to add my support too. Don't underestimate the value of moral support Kitten and well done to you bs0lth. Your Mum should be very proud of you.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

Hi Caro

 

Its been all of the support thats got me through the last week, as well as specific support, other wise I would have been in the bed next to mums.

 

But tonght Im going to act my age, Im just about finished work, and then Im off out...

 

Hangover here we come.. :lol:

 

I will be back on tomorrow, hope everyone has a good night, and thanks again xx

Link to post
Share on other sites

Good for you bs0lth, lol. In my case I find it more fun to act my shoe size than my age, but have a good night out. You deserve it.:high5:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

I've just had a quick read through the thread you linked to - and it appears the original SPO was granted in 2008 in your mother's absence. Whether it can be set aside or not will depend on precisely what she was told at the time, whether she relied on that information (she obviously did), and whether it caused a detriment to her; the main query would be whether her mental health problems would have caused her to not be able to deal appropriately with the situation at that specific time. Going on the posts in the thread in 2009, she was coping sufficiently to ask for help. If 2008 was similar, then there might not be grounds to set aside. But ALL the paperwork and ALL the details will need to be examined by a solicitor in order to establish whether or not she has a chance of success.

Link to post
Share on other sites

I've gone back over your mum's posts too and I now remember helping her in July 2009 (thought I recognised the user name) - but she never updated the thread after posting mid Oct 09 that she was in court the next morning :(

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites

Good morning! Hope you had a great time last night.

 

Read up to date. Why do lenders take this cruel path in dealing with the vulnerable? Past experience has shown me that if you show them any weakness with these people you're in trouble. They truly are vile creatures that should be ashamed of themselves.

 

The answer to it is use this site and GET MAD AND GET MORE THAN EVEN, MAKE THEM PAY, BECAUSE THAT'S ALL THEY UNDERSTAND!

 

Sorry just hate bullies and your Mum has obviously suffered so much as a result of their pressure. She has a treasure in you, lucky Mum!:-)

Link to post
Share on other sites

Hi Caro,

 

I feel ill... and acted my shoe size and my age last night. Ive been in bed most of the day, I really really needed it to stay in bed and not think about anything and read my book. I dont feel well ...

 

HI Lea

 

I really have no idea whats been going on, My mum really didnt want to worry me although I feel like Ive been hit with a brick at the moment.. I need to sort all of this out, I have been talking to my Aunt shes phoning her solicitor in the morning to see if there is anything they can do... however, I need to sort out some of the paper work, but thats going to take forever...

 

Hi Ell-enn

 

I was shocked to read through the previous postings, I still need to take it all in again....I think that she thought she was well enough to handle it herself, shes been ok for a while, it was the death of a friend I think that started off this downward spiral, and then the financial stuff got to her big time...

 

Hi Terriersaregreat.

 

I had a great night, I just left it all behind and met up with friends and it was really nice. but Im suffering today, I really should have been a bit more careful but it was so good to be out and about.

 

I have to get my head into gear, I know that the court wrote to say the eviction has been cancelled, I just need to look at everything else, but I really want to leave it to tomorrow so that I can just have a day off, but I cant let it slide now, Im sick of whats been going on... your right about them trying to bully us... I just feel like they cant believe that they just dont care. I know we should have paid but then there are mitigating circumtances at this point.

Link to post
Share on other sites

You've done brilliantly and have earned a day in bed. I'm not surprised you let your hair down and feel ill with all you've had to deal with, but drink plenty of water. It works wonders to clear the head and the toxins out of the body, and if you haven't eaten have something decent.

 

Sorry this isn't the help that others can give with the practical problems, but you need to look after yourself to keep strong and carry on for you and your Mum. :hug:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

Hi Caro

 

Ive eaten and drank loads of fluids, my heads just turned off today, I havent wanted to do stuff today, but Ive been outside and feel a lot better. Im just trying to get my head round all of the stuff I need to do. but Im a lot happier today, just sitting watching tv at the moment.

 

I have loads of questions to ask, but I will get round to doing that in the next couple of days. I am just so greatfull for all the help Ive had so far. Lea has answered a lot of my questions which has put my mind at rest, and has given me a plan of action to do this week.

 

Thanks for your words of encouragement I appreciate it.

Link to post
Share on other sites

Good morning! It's going to be a much better week this week! Glad to hear you took time out, your mind and body needed it.

 

Believe me life throws lots of stuff at you I speak from experience. We are supposed to be a civilised, humanitarian society and take care of those that are in need. With a little helping hand now and again almost everyone can climb that hill.

 

This is and is going to be a special journey. With all the expert advice from this forum you will succeed I'm sure.

 

Stay positive.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...