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    • First of all it sounds as if your retailer is very decent and very responsible. This itself is unusual in these kinds of circumstances and I think we need to bear this in mind. The guarantee is not particularly relevant and in fact the dealer had a statutory duty to exercise a certain responsibility for your computer – probably for several years as their obligation under the consumer rights act. The dealer may not have known this and it simply acting out of a sense of moral responsibility and that is even more noteworthy. You've already suggested earlier that you didn't really want to cause problems for your retailer. I think that you will need the help of your retailer as well in order to get information and evidence. I suggest that you proceed against DPD – but before you do that – I suggest that you have a discussion with the retailer. Tell them that this is what you are going to be doing and you would like to have a copy of anything they have which relates to the special instructions which apparently your dealer has already informed you about in relation to where item should be left. Secondly, maybe you should tell your dealer about this site and also about this thread. I can imagine like many dealers who are frequently sending items by means of couriers, they have had things go missing. Tell them that we will be very happy to help them recover money for lost or damaged or stolen items – and that is regardless of whether or not they have purchased insurance. Apart from being very pleased to help your dealer recover items which have been lost by irresponsible parcel delivery companies, I think we need to encourage the complicity between you and them so they will be pleased to support you in your claim against DPD. It will be helpful if you can get a copy of the instructions that you have referred to above, and also if you can get some written evidence of your own instruction that your laptop should be left in a safe place. Have you done the reading on this sub- forum? You will need to do lots of reading of many of the similar stories on this sub- forum. They won't necessarily be against DPD but the principles will broadly be the same. Also read the pinned topics at the top of the sub- forum in order to understand many of the principles involved. Getting your money back but be quick – but your chances of success are better than 90% that you can bank on it taking anything up to a year. Have you got anything in writing from DPD either refusing you or telling you that they won't discuss with you?  
    • Thank you for telling us the text of the letter you had from the police. As we don't seem to have come across this before, it would be really useful for us to see the original please. HB
    • Pasco has recalled 104,000 packs of sliced bread after rat remains were found in at least two packs.View the full article
    • UPDATE I went rooting through an old box of paperwork I have and I've found the original Default Notice. It is dated **/**/201*, however.. The copy of the Default Notice that they sent with the LBC has a completely different date on it 😮 Can they issue 2 default notices for the same debt? Where they have changed the date on the copy, they have also changed the amount owed through failed payments and how much is required to be paid by a certain date. In addition, they sent (with the 1st LBC) a copy of the termination of the agreement, which I cannot find the original. However, the termination date is 3 days after the date given on the (doctored) Default Notice, by which monies are to be paid by. So, they gave until the 'x' date to pay the arrears, then terminated the agreement 3 days later. I bet a dollar to a dime they've doctored the termination date also.
    • Having looked through the paperwork, I note they have sent 3 seperate LBCs. Two are in the name of FCA Automotive (1st one issued 21 Jan 2020, 2nd one 21 Sept 2022) and the last one (issued 12 Sept 2023) is under CA Auto Finance UK Limited. In the first one, they did send a copy of the default notice, but this was not sent with the 2nd LBC and neither was it sent with the last one either. .  A quick look at the default notice and I see it states the agreement start date was not the same day as the original agreement was signed. It's a day different but do not know if that makes any difference. Also, I note we received a letter on the 16 Nov 2023 which states of a 14 day notice of intention to issue claim form. Heard nothing since that, until this court claim arrived. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Fitness First Membership


gregfindley
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I joined Fitness First in February this year, one of my main stipulations when joining was that there was no penalty to leave in case my work or personal situation changed. When this did actually happen in April I phoned Fitness First to ask to cancel my membership and direct debit. I was told that I was tied in for 12 months and this was disclosed on my contract. I protested on the grounds that I have never received my contract, I was told a copy would cost £20, I said I never had the original!

 

I decided to write to Fitness First and outline the situation as a formal complaint. I contacted them after sending the letter and they informed me it had been received and there is a 28 day turnaround. I waited until 35 days after and phoned them to be be told I would be contacted by the end of the day regarding my complaint. After no callback I phoned at 4:30pm to be told that the person dealing with my complaint had left for the day!

 

After this I decided to write to them again after no joy on the phone. In my letter I declared that I would be cancelling my direct debit and seeking compensation of c.£150 for the additional months membership I had paid unless they responded to me within 7 days.

 

Two weeks have passed since this point and today I received a letter from Fitness First asking why my direct debit had been cancelled. Does anyone have any suggestions on how I can proceed and reclaim the money I have lost?

 

Thanks in advance for any replies, they are greatly appreciated

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A letter before action to their Head Office should concentrate their minds. Your (verbal?) stipulation can be agreed by staff anxious for your custom, and totally dispensed with should you sign the contract - unless it was noted on your contract or other written document. It may even state that employees are not permitted to vary the T&C without a director's permission. You don't state if you ever signed a contract only that you didn;t receive it. IF you DID sign something, then this may be used in their defence of your action. Clubs like these make a lot of monery this way, and DDM's should be avoided at all costs. You also don;t say if the DDM has been cancelled by you - be prepared for their attempt to enforce it and seek payment of monies due, so if you signed, get a copy of the T&C as soon as possible.

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Thank you for the advice on this matter it is appreciated. I did sign a document in the gym as I remember seeing the direct debit logo. I recently cancelled my direct debit to fitness first which has actually forced their hand. They have sent me the usual letter of 'we can't understand why your debit didn't collect properly.' Then I have recently received a letter frommy original request, this letter is dated 12th September and has really annoyed me!

 

They apologise for the 2 month delay in response and reiterate the 12 month contract, saying that to cancel will cost £232. They also state that I was provided with a copy of the contract upon joining and that they checked this with my local club. I have never received this, nor was I given it at the point of sale.

 

They also state that there is a 10-day option to cancel after signing, something I would have done had I read through the terms and conditions if I had seen them, something I have not done to this day! Any advice from here would be appreciated, I have not used the gym since March and I would like to reclaim approx £150 I have paid since whilst they have been messing me around and not responding to my letters.

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I cannot speak on behalf of FF however I worked for a large chain of gyms and know the contracts used inside, and I hate to be the bearer of bad news, but they are pretty water tight.

 

The sales people people will use all kinds of tactics to make you sign the contract, often lying.....such as yes, Sir, if your situation changes of course you can cancel, but this isn't the case. Then it comes down to it, its your word against theirs.

 

The contract that I am aware of only lets you cancel within the first twelve months on medical grounds, and even then you need a doctors note to say you are unable to train for a period of two months or more. Other than this you can 'freeze' your membership.....this entails still paying the DD but receiving those months back at a later date or transfering your membership to another gym or person.

 

I think you may have difficaulties getting out of this one. If you can get hold of the original contract please PM me a copy, and I will be able to advise further.

Lloyds TSB - £972

S.A.R, prelim and LBA sent

Claim acknowledged

Defence received

AQ 20/06/06

***FULL SETTLEMENT RECEIVED 20/07/06***

 

Woolwich - £2288

S.A.R, prelim and LBA sent.

Offered half

Moneyclaim filed online 02/08/06

Judgement filed online 23/08/06

WARRANT FILED ONLINE 30/08/06

MONEY RECEIVED BY BALIFF 04/10/06

***FULL SETTLEMENT RECEIVED 09/10/06***

 

Smile - £175

Pelim 23/06/06

***FULL SETTLEMENT RECEIVED 07/07/06***

 

My Ex vs Woolwich - £715

S.A.R sent 30/08/06

Pelim 06/10/06

LBA 20/10/06

 

Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Good work. I'll hear from you soon.

Lloyds TSB - £972

S.A.R, prelim and LBA sent

Claim acknowledged

Defence received

AQ 20/06/06

***FULL SETTLEMENT RECEIVED 20/07/06***

 

Woolwich - £2288

S.A.R, prelim and LBA sent.

Offered half

Moneyclaim filed online 02/08/06

Judgement filed online 23/08/06

WARRANT FILED ONLINE 30/08/06

MONEY RECEIVED BY BALIFF 04/10/06

***FULL SETTLEMENT RECEIVED 09/10/06***

 

Smile - £175

Pelim 23/06/06

***FULL SETTLEMENT RECEIVED 07/07/06***

 

My Ex vs Woolwich - £715

S.A.R sent 30/08/06

Pelim 06/10/06

LBA 20/10/06

 

Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 years later...

Someone has had the same problems I think - check out this must-see Fitness First protest video on youtube - it's priceless! :D

 

[EDIT]

Link removed.

Target video is possibly libellous.

Edited by Rooster-UK
Possibly libellous video.
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Would it work if you sent Fitness First a CCA request or an SAR request?

 

Hopefully that way you will get a copy of the agreement you signed with them as it involves credit (in the form of the 12 payments they are trying to reclaim from you).

 

Feebee_71 :confused:

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