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    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Car Accident - complicated circumstances, second opinion needed please


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pulling your chain mate........ i got t boned, didnt break bones, but the guy who checked me over on behalf of my solicitor indicated muscle spasms and something else in lower back......

 

The solicitor refused £3k which i wsnt even expecting, and settled on £4k.

 

Since then though my back has played up quite badly.... have used roboxin 750mg to control the pain...

 

Thankfully my employer sent me for private physio which worked a treat.

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so with the problems ive listed and my continued "discomfort" i should be aiming for high 4-figure then?

 

Yes but the amount all depends on full liability being accepted by the other side...... I think your lesson has been learnt (if you suspect DUI call the plod discreetly, dont let the other motorist know tell the cops arrive).... if the cops had attended, there would be no arguement..... someone drunk, and encroachin lanes, backed up by a police prosecution would have pushed it through quick..... get you solicitor to send you to a specialist...

 

This guy stringed you along as he knew he was drunk/had no insurance.... if cops hadve attended he wouldve been fined, points on license, possibly lost license and car seized.... it was in his interests to be all apologetic to get you to accept his word at the scene without the cops

 

I had mine sorted and i complicated things by moving to scotland 6weeks after the accident, so my solicito had to go through the Scottish Law Society to get me to a specialist.... and i still got money within 10mths....

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The problem is that I DID phone the police, gave them the licence plate and told them where the driver went to after the accident (same location as I went to, same carpark area anyway).

I get the feeling they just couldnt be that bothered with it (they did question my reasoning on the phone).

 

I had to accept the 50/50 or it was never going to go anywhere. My insurance company wouldnt press for a court hearing and seeing as the idiot had his car repaired off-insurance, he had no reason to contact his insurance company about the accident.

 

It would have just sat to infinity without anything happening to it ever until I unfortunately had to go the 50/50 route.

 

I saw a specialist, they said I have restricted lateral movement in my right arm, and damage to my right trapezius (shoulder) and base of my neck. I am still awaiting the report from the psycoanalysis though.

 

After the hoops I've been forced to jump through and the time that has passed, there is no way I will be accepting £1750, hell will freeze over before this happens.

 

From what I've been reading, even with a 50/50 I reckon the figure should be 5-6k. It affected my quality of life as I was unable to carry my son, lift heavy objects (still struggle) and do any form of gardening or heavy chores. This has in turn led to a fallout with my neighbours who we used to be really good friends with.

 

Anyway, I'm ranting now...sorry

 

P.

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The problem is that I DID phone the police, gave them the licence plate and told them where the driver went to after the accident

P.

 

 

The point im making, if you shoudve called the police to attend the scene of the accident when it happened..... if you hadve you wouldnt be in this mess......

 

If they hadve attended this wouldve been more clear cut and in you favou especially if he was ****ed.

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