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    • Welcome to the forum. I have moved your topic to the appropriate forum please continue to post here.   Andy
    • Interesting. Thanks for that London.  That’s what I’m gathering.     iv no doubt they would send me fake documents but would they really dare present fake documents to a court of law?
    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
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Nikkiandmidgets V Halifax


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Hiya, think I have managed to put all my details in the templates for my SARS - was hoping to do more but my oldest is still up but am hopeful she will go down in the next 15 mins as she is really tired. Not sure about the addresses as there are so many to choose from for each organisation but have addressed the Halifax ones to Sarah Briggs in Trinity Road. Hopefully this is correct! Once Amber is asleep I will find some envelopes and get them addressed, ready to take to the post office for my £10 postal orders and recorded delivery tomorrow. Am sending one for my halifax acct and one for my mums so hopefully the process will not be too bumpy!

 

Am also sending SAR's tomorrow for 1 closed BOS acct, 1 open BOS joint acct, 1 closed BOS mortgage acct, 2 x Capital One credit cards and 1 x CITI Credit card. Still got Littlewoods catalogue, flexible and credit card, 2 closed Citi Loans, 1 closed Black horse Loan, Closed Macadam Finance\welcome Finance loans, Closed Egg Credit cards x 2, 1 current egg loan, 1 BOS Preference acct (Passed to Blair, Oliver and Scott), my mums old Capital One CC, Citi CC, and Old Mortgage. Think my sisters are away to dig out old acct numbers\loan agreement numbers for me too and hubby may ask me too (Most likely getting divorced) so should be an expert on all this stuff by time I am finished.

 

Anyway, not sure I fancy going to court much so am crossing my fingers I wont have to as I cant speak in front of people and that the kids give me enough time to keep on top of everything. Was going to send these off last week but they have already delayed things by a few days as has taken me ages to read up on everything and still so much to read and so many different opinions. And have fallen even further behind on the housework!

 

Finally quick questions, should I send proof of id in with the SAR's(Will need to find a photocopier and not sure if this village has one as printer ink isnt cheap!)? Does Halifax ask for it? If they do, is it included in the 40 days or does it all start again from the day they received the proof of id?

 

think thats all for now.

Nikkiandmidgets Vs BOS (3) - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Capital One (2) - S.A.R sent 11/09/06, Prelims sent 20/10/06, LBA's sent 16/11/06

 

Nikkiandmidgets Vs Citi credit card - S.A.R sent 11/09/06, Prelim sent 9/10/06, LBA sent 28/10/06

 

Nikkiandmidgets Vs Halifax - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Egg (4) - S.A.R. sent 20/10/06

 

Nikkiandmidget Vs Littlewoods (3) - S.A.R sent 20/10/06

 

Nikkiandmidgets Vs Blackhorse - Prelim sent 20/10/06 requesting £125 charges to be refunded. LBA sent 16/11/06.

 

Nikkiandmidgets Vs Welcome Finance (Macadam Finance) - S.A.R and C.C.A request sent 20/10/06

 

My Mum Vs Halifax - S.A.R sent 11/09/06

My Mum Vs Capital One - S.A.R sent 20/10/06

My Mum Vs Citi - S.A.R sent 20/10/06

My Mum Vs SLC - S.A.R and C.C.A sent 09/10/06

 

Husband Vs BOS (3) - S.A.R sent 20/10/06

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Hi, looks like you'll be busy. Don't include id they may request that later. If they do it doesn't mean they get an extention to the 40 days. Just stick to the timetable for the SAR,prelim and LBA. Your in the driving seat not them. Good luck.

 

Gaz

 

Prelim letter sent 08/ 08/06 for £663 ( Halifax )

letter from Halifax rec 09/08/06 std reply

LBA sent 23/08/06

MCOL 08/09/06

S.A.R - (Subject Access Request) form sent 11/08/06 yorkshire bank

Rec letter asking for certified id

S.A.R - (Subject Access Request) form sent 11/08/06 capital one

S.A.R - (Subject Access Request) form sent 11/08/06 halifax ( chq cashed 17/08/06 )

S.A.R - (Subject Access Request) form sent 12/08/06 Barclays

letter from Barclays rec 17/08/09

S.A.R - (Subject Access Request) form sent again 18/08/06 Barclays

Rec statements from Barclays 19/08 prelim sent for £650 23/08/06

LBA sent to Barclays 07/09/06

S.A.R - (Subject Access Request) form sent BBBSC 21/08/06 ( ERC )

S.A.R - (Subject Access Request) form sent Halifax 21/08/06 ( ERC )( chq cashed 24/08/06 )

S.A.R - (Subject Access Request) form sent Paragon 25/08/06

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No word from Halifax re statements, hopefully I will get them soon as am not doing any more claims to other companies till I get past the SAR stage with all these as trying to minimise any confusion or possibility of missed dates cos I am dealing with too many at once!

Nikkiandmidgets Vs BOS (3) - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Capital One (2) - S.A.R sent 11/09/06, Prelims sent 20/10/06, LBA's sent 16/11/06

 

Nikkiandmidgets Vs Citi credit card - S.A.R sent 11/09/06, Prelim sent 9/10/06, LBA sent 28/10/06

 

Nikkiandmidgets Vs Halifax - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Egg (4) - S.A.R. sent 20/10/06

 

Nikkiandmidget Vs Littlewoods (3) - S.A.R sent 20/10/06

 

Nikkiandmidgets Vs Blackhorse - Prelim sent 20/10/06 requesting £125 charges to be refunded. LBA sent 16/11/06.

 

Nikkiandmidgets Vs Welcome Finance (Macadam Finance) - S.A.R and C.C.A request sent 20/10/06

 

My Mum Vs Halifax - S.A.R sent 11/09/06

My Mum Vs Capital One - S.A.R sent 20/10/06

My Mum Vs Citi - S.A.R sent 20/10/06

My Mum Vs SLC - S.A.R and C.C.A sent 09/10/06

 

Husband Vs BOS (3) - S.A.R sent 20/10/06

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Be careful not to take on too much,think of this .....if they went to court could you deal with them all?they most probably won't.but it could become confusing,when all the info starts coming in at once.regards Nigel.

HALIFAX CURRENT ACCOUNT SETTLED IN FULL 9/9/06.

 

N1 form completed 05-06-07,LBA sent 14-05-07,2nd go!Prelim sent 24/04/07

 

Halifax Visa 1.Paid in full

Halifax Classic.Paid in full.

 

LBA sent 14-05-07,GMAC prelim sent 24/04/07

 

Data Protection Act for halifax mortgage 16/09/06.

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Be careful not to take on too much,think of this .....if they went to court could you deal with them all?they most probably won't.but it could become confusing,when all the info starts coming in at once.regards Nigel.

HALIFAX CURRENT ACCOUNT SETTLED IN FULL 9/9/06.

 

N1 form completed 05-06-07,LBA sent 14-05-07,2nd go!Prelim sent 24/04/07

 

Halifax Visa 1.Paid in full

Halifax Classic.Paid in full.

 

LBA sent 14-05-07,GMAC prelim sent 24/04/07

 

Data Protection Act for halifax mortgage 16/09/06.

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I know its nowhere near the 40 days but have received nothing from Halifax yet so decided to email them via their website asking if they could acknowledge receipt. of my SAR. I did send it recorded delivery but the post office never gave me barcodes or whatever so I could track them and I was distracted with the kids getting grumpy in the pram!

 

Anyway I got this reply from their helpdesk within 30 mins of sending it -

 

Thank you for your e-mail of 22nd September 2006.

 

I am not familiar with the term 'SAR', please can you confirm what this

refers to and the address where your request was sent.

 

I look forward to hearing from you.

 

Regards

 

 

 

 

 

Joanne Scobie

Online HelpDesk

 

I emailed them back explaining what it is, what I requested and the address I sent it to. Also mentioned that I had heard others in the Consumer Action Group had received acknowledgements and as I hadnt just wanted to check that it was being processed. Not sure whether mentioning this group will slow down or speed up my application but couldnt resist mentioning it - after all I want them to know I WILL go all the way on this, and that I have a strong backing through this site!

 

Will let you know what they say!

Nikkiandmidgets Vs BOS (3) - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Capital One (2) - S.A.R sent 11/09/06, Prelims sent 20/10/06, LBA's sent 16/11/06

 

Nikkiandmidgets Vs Citi credit card - S.A.R sent 11/09/06, Prelim sent 9/10/06, LBA sent 28/10/06

 

Nikkiandmidgets Vs Halifax - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Egg (4) - S.A.R. sent 20/10/06

 

Nikkiandmidget Vs Littlewoods (3) - S.A.R sent 20/10/06

 

Nikkiandmidgets Vs Blackhorse - Prelim sent 20/10/06 requesting £125 charges to be refunded. LBA sent 16/11/06.

 

Nikkiandmidgets Vs Welcome Finance (Macadam Finance) - S.A.R and C.C.A request sent 20/10/06

 

My Mum Vs Halifax - S.A.R sent 11/09/06

My Mum Vs Capital One - S.A.R sent 20/10/06

My Mum Vs Citi - S.A.R sent 20/10/06

My Mum Vs SLC - S.A.R and C.C.A sent 09/10/06

 

Husband Vs BOS (3) - S.A.R sent 20/10/06

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  • 3 weeks later...

Got reply back from Halifax last week saying they had received my letter on 15th (seems a long time but I know mail can be slow from Scotland) and that it will be processed within 40 days allowed by DPA.

Nikkiandmidgets Vs BOS (3) - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Capital One (2) - S.A.R sent 11/09/06, Prelims sent 20/10/06, LBA's sent 16/11/06

 

Nikkiandmidgets Vs Citi credit card - S.A.R sent 11/09/06, Prelim sent 9/10/06, LBA sent 28/10/06

 

Nikkiandmidgets Vs Halifax - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Egg (4) - S.A.R. sent 20/10/06

 

Nikkiandmidget Vs Littlewoods (3) - S.A.R sent 20/10/06

 

Nikkiandmidgets Vs Blackhorse - Prelim sent 20/10/06 requesting £125 charges to be refunded. LBA sent 16/11/06.

 

Nikkiandmidgets Vs Welcome Finance (Macadam Finance) - S.A.R and C.C.A request sent 20/10/06

 

My Mum Vs Halifax - S.A.R sent 11/09/06

My Mum Vs Capital One - S.A.R sent 20/10/06

My Mum Vs Citi - S.A.R sent 20/10/06

My Mum Vs SLC - S.A.R and C.C.A sent 09/10/06

 

Husband Vs BOS (3) - S.A.R sent 20/10/06

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Hi there make sure to keep that email as proof that they have received it, a week before their deadlin is due to end just either a phonecall or a letter to remind them might be an idea!! I am sure they havent forgotton you, just that they are probably snowed under right now ha ha!!!

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  • 2 weeks later...

Still not received them - will chase up if not received by the end of this week!

Nikkiandmidgets Vs BOS (3) - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Capital One (2) - S.A.R sent 11/09/06, Prelims sent 20/10/06, LBA's sent 16/11/06

 

Nikkiandmidgets Vs Citi credit card - S.A.R sent 11/09/06, Prelim sent 9/10/06, LBA sent 28/10/06

 

Nikkiandmidgets Vs Halifax - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Egg (4) - S.A.R. sent 20/10/06

 

Nikkiandmidget Vs Littlewoods (3) - S.A.R sent 20/10/06

 

Nikkiandmidgets Vs Blackhorse - Prelim sent 20/10/06 requesting £125 charges to be refunded. LBA sent 16/11/06.

 

Nikkiandmidgets Vs Welcome Finance (Macadam Finance) - S.A.R and C.C.A request sent 20/10/06

 

My Mum Vs Halifax - S.A.R sent 11/09/06

My Mum Vs Capital One - S.A.R sent 20/10/06

My Mum Vs Citi - S.A.R sent 20/10/06

My Mum Vs SLC - S.A.R and C.C.A sent 09/10/06

 

Husband Vs BOS (3) - S.A.R sent 20/10/06

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Emailed Nicola Inett yesterday to chase this up as 40 days was up yesterday and then received a letter today dated 24th from them saying that statements will arrive under separate cover, they are under no obligation ro record manual intervention so cannot assist further on that front so time to get the hilighter at the ready I think!

Nikkiandmidgets Vs BOS (3) - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Capital One (2) - S.A.R sent 11/09/06, Prelims sent 20/10/06, LBA's sent 16/11/06

 

Nikkiandmidgets Vs Citi credit card - S.A.R sent 11/09/06, Prelim sent 9/10/06, LBA sent 28/10/06

 

Nikkiandmidgets Vs Halifax - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Egg (4) - S.A.R. sent 20/10/06

 

Nikkiandmidget Vs Littlewoods (3) - S.A.R sent 20/10/06

 

Nikkiandmidgets Vs Blackhorse - Prelim sent 20/10/06 requesting £125 charges to be refunded. LBA sent 16/11/06.

 

Nikkiandmidgets Vs Welcome Finance (Macadam Finance) - S.A.R and C.C.A request sent 20/10/06

 

My Mum Vs Halifax - S.A.R sent 11/09/06

My Mum Vs Capital One - S.A.R sent 20/10/06

My Mum Vs Citi - S.A.R sent 20/10/06

My Mum Vs SLC - S.A.R and C.C.A sent 09/10/06

 

Husband Vs BOS (3) - S.A.R sent 20/10/06

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