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    • You need a back up plan. If you believe that redundancy is very likely, start looking at other employment options.  Don't leave it until you have been made redundant before looking for new employment. I regularly speak to people who have been made redundant and about mental health. Those who have a positive plan, get into employment quickly following redundancy and manage to maintain their finances. Those who don't have a plan, decide to accept redundancy and a period of unemployment. They end up in a downward spiral, with redundancy money spent, debts accumulated, mental health decline and difficulty finding new employment.  
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    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
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My abbey claim so far ....Help ?


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Hi

 

I sent out my first letter regarding Statements for past 6 years using the template , with enclosed £10 fee.

 

On 07/09/06 I received the microfiche reply as detailed here in the forums, but with no statements at all, just the letter.

 

I have some bank statements from last year but they are far from complete, so i cannot estimate the size of my claim. Just for these sporadic statements alone i have found over £800.00 in charges.

 

Am i correct that i should now send the letter for the non-compliance of the data protection act.??

 

 

An Interesting thing happened on friday. I Checked my bank account on-line and found £260 IN CHARGES for last month. I Phoned them with a different approach this time (I kept calm and didn't mention don corleone and the mafia :D)

I was given the usual waffle about charges , blah , blah , blah and told i could take it further and make an "appeal" and that they could return only £55 to me now. I told the person on the phone that i wouldn't bother with that "appeal" procedure and that i would make my claim by "another route". She asked me to hang on , she was gone ages , then returned and said " i've spoken to a diferent supervisor and i can return £210 in charges to your account" ...... !!!!!

 

What a turn around...

 

 

anyway...onward ..ever onward...

 

So, back to my question ..... should I now send the letter for the non-compliance of the data protection act.??

 

 

Many Thanks :)

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Hello,

Personally I wouldn't bother making any phonecalls to Abbey.

Follow the procedure on this site.

Send the second letter. If you don't get your statements then issue a claim.

Always send it to the DP department, if you get a reply from a different department send it to both just to be sure.

I actually had my request refused twice by a department I did not correspond with.

Hope this helps

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Only send the letter for non-compliance with DPA if you intend to follow it through to the end. Most of us who have put in estimated claims base it on what we have received which is usually about 14 months and what we already had. If you have a year's worth then you can work out the charges and multiply by how many years you are claiming for. This is reasonable. It is what I did and I am at AQ stage. Others have already been paid.

;) nn

FAQs: click here: http://READ THESE

 

Any views or opinions expressed are in good faith, to the best of my ability. I don't like to admit it, but I have been known to be wrong. Check other threads and if in doubt, seek professional advice.

 

 

Abbey: SETTLED IN FULL:lol:

BoS M/card SETTLED 27/09:lol:

Aqua CC (Halifax) SETTLED 28/06 :lol:

GMAC Request for refund 14/6; Prelim 31/7; LBA 11/9

First National Mortgage Data Protection Act sent 14/6 Statements 26/7

Cap 1 - SETTLED IN FULL:lol:

Abbey x 2: 50% offer refused AQ filed

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