Jump to content


  • Tweets

  • Posts

    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
    • Please go back and read my message posted at 10:27 this morning @jk2054. I didn't say that I wasn't going to provide documents, only that I will upload them to an online repo that I am in control of, and that I would share links to these. You shall still be able to read and download them no different from if they were hosted here. And, the issue I have is not so much with hosting, but using an online pdf editor to create a multi-page pdf, again I have discussed this that same message.
    • Thanks ,DX, I'd forgpotton about that letter and can't remember sending a SB letter. I must have left it and they did not chase. Unclebulgia. Yes several periods of no contact. Think its time for the SB letter . 
    • well if your not going to upload documents because you are too scared of your data being stolen and someone rocking up to you we are going to struggle to help you peoples energy data breach has nothing to do with a hosting site...
    • Whilst trying to point score over Biden, Trump can't remember the name of his own doctor. Trump gets name of his doctor wrong as he challenges Biden to cognitive test | Donald Trump | The Guardian WWW.THEGUARDIAN.COM Gaffe came as 78-year-old Republican presidential candidate sought to bolster his support among Black and Latino voters in Michigan  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Reclaiming Bank Charges - what are my chances?


mebuck
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4913 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

 

Back in 2006 I successfully reclaimed a few thousand pounds in bank charges over several accounts from my student days. Although I probably haven't racked up anything like this since, I think I'd like to try and reclaim the odd few hundred which may have been taken between 2006 and now. I understand that at the backend of 2009 the banks won a supreme court case...

 

Having a look at this page - http://www.moneysavingexpert.com/reclaim/bank-charges , it would appear that it's still possible to reclaim bank charges through the usual letter / court route, however the argument for refund is more complex. It would also appear that it's more likely to get your money back if you apply through the FO, but these decisions are only made for people who are in or have received extreme hardship due to the charges. I don't think I have, I'm still afloat, have a job etc - I'd just really like the money back!

 

What's this forum's general feeling? Do you think I have a chance of claiming a few hundred back from the last 4 years? I know I'll have to take them to court to get this back... would you guys recommend it or do you think I'll fall flat on my face?

 

Has anyone received money back without using the Ombudsman recently?

Link to post
Share on other sites

Hi, thanks for the speedy response.

 

So basically don't bother with the ombudsman and proceed to request the transactions in the usual manner then:

 

-send prelim letter

-send lba

-take them to small claims

 

Also, is there any new template letters which have been updated since the supreme court judgement?

Link to post
Share on other sites

I would hold fire on 'take them to small claims', you will not get very far. As I said sit tight. This isn't going to happen over night.

 

There aren't any new Templates as such, but you can use this Template, just amend it, they will reject it, but when things start moving again, you've got your claim as a reference point.

 

http://www.consumeractiongroup.co.uk/forum/content.php?553-Prelimary-Request-for-Payment.

 

Hi, thanks for the speedy response.

 

So basically don't bother with the ombudsman and proceed to request the transactions in the usual manner then:

 

-send prelim letter

-send lba

-take them to small claims

 

Also, is there any new template letters which have been updated since the supreme court judgement?

Link to post
Share on other sites

GLC are kind enough to post updates on this site, heres the thread that Mike from GLC posts on. Hang in there.

The banks aren't playing ball and are delaying the case, others are doing the same. But hopefully we will get there.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?248268-Sheriff-puts-Bank-of-Scotland-to-proof-on-bank-charges&highlight=sheriff

 

OK, thanks for your response. Is anyone following the GLC? Could this be months or years?
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...