unknown? Natwest/Shakespeare Putman CCJ - Now going for a CO

[questioning]

Hi Bolly,

You don't have to wait for the out come of the case Bolly, the advice is to go ahead and get your claim into court, where it will be stayed along with everyone else's until the outcome of the case. From what I remember this thread will give you some insight if you want to go ahead and get the claim in to court for reclaiming the bank charges.

Heres the thread its quite long but hi lights what to do very well.

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/126347-hsbc-bank-overdraft-charges-9.html#post2111612

 

Once its in court it is well and truly in dispute and cannot be passed to anyone. There is a wealth of info on Cag to show you how to go ahead and reclaim the penalty bank charges., The linked thread just springs to mind as it has alot of aspects of reclaiming that have been explained on there.

You don't say how far you got when you started to reclaim?

Do you have all your bank statements for the last 6 yrs?

You said you don't know hwere your money is going, Surely if you pay into the account they send you statements so you can see where your money is going.?

As for this firm taking you to court, when did they say that? I'm sure that is just probably another mindless threat from them.

Don't talk to them on the phone, refuse their security questions and demand that they write to you only. Theres a template letter if you need one on the site, let us know if you do and can't find it.

 

Are Shakespeare putsman acting for Nat-west? Do they say Nat west is there client?

Theres a few questions for you Bolly, sorry until you answer them I'm not sure how else to advise you.

In the mean time try not to worry, Its already been said, If they did take you to court you could just counter claim for the charges. I don't think they will start court action at the moment any way.

 

Alternatively you could give national debt line a ring if you would prefer someone to talk to. They are confidential and are a mountain of help, here is there number ...Phone us for advice 0808 808 4000

Their website is National Debtline England & Wales | About National Debtline

Edited April 18, 2009 by questioning

[questioning]

You could post in the Natwest forum as I really think you should get this Overdraft into court asap.

Here is a link to their sub forum.......NatWest Bank - The Consumer Forums

[questioning]

Oh I should say I don't get bank statements from Nat West just letters telling me how much I owe, so I can't see where the money I am paying is going.

 

Well is the balance going down by the amount you pay each month or is it going up?

I really think that you should get the OD into court and as for the loan I would contact National debtline about that one.

I would not talk to them on the phone.

Send them the "communicate in writing letter" from the libary.

 

kind regards Q.x.