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Hi, New, Scared, Help!!!


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Hi :rolleyes: , been doing the bank thing for a while, but not through this site, so finding it all a little confusing.

It started after watching Trevor Macdonald, a few days later i had been charged by natwest £38.00 for a returned direct debit, and as i sat there moaning about it, my partner convinced me to write to them about reclaiming charges. They promptly send me my statements and within 2 weeks had written to me offering 50% which i took as the total amount was quite low.

Had a previous account with barclays that got closed due to owing them money, part of which was due to charging me. They have really messed me around, writing back eventually and trying to change the goal posts (so if i give them 14 days, they write back giving themselves 28 days!). The 14 days that i gave them is now up and just issued 7 days till issuing court proceedings.

Kinda hoping that it will go to court now!!

Going to go mad waiting for the post each day, or not as i want it.

Don't know if i'm doing anything write so feedback would be great and if you can help me with wording for court papers, would be appreciated as started preparing. :?

Thanks, Kate :p

Prem letter sent 19th August asking for £1465.00

Fob off letter received 24 August :mad:

LBA letter sent 3 September

MCOL started 12 September

Deemed as served 17 September

Offer of £550 received 18 September :(

(Not accepting, waiting for acknowledgement!)

Acknowledged on 25 September yey! :)

Defended on 8 October

Allocation Questionnaire received 14th October

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Hi Kate :)

 

Take a good look at the FAQs and the library section. You'll find lots of information there that should help you.

Also, start a thread in the relevant section of the forum (the bank you are dealing with), and keep that updated. That way people who are in a similar situation or have already been throught the whole procedure can help you.

Good luck!:D

-Warms (Alexandra)-

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Whatever I post is just my opinion, no more, no less!:!:

.....................................................................

NatWest=>settled in full, no strings!:D

NatWest creditcard=>settled in full, no strings!:D

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