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opps did VS with TFC


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i took out car finance in 2001 defaulted after six months and agreed to return the car to finance company in august 2001, today my parents who i was living with recieved a letter addressed to me, my dad opened it (both got same name) and it was a letter saying i owed the finance company six thousand pound, my question is can this be enforced after this length of time i have recieved no correspondence from them since car was returned thanks

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I think it's safe to say this debt is Statute Barred after this length of time.

 

Write and tell them to jog on

 

Send em this (if you live in england)

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/599-letter-sent-when-debt-is-statute-barred

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me too !!!!!!! just payed off my acf/cygnet finance car, not been able to drive it for eighteen months due to major faults on engine !i a m cuurrently trying to get my ppi package refunded (over two grand) they have offered me £500 which i have turned down with regards to there staff they are rude, arrogant and on occasion offensive i would advise anybody not to go near them your better off walking to work than get a car off these criminals i will put another post up when i hear about ppi claim . have fun folks .

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check the rules on timebarred debts first

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  • dx100uk changed the title to opps did VS with TFC
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