thanks for your help every one

me too !!!!!!! just payed off my acf/cygnet finance car, not been able to drive it for eighteen months due to major faults on engine !i a m cuurrently trying to get my ppi package refunded (over two grand) they have offered me £500 which i have turned down with regards to there staff they are rude, arrogant and on occasion offensive i would advise anybody not to go near them your better off walking to work than get a car off these criminals i will put another post up when i hear about ppi claim . have fun folks .

thanks thats what i thought

i took out car finance in 2001 defaulted after six months and agreed to return the car to finance company in august 2001, today my parents who i was living with recieved a letter addressed to me, my dad opened it (both got same name) and it was a letter saying i owed the finance company six thousand pound, my question is can this be enforced after this length of time i have recieved no correspondence from them since car was returned thanks