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    • By not sticking to the deadline which you set you have lost credibility. Your letter of claim becomes one of hundreds of others which they receive and which they put in the bin because they think that you are just bluffing.  
    • 05.05.24 Ever so sorry if I have entered this in the wrong part of this website.   My grandfather is in his 70's and retired.  He asked me to help him find a work pension that he was paying into when he was working. From 1967 - 1982 he worked for a Fabric Dying Company, Celanese, Spondon Derby UK. I have already used the GOV.uk Trace Pension Scheme. It listed a few pension companies : Akzo Nobel (CPS) Pension Scheme formerly Courtaulds Pension Scheme.  I do not fully understand how this works but I think this scheme is administer by a company called Willis Tower Watson. We have called this company, got through to the pension department submitted all my grandfather's details (D.O.B. , N.I. no. etc.) but that agent tells that they have no record of my grandfather and ask what is the name of the pension scheme. Here is the problem, his home was burgalled in 2005 and a briefcase which contained his legal documents was stolen. So he does not know who was the Pension Scheme company. I have a this phone number 01332 681 210 for Celanese but it just rings and never gets answered. So I am asking for help if anyone can tell us where we can try next. I am also hoping for a massive long shot that one of them members on this website, worked for or knows someone who worked for British Celanese Spondon Derby and could tell us of any pension company. Thanks for any help.
    • Well I sent them the letter of claim, the only responses so far was a few emails reopening the claims on the parcels where they asked for information such as proof of value (which I get) but other things like photos of the parcels, which I haven't got as I never took photos of them. It's been well over the 14 days since I sent the letter now anyway, so what do you think I should do now?
    • Know it has already been answered, but? Does not explain why JCI has registered a different default date when they get the information from the original creditor, Virgin
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Maria v Barclays ***WON***


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thanks

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

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  • 1 month later...

Any update on this one ?

Claims:

bgqs v Barclays (Claim No.1) - Claim Issued 16/3/07 Await Defence to be Entered - Data Protection Act Non-Compliance - *WON

 

bgqs v Barclays (Claim No.2) - Prelim Letter Sent (Charges + s.68 Interest) - 16/3/07 - *WON

 

bgqs v Halifax - Prelim Letter Sent (Charges +C.I Interest) - 16/3/07 - *WON

 

*Paid Deposit on New House with my Winnings !

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Any update on this one ?

Hi, yes thanks for asking. Barclays have failed to submit thier court bundle, I wrote to them on Wednesday, by special delivery expressing my dismay and disapointment, I included an updated schedule of charges and reiterated that in order to avoid court they would need to settle in full by Tuesday.

Low & behold there was a message on my ansa phone on Thursday, I rang them back at 17.35, and I think I just caught my guy before he headed off for his bank hols. he said that he had sent me letters saying they were settling in full and I just needed to sign and fax back.

I got the letters today, for all 4 claims but sadly it is £930.88 short of what I am claiming. That is way too much for me to allow. Therefore on Tuesday morning I will be phoning him to say no thanks I would like all my money please.

I will have to ask them to email me the amended offer, without a confidentiality clause, for the full amount and then I will sign. I am a nurse and I work long days on a very busy unit, Tuesday is my only day off,Wed &Thurs I am at work 07.30 - 20.30 so I cannot wait for the post, can anyone tell me if it is okay for me to scan my signed papers and email back, as if I am to write to the courts I have to have this sealed by close of Tuesday, I guess a scanned document is as good as a faxed one, they are paying me by cheque and I am not prepared to cancel the court until I have the cheque in my hand. Which means I will need it by Wednesday, the very latest Thursday.

Incidentally, Barclays have all so asked for a copy of the letter cancelling the court with my signed acceptance, I am not happy to do that untill I have my cheque.

Nearly there, thanks for everyones support.

M

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

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any advise on the confidentiality bit, or sticking to my guns and not cancelling the court before I have my cheque?

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

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Share on other sites

Hi, my case goes to court the Friday, Barclays have failed to submit thier court bundle, I wrote to them on Wednesday, by special delivery expressing my dismay and disapointment, I included an updated schedule of charges and reiterated that in order to avoid court they would need to settle in full by Tuesday.

Low & behold there was a message on my ansa phone on Thursday, I rang them back at 17.35, and I think I just caught my guy before he headed off for his bank hols. he said that he had sent me letters saying they were settling in full and I just needed to sign and fax back.

I got the letters today, for all 4 claims but sadly it is £930.88 short of what I am claiming. That is way too much for me to allow. Therefore on Tuesday morning I will be phoning him to say no thanks I would like all my money please.

I will have to ask them to email me the amended offer, without a confidentiality clause, for the full amount and then I will sign. I am a nurse and I work long days on a very busy unit, Tuesday is my only day off,Wed &Thurs I am at work 07.30 - 20.30 so I cannot wait for the post, can anyone tell me if it is okay for me to scan my signed papers and email back, as if I am to write to the courts I have to have this sealed by close of Tuesday, I guess a scanned document is as good as a faxed one, they are paying me by cheque and I am not prepared to cancel the court until I have the cheque in my hand. Which means I will need it by Wednesday, the very latest Thursday.

Incidentally, Barclays have all so asked for a copy of the letter cancelling the court with my signed acceptance, I am not happy to do that untill I have my cheque.

Nearly there, thanks for everyones support.

M

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

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Share on other sites

If the money is not cleared in your account by Friday, you should go to court.

 

Tell the judge they have at the 11th hour indicated that they wish to settle, but the funds have not materialised yet.

 

He'll probably adjourn for a fortnight to dot the i's and cross the t's, or you might even get a judgement there and then if the judge is particularly frustrated at Barclays antics, which lets face it, why would'nt he be?!;)

 

On that note, you should also request costs - you have a right to request up to £50 in respect of loss of earnings and up to £50 for travel expenses. Also, you should try requesting your entire preparation costs on the basis of the defendants unreasonable conduct. Details halfway down this post -

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html#post553523

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Thanks, If I have my cheque in my hand before Friday, and banked, therefore waiting to clear, I assume it is unlikely that the cheque would bounce,or should I still go to court just to make sure the order is made incase it bounces? Ofcourse, if I don't have a cheque to bank then I am certainly going to see the Judge.

Afterall if the bank and I use email on Tuesday, I would expect my cheque to be special delivery by 1pm on Wednesday.

Do banks still have the facility to special cheques?

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

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Share on other sites

I assume it is unlikely that the cheque would bounce

We'll you'd think so, would'nt you, but believe me stranger things have happened. There have been a few horror stories where hearings have been cancelled and then the bank have renaged on an agreement to settle, and in fact there was a Barclays thread where this happened just last week - I'll try to find it for you.

 

If it were me, I would most definately still go to court unless it was 100% cleared.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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wow, thanks very much, I wouldn't have thought that. I will ask my husband to ask the bank to do a special clearance on it, otherwise I will definetly be going to court on Friday, I will explain to the judge that Barclays have failed to deliver in other cases, so I need the reasurance of a judgement.

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

Link to post
Share on other sites

thanks

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

Link to post
Share on other sites

Sorry, but as my court date is so close, I was hoping for some support and my current thread title does not attract readers, I bumped it up a few times,but still no one responded, the title 'court Friday 13th' did attract some answers, I don't know how to change my thread title, is this possible?

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

Link to post
Share on other sites

If you feel you need additional support and nobody is responding to your thread then pm some people or post a link to your thread on other threads asking for some support. To post your link go to Quick Links icon at top of page then scroll down to and left click Subscribed Threads then scroll to your thread title and right click it, scroll down to copy shortcut and left click this. Then when in the thread or pm you want to post it simply right click then left click paste.

 

Tanz

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thanks.

I phoned Thomas this morning and said that I cannot accept the offer they have made, we quickly agreed a figure that is close to what I am claiming, as my claims are 4 separate ones, 2 with Barclays, 1 barclaycard and 1 monument, he said that he can special delivery the 2 big ones for barclays, so that should be with me by tomorrow lunch, i am going to get overnight clearance on the cheques and hand deliver to the court cancelling the hearing for friday,on clearance, however, the smaller 2 have to come directly from barclaycard and monument, Thomas said he has no control over these, other than requesting they pay me, so I said that is fine, but I will still attend the court on Friday, I will show the judge our agreement letter but state that I haven't got the payment yet and ask he make the order in my order.

So I very nearly there!!!!

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

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Share on other sites

Excellent news. Yes, do attend court, and make sure that the judge is aware of the agreement made. This way, if they decide to play silly buggers, you have the courts decision on your side.

 

The fact that they are willing to do a special delivery to you tells you all you need to know on how much they do not want to go to court, doesn't it... :cool:

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Hi, got 2 of my 4 claims paid today, so when the cheque clears, (got it specialed) I will ask the mods to move to successful claim and make a donation to this great site.

Still waiting for barclaycard and monument to pay me as promised, we'll see. If payment arrives tomorrow, all well and good, but my post doesn't come until 12.30 and my court case is at 14.00 on Friday, that is my day off and I intend to go shopping in the morning. I am not sitting in just in case the cheque is in the post. It is not my fault good old barclays left it this late to pay out, especially when they know what they are doing is unlawful!

I'll keep you all posted.

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

Link to post
Share on other sites

  • 3 weeks later...

:) :) Hi, all just to let you know, I had offers for all 4 of my claims 2 days before court, I still went as I had asked for cheques, the Judge ordered that the case be left open and that I could return at any time, should the payment not be recieved.

Got all the monies, in full, refused to sign the confidentiality bit, and the donation to this site is on it's way. Thanks to everyone who contributed to this.

Good luck to every one fighting the banks. I am going to take on the Royal Bank of Scotland and the Funding Corp now.

Maria

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

Link to post
Share on other sites

thank you, it has been a long journey, but very worth while and satisfying. Couldn't have done it without this forum.

Captital One :) :Settled in full at LBA £676.00

Barclays 1 :rolleyes:

05/01/06.

Court date set 13th April

Barclays 2 :rolleyes:

Court date set 13th April

Barclay Card::p

Court date set 13th April

Monument: :p

Court date set 13th April

All my cases are being heard at the same time for 2.5 hours

Link to post
Share on other sites

Well done Maria!!:D

 

Title changed and thread moved as requested.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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