Resolvecall for capquest - old EGG card debt

[Bazooka Boo]

As already said by Pinky, these threat monkeys really do have no more 'Legal' ability to do anything than I do, being in debt is not a criminal offence, although I don't think it will be too long before one of these laughable outfits try's telling you it is!

 

Don't be afraid to answer your own bloody door! Regardless of who is on the other side, jesus, it's your bloody property, and you have the right to feel at ease and comfort in your own home, just because some uneducated fool who believes they have some god given right to be knocking your door and foolishly asking you for money, does not mean you have to give the fool the time of day, nor feel intimidated.

 

Personally as they have intimated Legal action ie, a Stat demand, I would be sending them a request under CPR 31.14 to see what it is they intend to rely upon in court against you.

 

You are on benefits, I am assuming you are a full time carer for your child?

Then they have absolutely zero hope or chance of recovering any money from you, no DJ in this country would order you to pay what you cannot afford, so relax, 9 times out of 10, all these letters are designed to do, is to intimidate and threaten. In the hope that they will hit a nerve and get you to ring them up and agree to pay what you cannot afford.....

 

Boo;)

[Bazooka Boo]

The request Under CPR 31.14 regs can be read on this following thread; Knocked back by a DCA on a Sec 10 notice? - The Consumer Forums

 

Whilst 99% of DCA's threaten legal action by way of court, I do believe that on receipt of this threat, all alleged debtors should send them a request using the CPR regs, AFTER the CCA request has either failed or has brought things to a standstill where by they state that what they have sent does in fact comply, when in fact it does not and they are still barking on about legal action.

 

There is no-one watching you, or following you, this is yet again another myth from the 70's and 80's that DCA's still like us all to think they use, their 'Tracing' debtors as they like to misquote it, is nothing more than searching the Electoral register, land registry, BDM register, this is 2010, there are a lot less time consuming and easier ways to trace somebody other than follow them, which unless is in the national interest (security) or done by a 'qualified' trained professional, would be illegal and certainly answerable in a court of law.

 

So do try to stop stressing, I know it is hard if your of the paranoia type, I used to go out with a change of clothes in my bag, and whenever I felt threatened, would get changed in the Gents, wear caps, glasses, use a walking stick...etc..etc..etc...

 

Now I am willing them to find me so i can have a damn good confrontation, but that was only after I found CAG and began learning my rights, and exactly what they can and can't do, worrying about it only wears you out, so don't as you'll begin to learn, these ex burger flippers who have more spots than a leopard, who still get their Mum to wash behind their ears, have been given a desk with a telephone, and a scripted sheet of questions and threats to abuse people who have yet to be educated about their rights...

 

Don't worry, we're with you all the way..

Boo;)

[Bazooka Boo]

If they hang around outside your house and or follow you report them for stalking, it's a criminal offence!

 

BB Thinks Chance would be a fine thing at the minute!