Crash V Barclaycard ** SETTLED IN FULL **

[crashbandicoot]

Sent them the court bundle (all 167 pages!!) on Saturday by recorded delivery. I expected them to receive it on Monday, but having checked Royal Mail it was only received today. Anyway, this morning I received a letter from them:

 

'We recognise the sum at issue is relatively modest blah blah, without admission or liability blah blah, WE ARE PREPARED TO SETTLE YOUR CLAIM...£134.39 IN FULL AND FINAL SETTLEMENT.'

 

A RESULT!!!!!

 

They have ignored the daily interest which is pennies, so I'm not going to lose sleep over that. They've given me the confidentiality rubbish, so I'm returning their letter back to them, accompanied by my own letter saying I accept the payment without any terms.

 

Donation/survey will be done as soon as funds are received from Barclaycard!

[neilbass]

Great news Crash!! At last they see sense.

 

Enjoy your victory :)

[crashbandicoot]

Thanks Neil, I spoke to the lady who sent me the letter, and asked her to settle my Bank claim too, but she said they couldn't and had to go through the 'process' so I sent them this:

 

Further to my conversation with you earlier, I will be sending you the letter accepting your full settlement payment for my Claim Ref: xxxxxxxx for £134.39 without any terms attached. I will inform the court that the claim is discontinued, once I have received payment from you.

 

May I also bring to your attention my other court claim with you: Ref: xxxxxxx, issued at Aylesbury County Court, for £2195.77 plus court costs and daily interest until the date of judgment or when the case is settled. I also mentioned this claim in my conversation to you as it was deemed served on 04 November 2006.

 

I would like to remind you that the court and indeed I, do not wish to have our time wasted by needless delays and insufficient offers. I will be taking this claim all the way to court, and you will have seen from the documents you received in support of my Barclaycard claim for my hearing, that I have not entered into this claim lightly either. You will be receiving a similar bundle should the case be issued with a hearing date.

 

I am well aware that you have been settling such claims before they reach a hearing, purely because, as you put it, you 'recognise the sum that is at issue between us is relatively modest and as such, is not cost effective for either party to take this matter to trial'.

 

With this in mind I would ask you to consider settling my Barclays Bank claim swiftly to avoid unncessary to-ing and fro-ing, for the sake of fulfilling protocol in your department, which will ultimately end up in you offering to settle before the hearing is through anyway.

 

I would ask you to consider this option very carefully. If you settle this claim within the next 7 days, I am willing to waive the daily accruing interest which is mounting as we speak.

 

Otherwise I will, and hope, to see you in court.

 

Even if it doesn't get a response, it may just rock the boat along slightly!

[neilbass]

Looks very good Crash - here's hoping for you.

[crashbandicoot]

'Late Payment Refund' of £134.39 has hit my account on checking today :grin:

 

Donation made, survey done....NEXT?!!

[Hackers75]

Congratulations, great to read. they have til dec 2nd to send me all the statements or this mild mannered individual is going to turn into one nasty *@&*^%%.