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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Discharged Bankrupt in need of Business Bank Account


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Hi All,

 

I went bankrupt about 20 months ago so have been discharged for 8 months now.

After almost a year unemployed I have been offered a contract role :) and I would like to maximise my earnings by going as a limited company.

 

In order to do this I need a business bank account and was wondering if anyone knew who I could approach and if anyone had an account approved after discharge.

 

I have a Co-Op Cashminder personal account (which has been fine and I'm really happy with) so I'll approach them tomorrow in case they can help.

 

I have seen another post that recommended NatWest but I had significant debt with them at the time of bankruptcy so I feel uneasy about approaching them (although it'd probably be in their best interests to take my account on as it is a zero risk company)

 

Many thanks,

LB

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Thanks Yekrats and I'd love to use them as my current account is with them so instant on-line transfers etc...but I've called them and they have stopped taking new customers for the time being...:-x Some sort of issue with their on-line banking system, so they say.

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Yeah, I have a personal account with Co-Op and did get it before I was discharged. They've been really good, for me. Hence I though it'd be a good idea to get the business account with them (also because I could do instant on-line transfers between business and personal accounts) But they wouldn't let me open one and their web-site says that the account is temporarily unavailable.

 

The Co-operative Bank | Business Directplus

 

Maybe worth asking them how long it'll be unavailable for.

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Yes Barclays have proved themselves to be far more interested in THEM making money from YOU than anything else.

 

I was told about a Business foundation account that has been arranged between Inbiz (A thing set up between the Gov to help new businesses) and Lloyds.

I was told that the only criteria is that you are not currently bankrupt and do not owe Lloyds banking group any money.

Worth a try I guess-you can find info on InBiz - Supporting Start-ups, Micro-Businesses and SMEs

 

Good luck.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I will move your thread to the Business bank forums where you may get other pointers.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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