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Discharged Bankrupt in need of Business Bank Account


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Hi All,

 

I went bankrupt about 20 months ago so have been discharged for 8 months now.

After almost a year unemployed I have been offered a contract role :) and I would like to maximise my earnings by going as a limited company.

 

In order to do this I need a business bank account and was wondering if anyone knew who I could approach and if anyone had an account approved after discharge.

 

I have a Co-Op Cashminder personal account (which has been fine and I'm really happy with) so I'll approach them tomorrow in case they can help.

 

I have seen another post that recommended NatWest but I had significant debt with them at the time of bankruptcy so I feel uneasy about approaching them (although it'd probably be in their best interests to take my account on as it is a zero risk company)

 

Many thanks,

LB

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Thanks Yekrats and I'd love to use them as my current account is with them so instant on-line transfers etc...but I've called them and they have stopped taking new customers for the time being...:-x Some sort of issue with their on-line banking system, so they say.

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Yeah, I have a personal account with Co-Op and did get it before I was discharged. They've been really good, for me. Hence I though it'd be a good idea to get the business account with them (also because I could do instant on-line transfers between business and personal accounts) But they wouldn't let me open one and their web-site says that the account is temporarily unavailable.

 

The Co-operative Bank | Business Directplus

 

Maybe worth asking them how long it'll be unavailable for.

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Yes Barclays have proved themselves to be far more interested in THEM making money from YOU than anything else.

 

I was told about a Business foundation account that has been arranged between Inbiz (A thing set up between the Gov to help new businesses) and Lloyds.

I was told that the only criteria is that you are not currently bankrupt and do not owe Lloyds banking group any money.

Worth a try I guess-you can find info on InBiz - Supporting Start-ups, Micro-Businesses and SMEs

 

Good luck.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I will move your thread to the Business bank forums where you may get other pointers.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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