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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Advent Computer Training (Hitachi Capital Finance) Discussions


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:evil:Hi guys

 

I've received a repsonse from HCF not to my liking either. I've been on the course for 18 months and completed my first half of the comptia A+ module and was due to book the next exam before 'it happened'.

 

I've paid a total of £2770.74 out of £4750.00, they have offered me £923.58 back stating that due to me having access to the course for 18 months that would warrant a cost of £1847.16. That's complete and utter BS!!! I agree that on both my enrollment form and agreement there's no indication of length of time of the course so they cannot put a cost against that.

 

Secondly my reason for having the credit agreement was with aim to achieve an MSCE qualification not half a comptia, so there has been a failure of service and contract breach.

 

I have now sent an irate email to HCF as they've only given me 10 days to respond, i've now sent this and given them 5 days.

 

'Dear Jeanette

 

I writing with the utmost dissappointment in the proposed resolution to the complaint that I raised on the 2nd of February 2010.

 

It's to my knowledge that not only are you not going to provide me with a full refund of my monies paid, but also demanding that I continue to make payments to you? Where is the logic in paying for a service that I am no longer receiving?!

 

I may have been on the course for 18 months, however on the agreement that I forwarded to you I have NO start or end date indicating that i have no time limit to complete the course. You've stated that i have completed modules or received materials up to the module 3 which is a lie! I have completed the first half of a comptia A+ and was on course to finish the second before advent went bust. This would of let me at least have a qualification that i could use, however i now have been left with half a qualification that i can do nothing with. I originally signed up to do a course that would give me a MSCE qualification at the end of it and due to circumstance this has not happened so i'm left with nothing.

The credit agreement from HITACHI that supported Advent states that if there's a failure in providing this service then i am within my right to claim for all losses incurred and the resolve to my complaint that you've sent has not supported that statement. Therefore i again DEMAND that you refund my monies the FULL £2374.92 IN FULL EFFECT! If a satisfactory agreement is not reached within the full allotted time of 8 weeks so the 2nd of April I will be raising the complaint to the Financial Ombudsman and taking legal action.

 

I advise you get back to me within the next 5 days!!!

 

P.s I hope that you understand my situation and can emphasise in the disheartening stress this has caused. I do wish this matter to to be solved quickly and smoothly.

 

Regards'

 

Now awaiting a real reply as i've had a confirmation of receipt.:evil:

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:evil:Hi guys

 

I've received a repsonse from HCF not to my liking either. I've been on the course for 18 months and completed my first half of the comptia A+ module and was due to book the next exam before 'it happened'.

 

I've paid a total of £2770.74 out of £4750.00, they have offered me £923.58 back stating that due to me having access to the course for 18 months that would warrant a cost of £1847.16. That's complete and utter BS!!! I agree that on both my enrollment form and agreement there's no indication of length of time of the course so they cannot put a cost against that.

 

Secondly my reason for having the credit agreement was with aim to achieve an MSCE qualification not half a comptia, so there has been a failure of service and contract breach.

 

I have now sent an irate email to HCF as they've only given me 10 days to respond, i've now sent this and given them 5 days.

 

'Dear Jeanette

 

I writing with the utmost dissappointment in the proposed resolution to the complaint that I raised on the 2nd of February 2010.

 

It's to my knowledge that not only are you not going to provide me with a full refund of my monies paid, but also demanding that I continue to make payments to you? Where is the logic in paying for a service that I am no longer receiving?!

 

I may have been on the course for 18 months, however on the agreement that I forwarded to you I have NO start or end date indicating that i have no time limit to complete the course. You've stated that i have completed modules or received materials up to the module 3 which is a lie! I have completed the first half of a comptia A+ and was on course to finish the second before advent went bust. This would of let me at least have a qualification that i could use, however i now have been left with half a qualification that i can do nothing with. I originally signed up to do a course that would give me a MSCE qualification at the end of it and due to circumstance this has not happened so i'm left with nothing.

The credit agreement from HITACHI that supported Advent states that if there's a failure in providing this service then i am within my right to claim for all losses incurred and the resolve to my complaint that you've sent has not supported that statement. Therefore i again DEMAND that you refund my monies the FULL £2374.92 IN FULL EFFECT! If a satisfactory agreement is not reached within the full allotted time of 8 weeks so the 2nd of April I will be raising the complaint to the Financial Ombudsman and taking legal action.

 

I advise you get back to me within the next 5 days!!!

 

P.s I hope that you understand my situation and can emphasise in the disheartening stress this has caused. I do wish this matter to to be solved quickly and smoothly.

 

Regards'

 

Now awaiting a real reply as i've had a confirmation of receipt.:evil:

 

Good on you they have got a right cheek. Not recived my offer yet but i have not even done the A+ so wonder what they will offer me. please let us know if you get a reply to your email

Edited by Mazzer 1968
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After discussing this with the family last night, we are of the view that Hitachi may have been looking at their records of "their" Advent students, and cherrypicking a few to see what the reaction would be to a partial settlement.

 

We also think that Hitachi, being a very large company, and particularly as the finance division with which we're dealing here is a very small proportion of the business, are sure to have insurance against such eventualities, and, if they had used actuaries / risk assessors, would have been perfectly aware of what they were letting themselves in for when reaching this arrangement with Advent. Therefore, we should be holding out for full refunds.

 

The time taken to progress on the course is irrelevant; Advent even told me, by E-mail, last autumn, that I could take an indefinite period of time to work on the course, and that they would continue to support me throughout, on the condition that I stayed in regular contact with them. Besides, I was making progress, having taken two exams towards the end of last year, and had been hoping to take a third around this Easter.

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We also think that Hitachi, being a very large company, and particularly as the finance division with which we're dealing here is a very small proportion of the business, are sure to have insurance against such eventualities, and, if they had used actuaries / risk assessors, would have been perfectly aware of what they were letting themselves in for when reaching this arrangement with Advent. Therefore, we should be holding out for full refunds.

 

I would agree and as far as I can see their exposure is relatively small compared to say BPF.

 

I think it is encouraging however that they have started talking compensation.

 

David

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Well got my letter stating a refund this morn. They are willing to return £746 of £3050 to me stating because I had 'access' to the course for a given amount of time. What a joke!! We paid for qualifications not for access to a course! To say the least I also will not be accepting the offer and if they wish to fight on the basis of access they can take into account the deposit of 1700 I initially paid to advent which should give me a refund in excess of £2200. But as stated it is good to see they are talking refunds.

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i recived 2 letters today:

1st (dated 26th Feb) to privie them with details of modules I've finished to help them sort out my complain.

2nd (dated 22nd March ) saying that they need 28 days to sort some sort of agreement.

I gave them a ring this morning, demanding to freeze my account by the time they get my complain sorted. They said it's not possible.

I'm fed up.

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It's a very tricky situation. Thinking about it I'd advise you keep your account up to date until the matter is closed. Meanwhile still stress on a full refund :)

With this in mind they will have no reason not to provide a full refund i.e. credit default, contract breach etc.

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Hi every1 recieved my offer today!!! And out of the 2750 I've paid so far they are offering to refund 770!! So that works out at 1980 paid for it fundamentals and a+ book not bad!!! Needless to say I've spoken to j freeman and told them that offer can go where the sun doesn't shine(politely tho). Speaking to solicitor later!

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Hi every1 recieved my offer today!!! And out of the 2750 I've paid so far they are offering to refund 770!! So that works out at 1980 paid for it fundamentals and a+ book not bad!!! Needless to say I've spoken to j freeman and told them that offer can go where the sun doesn't shine(politely tho). Speaking to solicitor later!

 

 

When you spoke to J freeman what did she say when you told her what to do with her offer.

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Well she seemed quite taken aback almost as though she was shocked and thought that they had offered every1 a great deal. She said I need to put in writing why blah blah and the process will start again. At least things wiv us lot(HCF) have started to happen!!!

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hi every1, just a thought some of us have rejected the first offer from HCF (FOR GOOD REASON) but i was just thinking if in the time between sorting out these complaints they manage to source a new provider can they push that on us instead, might sound stupid but would just like to clear it up in my head.

Regards

Willy1981:confused:

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The only way this finance deal could ever truly continue is if Advent were bought and carried on trading under the same name with same staff etc. Effectively saying that the company didn't go bust. As it stands the company we bought our course from has gone completely under so we stand to get our money back. Also there is no true way they could provide another training provider either as it is not what we paid for. If we choose to go to another provider that is our decision as the contract we signed has been broken. Hope I make sense, bit overtired and v late.

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Yeah cheers mate I've got so many thoughts going on in my head at the moment it's driving me bloody crazy. Can't wait for this whole situation to be over!!! MANNIX have u had a reply to the email u sent jeanette freeman yet? I just could not believe what she was like yesterday!

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Hi everyone ive just been reading the FAQ'S on the pkf website and saw this section.

5. What about the Hitachi Students and the Cash Students?

Unfortunately, it does not appear that the buyers will be in a position to complete the training

requirements of the Hitachi Students and the Cash Students.

If, on completion of the sales to the buyers, this ultimately becomes that the case, these students will be

advised accordingly.

The buyers may ultimately be in a position to complete the training requirements of the Hitachi Students

and the Cash Students, but this is likely to be at the expense of the Hitachi Student or the Cash Student.

am i right in thinking this is because they have nothing to gain from us??? the reason barclays are insisting on a new provider for their students is because they are charging an extortionate rate and stand to make a great profit from them! am i right in thinking this?:confused:

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Attention all Hitachi/Advent Students

 

**Please bear in mind all of you that Hitachi are probably watching this very forum and topic as well as others, so watch what you divulge.**

We have consulted a solicitor who has said he would be happy for us to share his advice with others. He would also be delighted to act for a number of claimants as he has had experience and success in this field.

 

If you want to know more, send me a Personal Message. I am not prepared to divulge details publicly, for various reasons, as I'm sure you can understand.

 

Click my username immediately to the left of this post, and then open my contact details tab.

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