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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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EquiDebt / SQN - anyone heard of them?


Woozel
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I received two letters this morning, one from SQN, wanting me call them to confirm that I was me, as they have a very important matter to discuss with me. Naturally, I filed this under S for shred.

 

In the other letter, I am being told that Cabot have passed a debt to them and that one of their debt collectors would be contacting me at home or my place of work to arrange repayment. (I know they won't, so I'm not too concerned)

 

Since the envelopes both had the same return address and the address and phone numbers are exactly the same, I was able to work out they are obviously the same company.

 

I have sent them the prove it letter from the template library.

 

I just wanted to know if anyone has had dealings with these people. I genuinely don't know what the debt is for. I'm looking forward to seeing what they come back with. :confused::)

Woozel 1 - DCA 0

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Application / Licence Details

Licence Number:0593506Licence Status:Current

Current Applicant / Licensee:

Business Name Company Registration Number

Sine Qua Non Services Limited 4255227

 

Categories:

Credit brokerage

Credit reference agency

Debt adjusting/counselling

Debt collecting

 

Right To Canvass Off Trade Premises:No

Trading Name(s) (Current):

SQN Services

 

Issued Date: 19-Nov-2006 Expiry Date: 18-Nov-2011

Legal Formation:

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

Name Position

Phillip Moore OFFICER

Wesley Mulligan OFFICER

 

Nature of Business:

Investment/Financial Advisers

 

Current Address(es):

Address Type Address

Principal Place Of Business Equity House, Ettington Road, Wellesbourne, Warwickshire, CV35 9GA

Registered Office Equity House, Ettington Road, Wellesbourne, Warwickshire, CV35 9GA

 

Otherwise Known as Equidebt..http://www.equidebt.co.uk/index.php

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I've had to deal with Equidebt regarding an MBNA loan. Equidebt seem relatively reasonable, and went very quiet when the only piece of paper they could produce with my signature on it said 'Please send me an application form'. I think they realised the game was up.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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Thanks for the speedy replies! :D

 

I have a credit card with MBNA, but that is up to date. The only "bad" debt I have would be well over the 6 year limit, therefore statute barred.

I almost can't wait to see what they come up with. Not wanting to count my chickens, but I am itching to fire off that statute barred letter! :)

Woozel 1 - DCA 0

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