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    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
    • Just be careful with your language on what you post here - Keep it above board Lets see what you send to the big boss. 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Ida's stopping smoking diary.


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Those fleeting thoughts are mostly psychological, the last gasps of the addicition fighting to survive :-)

 

 

well i wish they would get to Falkirk! ;)

 

day 5 - weeekend coming and not feeling apprehensive - off work now for a week and bit so looking forward to gutting house next week and get slast of the nicotine in the house

 

 

been to the cessation to get nexts weeks patches and didn't need anymore gum as only used 2 bits so far.

 

 

Ida x

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Keep it going Ida and AC - you CAN beat this :D

 

I've done 16 days so got past probably the worst of the cravings but now have the most foul taste in my mouth which is apparently because my taste buds are re-growing so this just shows that for every down side, there is a corresponding up side :rolleyes:

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Hi AC,

 

I guess everybody has their own experiences and thoughts about what is happening to them while giving up.

 

For me I know the nicotine is out of my body now (5 weeks clear - Alan Carr method) but I am still getting the occational craving (although I must stress that the cravings have dropped dramatically over the past two weeks). So the only explanation is that my mind is playing ticks on me therefore there is still a psychological addicition I have to crack.

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Hi AC,

 

I guess everybody has their own experiences and thoughts about what is happening to them while giving up.

 

For me I know the nicotine is out of my body now (5 weeks clear - Alan Carr method) but I am still getting the occational craving (although I must stress that the cravings have dropped dramatically over the past two weeks). So the only explanation is that my mind is playing ticks on me therefore there is still a psychological addicition I have to crack.

 

Do not lose sight of the fact that, Nicotine is a highly addictive drug!

Nicotine Addiction

 

This is the fourth time that I have given up;

Don't know whether to blame the Gov. and or Sir Walter Raleigh?

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day 6 :)

 

went to pub last night - no probs

 

got up today and realised I had went out last night and didn't have a patch on :rolleyes:

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You are over the worst, and that was really good going out so soon. Don't know if I could of done that. I think you can safely say you are now a non smoker! :D

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I know i will never ever smoke again and it's great.

 

feels as tho i have put on a stone in weight tho :(

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You will soon walk that off with all the extra energy you be getting. ;)

HOW TO...DUMMIES GUIDE TO CAG...Read here

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Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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Air ways chewing gum stopped me picking.

HOW TO...DUMMIES GUIDE TO CAG...Read here

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F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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i tried must be 50 times to give up smoking and failed every time i did last a couple of months once but started again. every time i tried i was using nicotine replacement therapy.

i have now quit for over a month by going cold turkey and i feel great so for me nicotine replacement just wont work.

so if ya put your mind to it you can do it i never plan to smoke again no matter how bad it gets.

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Air ways chewing gum stopped me picking.

 

 

don't have a problem picking my nose :p

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:lol:

 

Well I guess you will need to do something to do with your hands/fingers now! :lol:

HOW TO...DUMMIES GUIDE TO CAG...Read here

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F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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still going but struggling this week -

 

i think its because im off til tuesday becasue of the school hols

 

cant wait for tues to get back into normall routine

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OOH, have been a little worried about you Ida...

 

Too much time on ones hands plus stress, is not helpful when trying to give up Nicotine...!

 

Keep going;

if I can resist the tempatation(s), then so can you.

 

AC

p.s. don't get me wrong, I could fall at any time:(

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up until yesterday i have saved £170 :)

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ok back at work this week so finding it easier

 

put my money away including tomorrws so thats £255 for 21 days

 

(that includes a little for my OH who has cut down as well)

 

looking to book a wee holiday at easter :)

 

ida x

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