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Suzy Q vs Abbey Prelim req sent - I'm nervous as hell!


Suzy Q
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Hi there

 

Been given this forum address by a friend and just wanted to say hello and that I have decided to take the bull by the horns and try to claim back the excess charges applied by Abbey after a really rough patch when my partner's business had problems. They kept banging charges on our accounts with no letters warning us until one month it was over £400! And of course when that was collected the next month that knocked us even more out of our overdraft so that another £200 charges stacked up.. and so on.... That's the worst its been but I am hoping that once this is finished the refunded money will pay for my fiance's 40th birthday present - a weekend in Las Vegas! Wish me luck!

 

The DPA request is in the post recorded delivery tomorrow! Watch this space.....

Abbey National - Prelim request 15th August 2006 £1275.50 offer of £299 - declined

Nat West- Prelim request 15th August 2006 £235.00 refused refund

MBNA - Prelim request 15th August 2006 £704.00 offer of £300 - declined

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Hi Suzy - welcome to the forums

 

You'll soon be going through those statements (if that is what they choose to supply) with a highlighter and picking out charges with a smile on your face.

 

In the mean time, please continue to read the FAQs and case guidance notes etc for as long as you can spare. It will pay dividends in the long run.

 

Best of luck

John

  • Confused 1

..

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 3 months later...

Prelim request sent today for £1,275.

 

I know I'm in for a rough ride but this is my Las Vegas fund for my other half's 40th birthday so it must be done! :)

Abbey National - Prelim request 15th August 2006 £1275.50 offer of £299 - declined

Nat West- Prelim request 15th August 2006 £235.00 refused refund

MBNA - Prelim request 15th August 2006 £704.00 offer of £300 - declined

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LOL Suzy, dont be nervous, (I was almost throwing up as I pressed my money claim button ROFL) you are only getting back what they have illegally and immorally taken, so good luck and WOW las Vegas, my OH is getting 30g mp3 and a home made birthday cake for his 40th LOL

 

All the FAQ's, templates and links to money claimonline are on my signature

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Thanks Lulu! I'll bear that in mind. Gulp!

 

Best of luck with yours!

Abbey National - Prelim request 15th August 2006 £1275.50 offer of £299 - declined

Nat West- Prelim request 15th August 2006 £235.00 refused refund

MBNA - Prelim request 15th August 2006 £704.00 offer of £300 - declined

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What a EDITEDSorry for the typo - that is me rushing around as usual!

Abbey National - Prelim request 15th August 2006 £1275.50 offer of £299 - declined

Nat West- Prelim request 15th August 2006 £235.00 refused refund

MBNA - Prelim request 15th August 2006 £704.00 offer of £300 - declined

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dont worry, the cat thought it was funny, she usually spends her time on my lap or keyboard looking at the screen anyway LOL poor old thing she is 18 now and sleeps for 23 hours a day and spends the other hour eating, crapping and sitting with me :-)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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I hope sitting with you and crapping are separate activities! :D

Abbey National - Prelim request 15th August 2006 £1275.50 offer of £299 - declined

Nat West- Prelim request 15th August 2006 £235.00 refused refund

MBNA - Prelim request 15th August 2006 £704.00 offer of £300 - declined

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LOL the poor old thing is a bit unsteady on the old back legs now, but the accidents dont actually happen on me :-)

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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I have seen a few threads here where people have had their bank accounts closed after claiming back unfair bank charges. Is this common practice as I am concerned that I will not be able to get another account owing to my credit record?

Abbey National - Prelim request 15th August 2006 £1275.50 offer of £299 - declined

Nat West- Prelim request 15th August 2006 £235.00 refused refund

MBNA - Prelim request 15th August 2006 £704.00 offer of £300 - declined

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  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Abbey National - Prelim request 15th August 2006 £1275.50 offer of £299 - declined

Nat West- Prelim request 15th August 2006 £235.00 refused refund

MBNA - Prelim request 15th August 2006 £704.00 offer of £300 - declined

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