This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

I requested a refund of my charges from Nat West and they have written back within the time frame with a refusal of any payment at all. I am now not sure what letter to send them. I am wary about making my own letter up as I am a bit rubbish and think that I may put any future claim at risk. Can anyone impart any advice?

I have seen a few threads here where people have had their bank accounts closed after claiming back unfair bank charges. Is this common practice as I am concerned that I will not be able to get another account owing to my credit record?

Glynn I'm really sorry to hear of the history that has put you into so much debt. I know where you are coming from as my other half lost his business through the actions of another and we ended up in severe debt. We are lucky that we had family to help, but they can only do so much as I am sure you found out. I'm glad that you're getting your life on track and I wish you luck with your claims. Sue x

I hope sitting with you and crapping are separate activities!

I think it's because so many people are having to file claims and I have no idea what to do if I did have to go to court - but I guess I'll cross that bridge if I come to it. Anyway, I'm sure with the help I can get on here I will be in safe hands!!

What a EDITEDSorry for the typo - that is me rushing around as usual!

Thanks Lulu! I'll bear that in mind. Gulp! Best of luck with yours!

I have been stalling as well Tweaker! I've recently started a new job and my salary has halved since I went from the 'lucrative business of finance' (the irony!) into the NHS (trying to help mentally ill people isn't worth as much money!). Like you say - being skint is a motivator!

Prelim request sent today for £704.00. I know I'm in for a rough ride but this is my Las Vegas fund for my other half's 40th birthday so it must be done!

Prelim request sent today for £235. I know I'm in for a rough ride but this is my Las Vegas fund for my other half's 40th birthday so it must be done!

Prelim request sent today for £1,275. I know I'm in for a rough ride but this is my Las Vegas fund for my other half's 40th birthday so it must be done!

Well, that says it all really! I most definitely would be happy to donate.

I'd be happy to donate! If it keeps the site up and running for people like me who are clueless and need the help that you guys offer, then it is well worth it. I mean think about it - how much would we get charged for a 'consultation' fee by a solicitor just to get us as far as making a first request for the refund? It would be a shame if this site had to close because it became too popular.

DPA request to MBNA has gone off today recorded delivery.... watch this space! I'm opening a can of whoopass!

Hi there Been given this forum address by a friend and just wanted to say hello and that I have decided to take the bull by the horns and try to claim back the excess charges applied by Abbey after a really rough patch when my partner's business had problems. They kept banging charges on our accounts with no letters warning us until one month it was over £400! And of course when that was collected the next month that knocked us even more out of our overdraft so that another £200 charges stacked up.. and so on.... That's the worst its been but I am hoping that once this is finished the refunded money will pay for my fiance's 40th birthday present - a weekend in Las Vegas! Wish me luck! The DPA request is in the post recorded delivery tomorrow! Watch this space.....