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glynn tappenden

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About glynn tappenden

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  1. didn't put interest figure or court costs in the text ,do you think that is the problem?
  2. it is exactly how i've written it up until"etc blah"then i've written ;exceeds actual cost to the Def in respect of breaches of contract on the part of the C;are not intendedto represent any alleged actual loss,but instead enrich the Def which exercises the contractual term in respect of such charges with a view to profit . I am claiming the return of the amounts debited in the respect of charges in the sum of ----;court costs;interest pursuant to section 69 county courts act at 8% or at such rate and for such periods as the court deems just. This was done on the online claim so I was unable
  3. Recieved a defence from Cobbetts today saying my particulars of claim are incoherent and I have 14 days to remedy this or they will apply for the POC to be struck out.Here are my particulars of claim I have an account---- with the D which I opened around 1990(didn't have date).During the time the account has been operating the D debited charges to the account in respect of purported breaches of contract on the part of the claimant.I understand the D contends the charges were debited in line with the terms of the contract between itself and I.I contend the charges debited to the account are
  4. I've had exactly the same letter this morning.Did you fill out the part of claim from info on this site ?I did please see my thread from this morning
  5. I ve written on the last thread I posted
  6. I have just recieved Cobbetts defence: The defendant is embarrassed by tha lack of particularity pleaded in the particulars of claim to the extent that the POC fail to disclose reasonable grounds for bringing a claim against the defendant. Am I missing something or can anyone advise me where I went wrong
  7. hello ,I am at the stage where I have recieved a defence from Cobbetts.I am a bit confused ,I filled in the particulars from the website as follows: I have an account------- with the defendant which I opened around 1990(didn't have exact date).During the time the account has beenoperating the defendant debited charges to the account in respect of purported breaches of contract on the part of the claimant.I understand the defendant contends the charges were debited in line with the terms of the contract between itself and I.I contend the charges debited to the account are punitive in natu
  8. Niklowe I think you have got the wrong end of the stick ,I haven,t been impolite at all please read all of this thread and all will become clear
  9. Thankyou so much NWSM you have been a great help and thankyou to everyone who have sent me positive and encouraging messages;dolly and suzieMc especially
  10. OK Now that is off my chest and my nostrils have stopped smoking!!!!Natweststaffmember,I had asked you if my loan was the kind of loan which I could pay off directly or if it had to go through my acc first.
  11. I would just like to inform people that my husband is a taxi driver who has worked extremely hard all his working life and been very careful with our finances until when he was at work,driving, a drunk driver ,3 times over the legal limit and speeding at twice the legal limit crashed into the side of my husbands car his means of earning a living which was written off,.and he was put in hospital for a long time.Thankfully after 2 years he has made a full recovery,although our finances are not so healthy,and I am sure the majority of people on this site have other non fault problems too ,so perh
  12. It was a refinance loan ,unsecured ,set up three years ago,we have no problems before, just due to changing our bank acc.Can you possibly confirm from this info wether it is a "yes or no "loan ,thanks so much for your help
  13. Yes I was 1 month and 2 days behind so I phoned them and made a payment for 2 months which they assured me had gone straight into my loan account,this was last week and I did this through the collections dept .Now they have called to say that they paid it into my bank account instead and i am still 2 months in arrears and that they cant pay any funds into my loan acc it has to go through my bank acc first ,well as my acc is over my o/d limit due to nearly £10,000 of unlawful charges ,I have to clear my o/d and put enough in for the loan,this equates to nearly £1400,please give me some advice,i
  14. Just had a phone call from Natwest,they are threatening to default on our loan.Could Natweststaff please reply to this message so I can confirm some queries I have??!!!
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