Jump to content


  • Tweets

  • Posts

    • I found it cheers Dave!!   I think focusing on lack of compliance with legislation should be the one, seeing as we just lost the case to them by not complying, it will be worth pointing it out. I also want to poi t out their m.o. Which is less than honourable to say the least. Hopefully the judge will side with the little old lady and not the peoppe who use deceit to line their pockets!!   She said she is happy to speak up but is kindly asking for assistance in the form of a bullet pointed printed paper for her to take in so she can read out her points and leave it at that (without rambling).    Straight and to the point!!    Daves post #66 is legendary 🙌    Thanks for the help guys 😊    Let's kick some ass    
    • I differ from my site team colleague slightly in the the six-month rule applies if you have asserted your rights within the six months. My understanding is that you haven't asserted your rights during that time. In other words you haven't informed them that you are giving them a single opportunity to repair and if they decline or if the repair fails then you are rejecting the car for a refund. Please correct me if I'm wrong. On that basis, you are covered by the consumer rights act but not in terms of the right to reject. You are covered under the consumer rights act in that you are entitled to purchase a vehicle which is of satisfactory quality and remains that way for a reasonable period of time. You don't have to prove that the fault existed at the time of sale – although that's what they will try to tell you and even the motoring ombudsman will try to tell you that. But the motoring ombudsman is an industry led organisation which pretends to be an ombudsman but in fact favours the industry and its advice is wrong and even deceptive. I think you should start off by writing both to the finance company and also to the dealership. Describe the fault to them. Send them the evidence you have that the windscreen was incorrectly fitted and the damage which has been caused as a result. Send in the quotation for the work and require them to respond within seven days and that they must agree that the work will be carried out by a competent professional an authorised repairer. Not one of their cheapskate once. Also, you will want them to agree to provide you with a courtesy car. Also have you incurred any expenses associated with this? Travel, car hire, cost of inspections –?? Have you told us the name of the finance company? My site team colleague is correct that if they cause any trouble then you should see them as co-defendants. You can be certain that they will put their hands up. It will go to court. You would sue them for the cost of the work. You would recover your costs of the installation plus your court costs. I don't think you will be able to sue for the rejection of the vehicle on the basis of what you tell us in terms of having not asserted your rights. However you will be able to recover the cost of all the works – making good everything so that the car is in the condition that it would have been in had the replacement windscreen been properly fitted. I wonder who fitted the replacement windscreen? I think I would be out to sue them as well. Post the draft of your letter to the dealership and also to the finance company here so that we can have a look before you send it off. Incidentally to answer your question about what should you do immediately,  I would suggest that you send the letter tomorrow. Wait until the end of the week. If they don't respond or if they respond negatively, then write to them immediately and tell them that you are not prepared to do without the vehicle. As they have failed to respond to your putting work in hand and you will be approaching them for the costs of all the repairs and if they cause you any difficulty in you will simply sue them. A bill of about £4000 is easy. It puts you within the small claims track so there is no risk of costs even if you lose – which is most unlikely on the basis of what you say
    • Thanks I have been reading quite a few this one got me as it did say they have instructed them to take legal action but thanks again your a legend 
    • Yes we will be emailing them. We have kept a log of all conversations with everyone involved and backed up conversations with emails 👍
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

What Now???


amieharrison
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6516 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

:confused: :confused: :confused: Hi again I'm a tad confused,

 

I sent my prelim letter to Lloyds requesting back the £1600+ that they have over-charged me in the usual way.

 

They have sent me a letter back (very promptly I must add) that i cant find mentioned anywhere on this site (i have looked i promise!). Please see quotes below...

 

'Like any business we do make a charge for some of our extra services. When a customer doesnt have enough money in their account to cover a payment, this always means additional work. We must either make the payment for you via an overdraft or send the payment request back. Either way, it has to happen speeditly. We feel its only fair to charge for extra work involved.'

Blah blah blah, not enough money in account, blah blah...

'You've mentioned the new guidelines from the OFT on credit card default charges. We don't agree with the OFT's thinking on this and we're still taking it through with them. But the important point is that the guidelines only concern 'default' charges. The fees we charge for going over an overdraft limit and for returned payments are not any kind of default penalty. They are fixed standard prices for the service we provide in these situations. So according to our legal experts, the OFT's guidelines on credit card default charges do not in any way apply.'

'If youre still unhappy please dont hesitate to telll me what more you would like me to do. If we cannot agree a solution at that point, I can help refer your complaint to the Financial Ombudsman Service for independant review.

Blah blah... 'if we dont hear from you by 18/09/2006 weunderstand that matters have been resolved between us. though of course I'll be happy to hear from you should you come back with any point afterwards. '

 

Any advice for my next steps would be most appreciated. I do feel like just leaving it at that but I'm sure this must just be a bog std letter to try and scare me off???

 

If I am to go on what exactly should I do? I'm starting to get a bit stressed with it as although I have read all the info on the site I'm still a bit unsure?

 

Thanks v. much

Amie

Link to post
Share on other sites

:confused: :confused: :confused: Hi again I'm a tad confused,

 

I sent my prelim letter to Lloyds requesting back the £1600+ that they have over-charged me in the usual way.

 

They have sent me a letter back (very promptly I must add) that i cant find mentioned anywhere on this site (i have looked i promise!). Please see quotes below...

 

'Like any business we do make a charge for some of our extra services. When a customer doesnt have enough money in their account to cover a payment, this always means additional work. We must either make the payment for you via an overdraft or send the payment request back. Either way, it has to happen speeditly. We feel its only fair to charge for extra work involved.'

 

Blah blah blah, not enough money in account, blah blah...

 

'You've mentioned the new guidelines from the OFT on credit card default charges. We don't agree with the OFT's thinking on this and we're still taking it through with them. But the important point is that the guidelines only concern 'default' charges. The fees we charge for going over an overdraft limit and for returned payments are not any kind of default penalty. They are fixed standard prices for the service we provide in these situations. So according to our legal experts, the OFT's guidelines on credit card default charges do not in any way apply.'

 

'If youre still unhappy please dont hesitate to telll me what more you would like me to do. If we cannot agree a solution at that point, I can help refer your complaint to the Financial Ombudsman Service for independant review.

 

Blah blah... 'if we dont hear from you by 18/09/2006 weunderstand that matters have been resolved between us. though of course I'll be happy to hear from you should you come back with any point afterwards. '

 

Any advice for my next steps would be most appreciated. I do feel like just leaving it at that but I'm sure this must just be a bog std letter to try and scare me off???

 

If I am to go on what exactly should I do? I'm starting to get a bit stressed with it as although I have read all the info on the site I'm still a bit unsure?

 

Thanks v. much

Amie

 

Hi Amie and all,

 

I have also just received this exact letter. I am a bit confused as well - do I just file my claim with moneyclaim online now?

 

Any advice appreciated.

 

Thanks

Link to post
Share on other sites

Hi

You both seem confused, like said on this forum so many times you must read the FAQs 2, 3, 4 times over to understand the process of what you are doing, and read other peoples threads to see what they have gone through.

 

The letter you have received is a bog standard template reply to your Prelim letter, don't let it faze you it is just the banks trying to put you off and give you no hope of winning remember they are in the wrong here, your next step is to send your LBA letter found in the template libary, i hope you included your schedule of charges with your Prelim, but if not you must include it with your LBA (letter before action) otherwise they wil know you don't know what you are doing.

You must wait 14 days from the date they received your Prelim letter until you send your LBA, then they will send you another standard letter saying this is their final word 14 days after they receive your LBA then its moneyclaim, take this time to read everything you can from this site.

Its important you understand what you are doing.

Regards

Adamski

 

 

Link to post
Share on other sites

Hey Guys/Girls

 

You have nothing to worry about- My letter was the same as yours word for word. As adam says wait 14 days then send your LBA letter!

 

Come on show Lloyds what your made off!! You can do this

 

Vicky

Letter asking for my money back sent 24/07/06

Letter sent by them saying a big fat "NO" on the 26/07/06

LBA sent via email on the 31/07/06 14 days and counting.

Letter from them on 07/08/06 saying Bugger Off

MONEY CLAIM ISSUED 14/08/06

Link to post
Share on other sites

Thanks for your replies.

 

I think Amie and I are confused because Lloyds have replied within 14 days and the step-by-step instructions didn't mention this. The LBA letter starts by saying:

 

"I am very disappointed that you have failed to respond to my letter of the [XXDATEXX]."

 

Can we just change this to "I am very disappointed with your response to my letter of the [XXDATEXX]." ??

 

I understand it is frustrating that newbies who seemingly haven't read the FAQ's post qustions like this, but I can assure you that I have read through them and unfortunately can't find the answer to my query. Any help gratefully appreciated.

 

Thanks again.

Link to post
Share on other sites

Well i thought the same when i had my letter back. So i changed mine to something like " further to your letter dated......."

 

 

Vicky

Letter asking for my money back sent 24/07/06

Letter sent by them saying a big fat "NO" on the 26/07/06

LBA sent via email on the 31/07/06 14 days and counting.

Letter from them on 07/08/06 saying Bugger Off

MONEY CLAIM ISSUED 14/08/06

Link to post
Share on other sites

Well i thought the same when i had my letter back. So i changed mine to something like " further to your letter dated......."

 

 

Vicky

 

Thanks Vicky!

 

I'll do that... I have just read your thread - hope it all goes smoothly for you :)

 

C

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...