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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX 2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all.   Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Nationwide-campaign started today


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I sent my first letter off today regarding the illegal charges made against me and my wife for just under £1700. totalled in just 12 months.

I got my charges of their website you can request up to 15 months worth of charges/statements etc.[very helpfull aren't they].Anyway sent it by recorded delivery giving them 14 days to re-imburse me,if they decide not to comply ill see them in court.

ill obviousley be on here for the forseeable future as if im successfull the lloydtsb are gonna be next. ITS PAYBACK TIME!

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This is my new account ive only had it approx 14 months..they like to take extra special care of new customers?

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  • 2 weeks later...
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ive just recieved the standard t&c's letter foboff from the nationwide so have just drafted this second letter to send off on monday.hope ots ok. any ideas?

following this if i dont get the required response ill be on moneyclaim.gov.uk on the 15th day.

should i only give them 7 days to reply to the second letter. as i dont want this to drag on forever?

 

 

 

Dannielle Block

Team Leader

Branch Service Centre

 

18th February 2006

 

 

Re: Penalty Charges on Account / xxxxxxxxxxxx

WITHOUT PREJUDICE

 

Dear Ms Block,

 

Thankyou for your reply to my letter sent on the 9th February 2006 regarding penalty charges made to my Flexaccount.

 

I am well aware,you apply a fee for a transaction that causes an unauthorised overdraft,or takes an account over its agreed overdraft limit.However i feel that your charges are not levied in an ''appropriate and transparent manner'' as if you would care to read my first letter again, i requested that you send me a full and detailed breakdown of how charges are compiled.

 

I Qoute:

 

''I am aware that under your terms and conditions that charges are made to recover any losses that you may incur following a transaction made against an account without sufficient funds to cover the transaction. However if you would like to send me a detailed breakdown outlining how your estimates are made, It would be very appreciated. As I believe that these are not a pre-estimate but are punitive and represent a penalty for the process of money making, therefore are irrecoverable under common law. Further to the 1999 Consumer Credit Regulations quoted by the OFT there are numerous cases in law that prove punitive charges in contracts are unenforceable at English Law.''

 

 

I therefore insist that you refund these charges totaling a sum of xxxxx [xxxx.xx] within 14 days from receipt of this letter. If you decide to decline my offer of settlement, I will start proceedings for recovery through the county courts where I will also be seeking costs and interest at 8% as allowed by the County Courts Act [1984].I have enclosed a detailed account of interest calculated to the date of this letter, currently totalling xxxxxx.[xx.xx].This sum, as i am sure you are aware will increase up untill my county court claim is submitted.Thus bringing the total claim being in excess of xxxx[xxxxxxxxxx]including costs.

 

If you once again decline my offer of settlement, i will proceed with my County Court claim on the 15th day.

 

 

 

 

 

 

Yours Faithfully,

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I'm about to send them the same letter on Monday. I wrote to them asking them not to take any charges out of my account, they haven't even bothered replying and took the money out anyway leaving me £300 overdrawn. Nice people.

£949.54 reclaimed from Nationwide June 06

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Guest enforcer

theyve refunded £200 today..my 2nd letter must have crossed in the mail..im still going for the full amount but its nice to know theyre sitting up and listening...

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Guest enforcer

theyve refunded £200 today..my 2nd letter must have crossed in the mail..im still going for the full amount but its nice to know theyre sitting up and listening...

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  • 1 month later...

just to keep you up to date...filed claim with stafford county court giving them till 5th april to answer..they filed on the 4th for an extra 14 days to consider..so its the 19th april to see if they are going to defend....question....has any bank yet defended in court..ive searched on here and it seems they all coff up just before court dates if not before....

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i think i might have won!...checked my online account today and have had £1357.70 refunded? stating refund of interest..now my claim was for just under £1600..but i might have miscalculated as i was refunded approx £200+ about 8 months ago..but i couldn't find it in my online statement so i ignored it...so i think that might be the lot...any way ill have to wait till the postman comes tomorrow to confirm for sure...so congrats to me..and thanx BAG for your help....now for the Lloydstsb...lol....dont ya just love it......Enforcer...

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i wouldn't have thought so as technically they have refunded you your money..but they are behaving very strangely lately..giving up without a fight or any conditions imposed...they have obviousley got more money than sense...i am now going to help all my family and friends get their money back...lol....i hope it ruins the money grabbing gits..

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Guest Lueeze

good idea! Its never happened before but Its best to find out for others who will no doubt come across it too!

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their 24hr helpline said its refund of interest would include unpaid dd's and unauthorised odraft etc and that a letter would have been sent out. it will proberbly arrive tommorow...anyway victory is sweet!!!!!!!!!!!!!!!!!!!

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  • 12 years later...

This topic was closed on 03/05/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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