Hello!!

[zedmoto]

HI everyone,

My name is Rachael, and I have not long posted my DPA letter to the Halifax. I won't give grizzly details, or a sob story, as you are all in same boat. I am seriously considering taking on the MBNA also (Abbey card). We are currently with the CCCS because of our troubles, so at least if we win some money, it will go a long way towards our creditors!

Goodluck to everyone!

 

Rachael

[tarotcards]

Hi everyone I have just registered, joining the crew on the boat!!!!.

We are having difficulties witha number of Companies the first one being Nationwide. We opened a Flex a/c over the internet and requested all the usual availabilities e.g. cheque book, card etc but as we were new Customers the opened a Card Cash a/c for us instead. We informd them at different Branches and Head Office that this was not the a/c that was requested and that it is totally unsuitable for our needs, this a/c is more for a School kid who wants to put pocket money in and not for the every day essentials for the working person. nationwide refused to change the a/c for us until this had been in force for at least 6 months during this time the wages was being credited into it but standing orders and D/D were not been payed as we knew they would not due to the a/c with no cheqes, o/draft etc. Instead the bank preferd to decline all these for us and charge us for every one . We went to a local branch to again state that this a/c was NOT what we wanted and infgormed them to close it, they refused, stating that we owerd over £400.00 in charges, and until such a time that all this had been repayed the account would remain open to incure more charges on the already charges on the a/c. My Carers Allowence went into this a/c and I had a job to get it out as theyn had intended to take it all towards th charges. I did luckily get it out but had to leave £25.00 of it towards the charges and promise that I would pay in £25.00 every month towards the Balance owing on this a/c. Is there anything I can do to get these charges off, get my £25.00 back as this is nothing more than a rip off. Thanks