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    • it's 85k of turnover (well, now £90k). However, you're digging yourself into another hole here. That ship has probably long since sailed. Is it worth pursuing this? You're not going to get anything back from it either way.
    • Hi,   A few pointers from yesterday to take note of evris cpr 27.9 failed again so we should really make issue of this also their WX fail to comply with CPR so again we should take issue with their statement of truth  you cant get tort if you get damages under subsection 7 of CRA because its double recovery  - not sure what we think of this? however its the first time i saw the judges make reference to your non automatic rights from s49 which s54 and 57 assist with. We should start stating this specifically for claims as I think its much better than just 49 and 57 as we need to make it clear where our non automatic rights come from as 54 automatic frankly dont help  I have sent the claim form and defences to the admin email because I can’t upload them for some reason as it wont let me but thought this may help as its the first time we’ve taken tort to trial. although i think the DDJ was honestly struggling to understand some parts of the law because he was asking me about them and how he should interpret them, especially for the automatic. Will apply for transcript if you want it?
    • I decided on confrontation - which I hate.  Omg the arrogance of the driver.  They refused to say who had given them the alleged permission to park on the private land - unless I proved ownership.  I couldn't believe they could be so objectionable.   They advised they couldn't take public transport to work as they lived too far away.  They couldn't rent a local garage as none were available. I simply said that's their issue not mine. It was infuriating that this person had such misplaced entitlement.  However I decided to humour them and show them the title deeds.   They couldn't respond.  Although at this point they alleged some guy in a city up north - whose name they couldn't remember - gave permission!!    They then asked if they could buy the garages and land!! Yet can't afford to park on a meter !! They seemed to back down and agree to now park elsewhere.  I hope so. 
    • I've worked out the contractor invoiced apx 250k - Without adding vat to the invoices.  So based on above he should have added vat to all invoices once he reached 85k?  Obviously he had to pay his labourers - would those payments get taken off what he received?  Or it doesn't matter cos he invoiced for the high sum?
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Advantis Credit Help needed pls....


CAAD
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Hi Please can you advise me if im doing the rite thing! thanks..

 

2wks ago I received a LETTER BEFORE ACTION letter,saying how I owe £700.00 to Powergen/Eon from a previous address...I defiantly do not so I sent the 'prove it' letter by recorded delivery and today received another letter saying that if i do not believe that i am responsible then i need to send some supporting documentation.They say I need to provide a copy of council tax bills and a letter from my landlord of the time i was at that address.

 

Wat shall i do now? Shall i wait till Monday,when times up for them to prove i owe the debt with my credit agreement, then send the next ' failure to provide a copy of the credit agreement' letter or what???

 

Your help would be greatly appreciated.

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You do not need to provide them with anything at all.

Only the court has the authority to personal info off you.

Tell them to get lost, if they dont then report them to the OFT/trading standards & send the anti harrassment letter.

 

Ha I know I didnt think Id have to provide them details about me..I thought they KNEW i owed them money!ha! These DCA's are so out of order bullying people. Thankyou for gettin back to me.

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I'm going through the mill with these idiots at the moment.

 

DO NOT give them any information they ask for, they have no right to it. I have been having problems with them because they have ignored the fact that the account is in serious dispute with another DCA, so I have had to report them to OFT via Consumer Direct.

 

Contact Consumer Direct and report them, by the way how long ago did you send the 'prove it letter'?

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Hiya Delta-Charlie-76, I sent the letter 21st Sept. I checked thru the post office if its been received and it has--do i go from the date i sent it or the date they received it?

 

They are truly idiots arent they!

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Big time!

 

If they phone, you either put the phone down or if you are brave enough just keep saying to them 'In writing only!', everytime they ask you a question, don't get drawn into any conversation with them.

 

At the moment they are up for an award by me for the Biggest Bunch of Muppets 2009 Award!

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Sorry CAAD its been a long day. Letter 18 the General Debt letter is the one. The onus is now on them to prove that you owe them money.

 

Like I said before, don't speak to them over the phone, if they phone just put the phone down & if they keep on phoning or they threaten a doorstep visit, there are letters to deal with those in the same place as you found the General Debt Letter (Letter 18). Should one come to the door just tell them to go away in words of your choice! If you get anything back, past it up here and someone with more experience than me will give you more qualified advice & what to do next. DC

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  • 1 month later...

New Update...And more help needed Please! xxxx

 

Hiya Everyone ...Well I sent letter 18..the prove it one,then the next letter because they hadnt confirmed my details within that time limit! Then I received a letter from Advantis saying..FINAL RESPONSE.

stating that THEY ARE NO LONGER DEALING WITH MY ACCOUNT,that E-ON HAD NOTIFIED THEM TO CEASE COLLECTION. that THE ACCOUNT HAS BEEN CLOSED AND NO FURTHER ACTION WILL BE TAKEN BY THEMSELVES!!!

 

But they also let me know that Utility companies are not covered by the Consumer Credit Act 1974? Is it not?? Wat rights do i have then?

 

Anyway today I receive a Demand letter from a New DCA, regarding this same account,telling me to pay up etc..

 

Where do I go from here...

 

Any help/advice would be really appreciated,thanks.

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