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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Urgent advice needed. Council tax and bailiffs


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speak to the bailiffs, its now in their hands.

Thanks for your help and advice, will do as you suggested today.

The council ARE responsible for the actions of the bailiffs that they have contracted to retrieve this debt. They are obligated to investigate any wrong doings by a bailiff that is working on behalf of the council. Over charging by a bailiff is an investigatory matter and they are not allowed to just fob you off in way of telling you that 'its now in the hands of the bailiff'.

 

Get a letter off to the council and head it with COMPLAINT AGAINST BAILIFF CONDUCT AND OVERCHARGING. They can only charge you for a first and second fee regardless of how many times they have been or how many liability orders thay have on you.

please get intouch with these people, I have heard great reports from them and have helped many people out in your situation

Supporting Vulnerable Households | Z2K Zacchaeus 2000 Trust

Also write to the bailiff company with a complaint etc and tell them if they do not investigate this matter in its fullest entirety then you will put forward a form 4 against both the attending bailiffs.

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They are only allowed to charge ONE first visit charge of £24.50, and ONE second visit charge of £18

 

The van fee is a common trick from Bailiffs wanting to up the money they make as they only make money from what charges they add on top.

 

Contest the Van fee, Levy Fee, and the Redemption fee as unlawful and illegal charges that they are not allowed to charge. Threaten them with a Form 4 complaint if they don't remove/refund the charges.

 

What state is your situation currently at ??

__________________

Capital One - Took them to court and they settled for the full £998

Aqua - Threatened legal action, they refunded the whole £424

Barclaycard - Threatened legal action, they refunded the whole £636

RBS/Universa - 1st letter sent, settled for £132

Virgin Media - 1st Judge great....second Judge couldn't even be bothered to read the case details

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That list of a million things to do must be much similar to mine lol!!

 

You should be aiming for getting ALL unlawful fees back, and there are ways of doing it, final resort of course being a Form 4 Complaint, but that is perhaps a little way off just yet. Happy hunting.

 

 

Have just recieved (from council) a breakdown of my council tax account!!!! I owed more than I thought oops :eek:! I am in the process of trawling through it (my mind sees figures and goes blank) but will post it up asap (need help with this from my OH). As much as I can see so far, only having had a quick look, the bailiffs have charged me £500+ on a debt of £1,241. And there are visits I knew nothing about!!! But as I said will post it up for someone far more knowledgable than me to comment/advise on!! Thanks yet again for your help :)

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They are only allowed to charge ONE first visit charge of £24.50, and ONE second visit charge of £18

 

The van fee is a common trick from Bailiffs wanting to up the money they make as they only make money from what charges they add on top.

 

Contest the Van fee, Levy Fee, and the Redemption fee as unlawful and illegal charges that they are not allowed to charge. Threaten them with a Form 4 complaint if they don't remove/refund the charges.

 

What state is your situation currently at ??

 

Thanks for yr reply. I have to pay bailiffs £80 at the end of this month, then £50 for 4 months.............then account should be clear. I have already paid them £679.22 in cash at Bristow & Sutor office, (this was our reaction following a levy being pushed through the door,was very naive and had no knowledge of this forum at the time :(), and £800 paid when they gained peaceful access and threatened to take my partners goods that were his before we even met, and the debt was mine only, incurred before we met!

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The council ARE responsible for the actions of the bailiffs that they have contracted to retrieve this debt. They are obligated to investigate any wrong doings by a bailiff that is working on behalf of the council. Over charging by a bailiff is an investigatory matter and they are not allowed to just fob you off in way of telling you that 'its now in the hands of the bailiff'.

 

Get a letter off to the council and head it with COMPLAINT AGAINST BAILIFF CONDUCT AND OVERCHARGING. They can only charge you for a first and second fee regardless of how many times they have been or how many liability orders thay have on you.

please get intouch with these people, I have heard great reports from them and have helped many people out in your situation

Supporting Vulnerable Households | Z2K Zacchaeus 2000 Trust

Also write to the bailiff company with a complaint etc and tell them if they do not investigate this matter in its fullest entirety then you will put forward a form 4 against both the attending bailiffs.

 

Thanks for your reply/advice,very much appreciated. I am about to put together a letter of complaint to council now I have recieved the details of my account from them. Also I will complain to B&S, however , I don't want to **** them off too much in case they cancel the arrangements in place with them, then they return to remove goods. I understand they can force entry once they have gained peaceful entry, and couldn't cope with that :(

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If you haven't done already i would send off for a Subject Access Report to find out exactley what they have charged you, when they applied it to your account etc. Remember to ask for a FULL COMPUTER SCREENSHOT as well and enclose the £10.00 fee that they will ask for.

All advice offered is based purely on my own dealings and the help and support i have had from this site.

 

Copying an of my postings is perfectly fine with me but you may wish to check the spellings.:D

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If you haven't done already i would send off for a Subject Access Report to find out exactley what they have charged you, when they applied it to your account etc. Remember to ask for a FULL COMPUTER SCREENSHOT as well and enclose the £10.00 fee that they will ask for.

 

Thanks.Will do, though on the statement of my account I recieved from the council today it appears the Bailiffs' charges are on there. Will post my account details on here asap , probably be in a couple of hours (waiting for my OH to help) .

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The screenshot will show when they made the visits etc ive just had mine through and it clearly shows they had added 200+ in charges some three months before the alledged levy. This is the information that the bailiffs have on you not the council.:)

All advice offered is based purely on my own dealings and the help and support i have had from this site.

 

Copying an of my postings is perfectly fine with me but you may wish to check the spellings.:D

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The screenshot will show when they made the visits etc ive just had mine through and it clearly shows they had added 200+ in charges some three months before the alledged levy. This is the information that the bailiffs have on you not the council.:)

 

Thanks again! I will write a letter requesting a screenshot of my account with them (have seen a template on here and bookmarked it), I shall hand deliver the letter to them along with the £10 fee,I have to pay them money anyway this month :mad: which I had already decided to pay in cash to their office, (I cannot trust them using any other method).

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I to hand delivered my SAR to them, the £10.00 is for the SAR not the SCREENSHOT this is extra info you want, i would advise that for the extra pound it would cost that you get a postal order for the SAR and make sure in your letter to them that the money is only to be used for this purpose and not for clearing any debt or go towards any fees.

 

I'm not saying for one minute that they might try and rob you or allocate it to the wrong account.;)

All advice offered is based purely on my own dealings and the help and support i have had from this site.

 

Copying an of my postings is perfectly fine with me but you may wish to check the spellings.:D

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I to hand delivered my SAR to them, the £10.00 is for the SAR not the SCREENSHOT this is extra info you want, i would advise that for the extra pound it would cost that you get a postal order for the SAR and make sure in your letter to them that the money is only to be used for this purpose and not for clearing any debt or go towards any fees.

 

I'm not saying for one minute that they might try and rob you or allocate it to the wrong account.;)

 

Thank you, I thought the SAR and the sreenshot were one and the same, sorry to appear dumb , but what is the difference!!!!??? :confused:

Yes yr right a postal order with enclosed letter stating as you said "...is only to be used for this purpose and not for clearing any debt or go towards any fees", is prob the better method.

My one problem is that I don't want to **** the bailiff company off too much at this point, as I have to adhere to arrangements already in place, (can't risk them cancelling it because they have already gained peacful access to my property once, next time I believe they can enter by force). I do not want to give them the excuse to cancel the present arrangements and continue with their bullying.

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If you have an agreement with them at the moment and you are sticking to your payments then they cant do anything to you. Without the SAR and screenshot they are holding all the balls because you don't know what info they have on you.

 

A Subject Access Report is the information they have on you and under the data protection act they must provide within 40 days, the SCREENSHOT is a computer prinout that should detail every phoncall you have made, when the bailiff called round what colour your door is etc etc. It is a vital piece of information should things escalate to Form 4 level and complaints to the court.:rolleyes:

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All advice offered is based purely on my own dealings and the help and support i have had from this site.

 

Copying an of my postings is perfectly fine with me but you may wish to check the spellings.:D

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If you have an agreement with them at the moment and you are sticking to your payments then they cant do anything to you. Without the SAR and screenshot they are holding all the balls because you don't know what info they have on you.

 

A Subject Access Report is the information they have on you and under the data protection act they must provide within 40 days, the SCREENSHOT is a computer prinout that should detail every phoncall you have made, when the bailiff called round what colour your door is etc etc. It is a vital piece of information should things escalate to Form 4 level and complaints to the court.:rolleyes:

 

Thanks for clarifying that for me, I'm learning more everday on here! :) I know I have to pay £10 for the SAR, any idea how much for screenshot?

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As the screenshot is not covered by the data protection act there can be no charge for this but you must ask for it.

All advice offered is based purely on my own dealings and the help and support i have had from this site.

 

Copying an of my postings is perfectly fine with me but you may wish to check the spellings.:D

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Here is a copy of my account, recieved today from South Staffs Council. ARRGGHHH! Complicated, but think I'm getting there! :)

 

 

 

 

Council Tax Charge 01/04/06-31/03/07 £971.37dr

Student Only Dwelling 01/04/06-31/08/06 £407.39cr

Single Occupier Discount 01/08/06-23/09/06 £15.31cr

Court & Local Authority Costs £43.00dr

---------------

Balance £592.17dr

---------------

Liability Order 17/05/07 Account 1 £592.17

Bailiff fees First visit 02/12/08 £24.50

Second Visit 31/12/08 £18.00

Levy Fee 15/01/09 £44.00

Redemption Fee 15/01/09 £24.50

Levy Fee 02/06/09 £44.00

 

Payment Recieved Bristow&Sutor 26/09/09 £546.72cr

£200.45

 

Van Fee 09/09/09 £230.00

Card Transaction 09/09/09 £32.00

Payment made via credit card 09/09/09 £462.45cr

Balance £000.00

 

 

Council Tax Charge 01/04/07-31/03/08 £1018.33dr

Benefit Entitlement £918.17cr

Balance £100.16dr

 

Court & Local Authority Costs £27.00dr

Payment Recieved 01/11/07 £127.16cr

Balance £000.00

 

Benefit recharge £606.55

Court & Local Authority Costs £ 43.00

Total £649.55

 

Liability Order 22/05/08 Account 2. £649.55

 

Bailiff Fees First Visit 02/12/08 £24.50

Second Visit 06/01/09 £18.00

Levy Fee 15/01/09 £45.00

Levy Fee 02/06/09 £45.00

Payment Recieved Bristow&Sutor 26/06/09` £132.50cr

Payment Recieved Bristow&Sutor 09/09/09 £369.55cr

Balance £280.00dr

 

 

Arrangement made (with B&S) £80.00 due 30/09/09 followed by 4 monthly instalments of £50.00

Edited by Jach
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