Jump to content


  • Tweets

  • Posts

    • Today , after a lotof years i recieved a letter from this lot. Very friendly, "Were writing to remind you that we havent had any contact from you in a while".  The velvet fist, followed by  a veiled threat to get their preferred debt collectors involved. Yep dead right. In 1992/3 I took out a Student load under duress from DHSS. uP TO 2000 I hadsucessfully gotten deferment on low income. But rarther thansign on as unemployed,I decided to be self employed. I applied and they asked for all sorts of documents. I obliged and then correspondance ceased from them, circa 2001. To date  I have had no correspondance from Student Loans. I was made  redundant in 2009 and  reached 65 in 2012 , at which age the loan should have been cancelled. Now ,today, 12 years on retirement and 11 ( at least years after last contact) I get a letter with veiled threats. Do I , as I smell a scam a) ignore it and hope that Erudio will think that this phishing attempt has failed or b) respond with a statute barred letter or c) remind them of legal terms that loan should be cancelled 12 years ago or d) combination of b) +c)      
    • But I'm not mixing and matching. Sure, when researching I do check multiple avenues, but when speaking, I will open a single post. The Fb post was made in March, it is now June, time has passed, and when the suggestion was made, no further information was given on how I should progress beyond "send a letter", which has meant that I've needed to start another stream - this one, but only after taking the time to research first.
    • hes not turning you away he is simply saying that you should stick to one channel of advice. he is perfectly happy with that channel being this forum, and he will help you   all he is saying, and I agree, is that you should stick to one help channel, not mix and match 3/4
    • As long as we are clear . Do the reading and post your letter of claim in draft form as requested and we can go from there.    
    • Hold on @BankFodder, that was a bit harsh. I spoke with the EVRi complaints Facebook group to begin with, a user on that group told me to send a letter but didn't give any specifics. Here at CAG, I was looking more for specific help as I've never raised such a claim before, and wanted to be sure that my claim was correct, which is why I've researched information with the other groups too, to be sure; but you seem to have assumed that I've made some form of contact with the other groups, such that I find your comments and tone to be very unfair. And I do know a thing or two about forums, that forum users are unpaid volunteers, I happen to be a Tableau Ambassador, and so perform a very similar role helping others in an unpaid capacity  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Washer Catches Fire Damages Kitchen Claim Advice Now Needed


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5269 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

You are not giving enough information to enable anyone to give you a concise answer.

 

If, I've worked this out correctly your washing machine caught fire and you contacted the manufacturers of the washing machine to make a claim. At that stage it would have been normal to arrange an inspection of the faulty machine and also assess the damage it caused to your property. It would also have been normal to ask for two estimates for putting the work right. Then based on the inspection and the estimates they would have told you to authorise work. If none of that has happened then you should be chasing that up with whoever you contacted initially.

 

At the end of the day, because you are not making a claim through your own insurers it is up to you to arrange the repair/replacement work, pay for it and then claim it back, however, you do need to allow the other party an opportunity to inspect it and agree it is reasonable.

 

I'd start by making waves with Indeset, insist that they arrange an emergency inspection and warn them that failure to do so will result in you arranging repairs and sending them the bill, keep copies of all estimates you sent and if possible take a few pictures of the damage.

 

Make a nuisance of yourself on the phone to them or to their loss adjusters (Delta Claims) and get something arranged asap

 

Mossy

Link to post
Share on other sites

  • Replies 62
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

indest washer 18mths old .1st july 09 burst into flames in kitchen area. had problems with this but indeset said just normal.3rd july09 indeset visited to inspect property.and washer safety incident report .rs6621.noted in report damage to washer major damage to property major .they indeset collected washer to find out how this happened.end of july 09 report said machine found with fault no outside interference.never heard from them again .submitted claims ect got a letter in nov09 saying the claim was to much to be sorted out internally .therefore refered to insurers .insurers based in genoea italy .they wrote to me saying liability is going to be accepted.co called i e s .claim was under 10,000e then suddenley they decide to appoint a loss adjuster in leeds.they were sent reports photos quotes ect .so god knows why they have to mess about with the loss adjustor also to keep the claim below i never claimed for everything .so i suppose it is claim for the lot. i feel annoyed when im the victim here there dragging it out.

Link to post
Share on other sites

i wrote letters i posted letters i have recorded delivery slips .i sent e mails .i then decided to bring builders in and pay them if the need arised.u no need to worry i never let go even consumer direct had to send it to local trading standards .no one more than me has coperated with indeset as much as i have ..

Link to post
Share on other sites

i wrote letters i posted letters i have recorded delivery slips .i sent e mails .i then decided to bring builders in and pay them if the need arised.u no need to worry i never let go even consumer direct had to send it to local trading standards .no one more than me has coperated with indeset as much as i have ..

 

Right then, having done all that then you can show that you gave them every opportunity to inspect.

 

You would be within your rights now to authorise repairs, (anything you replace I'd keep for a few weeks just in case) and then send them the final bill.

 

Tell them they have 14 days to pay you, after that you will issue court papers.

 

Mossy

Link to post
Share on other sites

im involved in a case that finally the company have accepted liability many months after the incident.multi million pound co. they want know to send the assessors in to look at the claim.in the last 6mths we have allowed them access to property.we had appt for assesor to call he rang 10mins before the still waiting said he did not feel well.then a e mail from the co wanting them to visit the house that evening 7.12.09 again no one turned up.this pm had a futher call need to visit ur home.taking time of work it is hard wrong time of year.it is obvious the claim is under 10 grand. can i just pay a guy get the work done and sue them .i honestly beleive that i have been reasonable ,helpfull,patient ,co just playing silly buggers .what can i do please:mad::mad::mad::mad::mad::mad::mad::mad:

Link to post
Share on other sites

Does the company have a trade body, organisation that you can use to pressure them... Is this company big enough to be named and shamed in the papers the threat of which sometimes helps.... can you give a little bit more info on who it is?

 

The court would want to see that you have exhausted all opportunities prior to initiating litigation imo and the very least you would need to warn them that you will take court action if that is your wish.

 

Perhaps an appointment with a solicitor to go through your options would be in need (most areas have solicitors that do free clinics or the initial 30mins for free)

 

S.

Link to post
Share on other sites

Hi There Hotpoint I Must Have Work Done By Christmas .11 Days Builders Will Take .i Do Think I Have Exhausted All Avenues.operating Bully Boy Tatics .may Be The Written Admission Of Liability I Have As Long As I Submit Invoices To Courts On Competion Will This Suffice .july It Is Now Dec .need To Act .fire Damage .

Link to post
Share on other sites

Well I dont think Hotpoint will care about bad PR so much... they've been on watchdog pulled over the coals so many times before for bad workmanship :-(

 

Personally I'd want to know I'd get the money back prior to giving the go ahead, I know timescales are tight but I think you need professional advice in regards suing them.

 

The fact its been outstanding for so long and so many appointments have been missed will stand you in good stead but the courts really do like to see warnings given prior to initiating litigation and its normally at least 14 days.

 

Sorry but thats the best I can advise, perhaps others will be more clued up in regarding suing a company

 

S.

Link to post
Share on other sites

  • 1 month later...

BOUGHT SEVERAL HOUSEHOLD APPLIANCES ON HP .A HOUSEHOLD APPLIANCE BECAME FAULTY BURST INTO FLAMES, CAUSED SEVERE DAMAGE TO MY PROPERTY AND THE APPLIANCES.

FROM JULY 1ST 2009 TO 23RD DEC 2009,

WAS WITHOUT USE OF THESE ITEMS FOR THIS PERIOD . REPLACED BY INSURERS ,

BUT DIFFRENT MAKES OF APPLIANCE THAN WE HAD PREVIOUSLY .BASICLY SAME ITEMS ,BUT NOT HAS PREVIOUS HP AGREEMENT. IM TOLD DONT WORRY THIS WILL BE OK . IM NOT SURE IT WILL??????????

ALSO THE CO SAYING I AM IN BREACH OF THE HP AGREEMENT AND ARREARS WAS OVER £400. ASKING FOR PAYMENT TO BRING ACCOUNT UP TO DATE .

NEVER HAD USE OF ITEMS DURING PERIOD STATED,SHOULD I PAY ?????? AM I STILL LIABLE ????

Link to post
Share on other sites

You are always liable to make the payments you agreed to. As the finance house owns these products, you should have got in touch with the shop and the finance house to get it sorted.

 

You will need to write to them and tell them what has happened.

Link to post
Share on other sites

sorry finance company aware of incident ??, incident 1st july 2009 matter rectified on 23rd dec 2009. so had 6 months without use of goods due to damaged .

finance co sorted out damage to area paid over £8,000 .admitted liability on the faulty product , the goods replaced under the insurance cover i had with finance co ? recovered under supply of goods act implied terms, so should i pay for goods that i could not use during this period finance co says yes ?i say no as i had no goods in working order.

also on agreement hp states diffrent makes of product than on the agreement.new goods supplied for damaged goods ?????????? do we need new agreements .?????????? to validate

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...