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About Elenathion

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  1. Sorry I got mixed up then between C and D. Yes, it's Lowell.
  2. Thank you Andy. Name of the Claimant - Lowell. Date of issue – 16 Mar 2016 What is the claim for – 1.The claim is for the sum of £1463 due by the Defendant under a non-regulated JD Williams account with account reference xxxx. The D failed to maintain contractual payments required under the terms of the account agreement. The debt was legally assigned to the claimant on 06/Mar/2015, notice of which has been given to the D. 2.The claim includes statutory interest under s69 of the County Courts Act 1984 at a rate of 8% per annum from the date of the assignment
  3. Hi, I've received a claim form from Lowell / Cohen Cramer Sols for an old catalogue debt. I want to file a defence with this point which I found on the CAB website: "Agreement legally unfair - the lender didn't check that you would be able to keep to the conditions of the agreement. For example, they may not have checked that you could afford the loan repayments". The reason that I want to argue this is because it started off as a small manageable debt but every time I made a minimum payment they increased the credit limit. The whole time I was unemployed and the
  4. Thanks for moving this. It's not debt related though so is it okay to have it here?
  5. Hi all, I currently have a pending small claims case where I am the claimant. It is to do with the death of a puppy. I am hoping someone can help me with a couple of questions. The directions from the judge specified a date for documents and also statements. I complied with these dates but the defendants delivered theirs to me today, approx 2 weeks after the date. They also used my statement and documents to prepare their case and their statement is basically a critique of my case. I am wondering whether they would have been provided with the same directions as me in regards to da
  6. I think my 28 days is almost up. I put in the temporary embarrassed defence that I found on here and put that I wish to amend at a later date but I'm not sure how to amend a defence. It's Bryan Carter by the way.
  7. Well, it's like watching a trashy chat show - you know the people are ridiculous but still can't help watching to see what they'll do next.
  8. I will surely do, thanks for the advice. In case it isn't statute barred though, does the agreement look enforcable? I haven't been provided with a default notice either.
  9. Also I've just been looking at your reasoning again and why should they remove the default? You haven't denied the debt so it is yours. Just because they can't provide an agreement doesn't mean that the debt has vanished, it just means that it is unenforcable, any default applied before you asked for the CCA is still valid.
  10. No for sending items that could be construed as threatening. It's only a small step from receiving a breeze block in the mail to envisaging it being flung through a window. You're on very dodgy ground and really need to find something else to do with your life.
  11. They've filed a claim with Northampton County Court. I've entered a defence as found on here and am now waiting for their response to it. If I can change my defence, should I put in there that it is statute barred?
  12. I sent a CCA request and the CPR letters from this site and they responded with a bundle of statements, with the last payment showing as March 2004.
  13. Could anyone please have a look at this and tell me if it looks like a valid agreement please. I apologise about the quality, I don't have a scanner so it was taken with a phone. I suspect that the alleged debt is statute barred anyway but would like to cover all my bases. Thank you =O)
  14. I didn't get a reminder email before the trial ended but I didn't expect to. When I signed up, I added the end date to my calendar so I would know to cancel before that date.
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