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I would think that it is purely a financial decision as to what will work out best for the OC. If they have a large in-house collection department then they may well be able to persue a debt for longer than a CC company with no real debt department.

 

When they make the decision to sell, they get so much in the £ and then can write off the balance for tax concessions.

 

I think, especially in the current climate they will do all they can to get rid of debt and have a small amount, ie the sales amount in credit.

 

Not a 'high financial flyer' so this is just a personal opinion.

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