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    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
    • Spot on!  You learn quickly. Who cares if the case gets sent to debt collectors?  They have no powers.  All the effort you will have to put in will be to open envelopes - and then spend time laughing at their daft "threats".  No stress at all!
    • I did ask them why, but seems they have more spare cash than we do .. ;-( .. I doubt their bank would even support a chargeback after a year has passed. Anyway I've constructed my first DRAFT Snotty Letter .. so here goes ..   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you had added. Shall we raise that related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding the ANPR entry / exit periods compared with actual valid parking periods. Especially with no consideration of the legally allowed grace periods and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the issues with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture more useless ANPR photos. We will of course be requesting “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Legal Counsel on behalf of the Vehicle Keeper.  
    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
    • Hi, I have the Sims 4 on Macbook. Over the last year I have paid for multiple add on packs spending a lot of money on them. I bought them all in good faith as my Mac met all the minimum requirements to play them. I have been playing happily for about a year and bought my latest pack just over a week ago. The games were all working fine yesterday. Then suddenly today EA released a new app to launch the games and this new app requires a MAC OS that my computer cannot use. Now suddenly none of my games are accessible and I am unable to play anything. They did not warn us about this change in requirements and if I had known they would be doing this I wouldn't have bought all these add ons as they are now all totally unusable. The games themselves have not changed, only their app to launch them and I can't afford to buy a brand new mac just to play. So my question is how can they change the minimum requirements after I have paid for a game? I agreed to pay for them based on the fact my mac met their requirements and was not informed when purchasing that this would be an issue in the future. I understand new games (like Sims 5 which is to be released next year) might not be compatible but this is a 10yr old game that they have suddenly made inaccessible due to their new launch app. Does anybody know if I can do anything or anyway to get a partial refund from them? Thanks   Here are their T&C... I can't find anything in there about them being able to do this so not sure what to do https://tos.ea.com/legalapp/WEBTERMS/US/en/PC/
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Hi,

 

From what I can find on the site with my limited patience, I can only find a 'particulars of claim' template that totals around 1800 characters, albeit a very good one. When I have tried to file a claim with MCOL, they have a maximum of 1080 characters and a 24 line limit. I have summarised the main points and a copied version of my claim is below - the line limit is 24, but there are a few characters left. Please advise what you think, although it has worked once already

 

Claimant had account-******** with

Defendant-opened around August1999,closed

around May2006.Whilst Account was open,

Defendant debited charges to Account

(purported breaches of contract on part of

Claimant)+interest on charges once applied.

Claimant understands that Defendant

contends; charges were debited in

accordance with terms of contract between

itself and Claimant.Claimant contends

that:The charges debited are punitive in

nature;not genuine pre-estimate of cost

incurred;exceed any alleged/actual loss to

Defendant(any breach of contract);are not

intended to represent loss,but to unduly

enrich Defendant.Contractual provision that

permits Defendant to levy such charges

unenforceable by virtue of Unfair Contract

Terms in Consumer Contracts Regulations

(1999),Unfair Contract Terms Act1977+common

law.Claimant claims:the return of the

amounts debited-£***+any interest charged

thereon;Court costs;£10 Data Protection Act fee;Interest

pursuant to S.69 County Courts Act.

Virgin/MBNA £435

Mint £20

Morgan Stanley £120

Clydesdale Bank £299 (pending;court case started)

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ok folks, after much awaited time i have a new set of letters from the cobblers.

 

1 letter says they are filing defence and basically says my particulars were not particular enough ( i know they were) and another letter offering a goodwill gesture of 1200.....

 

i'll get back as soon as i make out whats goin on (aaaaagggghhhhhh)

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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ok i got a letter saying the bank have filed a defence, saying i have not disclosed resonable grounds for bringing a claim on the bank charges. here i can't make sense of it...

 

 

Defence

1. The defence is filed and served without prejudice to the defendant's case that the particulars of claim do not disclose reasonable grounds for bringing a claim against the claimant to recover bank charges referred to in the particulars of claim or any other sums. In the event the claimant does not properly particularise his claim then the defendant will apply to strike out the claim and summary for judgment in respect of the same.

2. On allocation the defendant invited the court to direct that there be a case management conference in order for the court to consider the making of appropriate orders to give the claimant opportunity to properly particularise her claim.

3. No admissions are made as to what charges have been debited to the claimant’s bank account.

4. The defendant is embarrassed by the lack of particularity pleaded in the particulars of claim to the extent that the particulars of claim fail to disclose reasonable grounds for bringing a claim against the defendant. The claimant is required to identify the common law, statutes and consumer regulations that she alleges are unlawful. Until such time as these statutes/regulations and the provisions therein are identified the defendant cannot plead to the allegation within the particulars. The defendant therefore reserves its right to plead further to the allegation once (and if) the claimant further particularises his claim.

5. save as hereinbefore appears the defendant joins issue with the claimant on her claims and denies that it is liable to the claimant is alleged or at all

 

 

 

then a few days later i got a letter offering a goodwill gesture of 1200 quid with all the usual jargon but it also said that they believe the challenge would fail in court. i think this is a put off tactic but i am very unsure as to what to do next.

 

what is my next step?????

 

thanx for all your time

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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i have included everything i should have. and i used the templates for the POC so i know they're fine. i dont know what time they have left. my latest letter from the court said they have until 31/10/06 to file defence.the first letter (the defence letter(above)) was dated 27/10/06 then the gesture letter dated 1/11/06, i don't know what to do though... will i hear from the court? or do i have to do something? i looked at the template letter:- http://www.consumeractiongroup.co.uk...ent-offer.html

but the bottom bit saying the 'LBA deadline' has already passed

 

i am sooo totally confused. if i do send this letter what deadline do i give them?

and then what will happen??

 

please help

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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PARTICULARS OF CLAIM

 

 

1. The Claimant has 2 accounts 10045153 and 10095282 ("the Accounts") with the Defendant which was opened around May 1994.

 

2. During the period in which the Accounts has been operating the Defendant debited numerous charges to the Accounts in respect of purported breaches of contract on the part of the Claimant and also charged interest on the charges once applied. The Claimant understands that the Defendant contends that the charges were debited in accordance with the terms of the contract between itself and the Claimant.

 

3. A list of the charges applied is attached to these particulars of claim.

 

4. The Claimant contends that:

 

a) The charges debited to the Accounts are punitive in nature; are not a genuine pre-estimate of cost incurred by the Defendant; exceed any alleged actual loss to the Defendant in respect of any breaches of contract on the part of the Claimant; and are not intended to represent or related to any alleged actual loss, but instead unduly enrich the Defendant which exercises the contractual term in respect of such charges with a view to profit.

 

b) The contractual provision that permits the Defendant to levy such charges is unenforceable by virtue of the Unfair Contract Terms in Consumer Contracts Regulations (1999), the Unfair Contract Terms Act 1977 and the common law.

 

5. Accordingly the Claimant claims:

 

a) the return of the amounts debited in respect of charges in the sum of £1982.55 (£1024.55 on 1045153 and £958.00 on 10095282) plus the interest applies to these charges in the sum of £215.57 total £2198.12;

 

b) Court costs;

 

c) Interest pursuant to section 69 County Courts Act 1984 at the rate of 8% a year as set out on the attached list of charges or at such rate and for such periods as the court deems just.

 

I believe that the contents of these particulars of claim are true

 

 

Signed:

 

 

Date:

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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well it seems same as mine here http://www.consumeractiongroup.co.uk/forum/natwest-bank/41199-nat-west-2nd-claim.html except yours say's embarrased at lack of particulars which is obviuolsy not true as you have put it all there. i sent leter oday and copy to court.

Consumer Health Forums - where you can discuss any health or relationship matters.

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yes i sent a full list of charges, POC all letters i have sent previously, i think it maybe a stalling tactic but i cant be sure can anyone help me as to what i do next? the bank says ive got until the 8/11/06 to accept the offer of goodwill

 

arg what now?? i hate banks they have too many posh words!! does any1 have a dictionary???

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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well you could write to them as I did andsee what comes back - write and accept their offer in partail settlement anyway - seems they are trying to confuse with too many things at once!

 

 

so should i say anything about a deadline??

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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Ok guys what d'ya think of this as my response???

Response to settlement offer.

 

to whom it may concern

Thank you for your letter dated 01/11/06

I respectfully decline your offer of settlement and request, once again, that you return to me all charges imposed on this account, totaling £2319.95

 

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with a County Court claim if necessary.

 

With respect to the letter dated 27/10/06 I believe I have stated the laws and statutes involved and have properly particularised my particulars of claim.

I trust this clarifies my position. I look forward to hearing from you soon

 

 

Yours faithfully

 

 

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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Ok guys what d'ya think of this as my response???

 

 

Response to settlement offer.

 

to whom it may concern

Thank you for your letter dated 01/11/06

I respectfully decline your offer of settlement and request, once again, that you return to me all charges imposed on this account, totaling £2319.95

 

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with a County Court claim if necessary. you will continue court claim

 

With respect to the letter dated 27/10/06 , I acknowledge receipt of the enclosed defence, I believe I have stated the laws and statutes involved and have properly particularised my particulars of claim, therefore any application to strike this claim out will be vigourously contested. But for calrification enclose a further schedule and account no's. Up to you but I put that i would object to request for case MC and go straight for request for full hearing.

I trust this clarifies my position. I look forward to hearing from you soon

 

 

Yours faithfully

 

 

Consumer Health Forums - where you can discuss any health or relationship matters.

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soz folks i adapted it a bit see what u think now pls

Response to settlement offer.

 

to whom it may concern

Thank you for your letter dated 01/11/06

I respectfully decline your offer of settlement and request, once again, that you return to me all charges imposed on this account, totaling - as of 6/9/06 £2198.12

(please be aware that I am charging interest of 8% per year plus interest of the same rate of 48p per day up until the date of judgment as stated in the particulars of claim (attached for your information)). I calculate that a further £28.32 has accumulated since 6/9/06 at the said rate. Total : £2226.44

 

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with a County Court claim if necessary.

 

With respect to the letter dated 27/10/06 I believe I have stated the laws and statutes involved and have properly particularised my particulars of claim.

I trust this clarifies my position. I look forward to hearing from you soon

 

 

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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omg sorry again this is the 1 i will send will some1 give it a once over before i do pls (sorry)

Response to settlement offer.

 

To whom it may concern

Thank you for your letter dated 01/11/06

I respectfully decline your offer of settlement and request, once again, that you return to me all charges imposed on this account, totaling - as of 6/9/06 £2198.12

(please be aware that I am charging interest of 8% per year plus interest of the same rate of 48p per day up until the date of judgment as stated in the particulars of claim (attached for your information)). I calculate that a further £28.32 has accumulated since 6/9/06 at the said rate. Total : £2226.44

 

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, I will continue the court claim.

 

With respect to the letter dated 27/10/06, I acknowledge receipt of the enclosed defence, I believe I have stated the laws and statutes involved and have properly particularised my particulars of claim, therefore application to strike this claim out will be vigorously contested.

I trust this clarifies my position. I look forward to hearing from you soon

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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few changes - fiddle a bit further until you are happy but don't forget to send another schedule.

Dear Sir/MAdam

Thank you for your letter dated 27/10/06 and 01/11/06

 

With regards to the letter dated 01/106 I respectfully decline your offer of

xxxx and once again request that your client returns all charges levied on this account. As of todays date this totals xxxx and continues to attract interest at a daily rate ofxx. I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, through the court. I am confident should this reach a full hearing I will win.

 

With respect to the letter dated 27/10/06, I acknowledge receipt of the enclosed defence, I believe I have stated the laws and statutes involved and have properly particularised my particulars of claim, therefore application to strike this claim out will be vigorously contested. However for ease of reference I enclose a further schedule of charges, and confirm that I caliming on account no xxxxx and xxxxxx, sort code xxxxxx

 

I look forward to receiving your full settlement in due course.

 

yours faithfully

 

Consumer Health Forums - where you can discuss any health or relationship matters.

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hi all,

today (8/11) i recieved a court allocation questionaire, it says i have to pay 100 quid to submit it, so i phoned the court and they said i can get a waver because i get tax credits which is good news. i have until 24 november to send it back but i'm a little worried about the defence the bank has sent. They reckon i haven't properly particularised my particulars of claim and say i show no reasonable grounds for submitting the claim. has anyone else had this same kind of thing? i have posted the defence earlier if you have a look and i have posted my particulars. please could someone have a look and tell me if anything needs to be done.

 

also at the end of the questionaire there is a space for any information i think will help the judge to manage the claim, anyone ideas of some good things to put in there???

 

help apreciated

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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Share on other sites

hi all,

today (8/11) i recieved a court allocation questionaire, it says i have to pay 100 quid to submit it, so i phoned the court and they said i can get a waver because i get tax credits which is good news. i have until 24 november to send it back but i'm a little worried about the defence the bank has sent. They reckon i haven't properly particularised my particulars of claim and say i show no reasonable grounds for submitting the claim. has anyone else had this same kind of thing? i have posted the defence earlier if you have a look and i have posted my particulars. please could someone have a look and tell me if anything needs to be done.

 

also at the end of the questionaire there is a space for any information i think will help the judge to manage the claim, anyone ideas of some good things to put in there???

 

help apreciated

 

We have all had the same defence - suggested letter above.

AQ guide in templates library

Consumer Health Forums - where you can discuss any health or relationship matters.

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hi gismo,

i have sent the letter, thanx for your help, i'm glad to know everyone gets the same response, i thought i'd have to do it all again.

 

cheers

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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hi, The amount i was claimimg for originally has gone up due to the 8% interest, but on my claim form it is still the first amount without the interest. will the court stand at the first amount? or what do i do about it? i did put in my particulars that i was claiming interest, will the court add it on???

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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Share on other sites

hi, The amount i was claimimg for originally has gone up due to the 8% interest, but on my claim form it is still the first amount without the interest. will the court stand at the first amount? or what do i do about it? i did put in my particulars that i was claiming interest, will the court add it on???

~~~~~~~~~~~~~~~~~~

Royal Bank of Scotland

~~~~~~~~~~~~~~~~~~

Total 2319.95

*Prelim letter sent 5th august

*LBA letter sent 21st august

*Go away letter recieved 22nd august (bit late!!)

*Claim filed with county court on 15th september

*Court acknowledgement on 2nd october

*Defendant acknowledgement with intent to file defence on 3rd october

*Defence letter recieved 28/10/06

*goodwill gesture of 1200 recieved 3/11/06

*AQ posted 21/11/06 deadline 24/11/06

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hi there all ive recently had a phone call from the royal bank of scotland about opening a account with them they have said they do not charge for d.debits or bounced cheques and would charge me 8.00 per month if l opened a acct with them can any body advise me if this is true?

 

s.mann

 

No idea Sonya, sorry.

 

I just had a look on the RBS web site and gave up in disgust. There's no straightforward account information or comparison.

 

Doesn't sound likely but you never know. Ring them tomorrow and ask?

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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