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    • Hi With the Section 21 Notice I do hope the Landlord issued you with: Energy Performance Certificate (EPC) for the Property How to Rent Guide A current Gas Safety Certificate (if gas in the Property) If above have not been provided to the Tenant by the Landlord then they can't use a Section 21 Notice until the above have been provided (note you don't warn the Landlord of this until but put it in your defence) Have a good read of this link: Evicting tenants in England: Section 21 and Section 8 notices - GOV.UK WWW.GOV.UK Information for landlords in England on tenant eviction: assured shorthold tenancies, including eviction notices, Section 21, Section 8, accelerated possession, possession orders, bailiffs  
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Yorkshire Bank threatening me with action!


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Those nice people at Yorkshire Band have threatened me if I go ahead with the claim against them. They said in a very long letter "Please note that should you proceed to raise court action against the bank in respect of this matter, the Bank reserves the right to lodge a counterclaim against you for damages suffered as a result of the breach by you of you contract with the bank."

Is this just a standard threat to try and frighten me off, or do they mean it. I am only claiming for £150, and I don't think it will be worth the hassle if the bank decide to get nasty about it. Anyone else had such threats.

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There are several of us who have been threatened with counterclaim, just another scare tactic as if they were successful with persuing a counterclaim they would still have to reveal to a Court how they calculate their charges - something which we all know that they are loathed to do.

 

Off the top of my head, I know that definately me (well My Mum) and Caro have had counterclaim threats and there are a couple more besides. If you search this thread using the search mechanism for 'counterclaim' you will find others as well.

 

Best of luck, it may only be £150 but its YOUR £150!

 

Rachel

Doing this on behalf of my lovely Mum!!

 

LTSB No1 - £200+£31.70+£30 = £261.70 COURT DATE SET 8TH NOVEMBER 2006

LTSB No2 - £423 +£124.16+£80 = £627.16 DEFAULT JUDGEMENT GRANTED DUE TO NO SHOW FROM LTSB

Yorkshire - £498+£102.64+£80 = £680.64 COURT DATE TO BE ADVISED - ALLOCATED TO SMALL CLAIMS TRACK

Citi - £1600+£361.46+£120 = £2081.46 CHEQUE RECEIVED F&F SETTLEMENT 07.06.06

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They've threatened me too.

 

Ignore it. They're bluffing. There's no way they could take you to court to reclaim money that a court has ordered them to pay to you. It's nonsense.

Yorkshire Bank £4697 Settled in full:D

Bank of Ireland Mortgages £1055 + Interests + costs Settled in full

MSDW £495 Settled in full

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Have also recieved threat of counter-claim.Quite clever of them but as yet still waiting for the first bank to appear in court and even defend never mind reappear to counterclaim!!

 

I declined a half offer from YB making it quite clear that I was aware of 'their intention to counter claim'

Prelim letter issued 01/06/06 Charges of £2001

LBA to be issued 15/06/06

LBA issued 21/06/06

Claim submitted 4/9/6

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I actually received a counterclaim with my defence, but am not remotely worried because:

 

1. They will not go to court.

2. It was so pathetic it was laughable.

 

They are very good at trying to scare people, but when it comes down to it they don't have a leg to stand on so ignore the threats.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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YB are one of the most obstinate, charmless and intimidatory banks over the reclaiming charges issue. If anyone reads thread titles like this and feels that they don't want to carry on the claim - DO NOT GIVE UP!

 

Every £1 I get back from this unpleasant (and i'm being nice) company will be worth £10 from any other bank, and i'm sure most of the other YB claimants feel the same!

Bank of Scotland: Claiming £699.47, SETTLED IN FULL at moneyclaim stage

Sisters NatWest - Claiming £1056 - SETTLED at AQ stage

Natwest CC - Claiming £804, SETTLED IN FULL at LBA stage

GF Natwest - claiming £749.33, moneyclaim filed - SETTLED IN FULL 04/08

MBNA: Claiming £150 - SETTLED IN FULL at LBA stage

HSBC: £1014 - SETTLED at LBA stage + pending charges removed

Sisters HSBC - £300 - SETTLED IN FULL at prelim stage

Yorkshire bank - claiming £496.68 - SETTLED IN FULL at court date stage.

Capital One - claiming £605.54 -SETTLED IN FULL

 

 

 

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