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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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1st Credit at it AGAIN! - - harrassing! This time it's an ex policeman


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Is this the same 1st Credit who have recently been threatening Bailliffs and removal of goods from an elderly woman if she didn't hand them her credit card details to pay her daughters 'non-debt' they pretend is due to Welcome Finance?

 

Scumballs!!!!

 

 

GRRRR!!! They make me so angry :-x

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GRRRR!!! They make me so angry :-x

 

Have you seen that thread BB39? It's in a different section but soooo typical of that Company and this has happened after they were reeled in by the OFT.

 

Link

 

in full i told 1st credit they aint getting a penny cos i owe welcome nothing,but they ring all the time even asking my 11 yr old son to pass on messages to me,or my mum...

 

what can i do,cos welcome have sent this company a statement claiming i owe 4 grand yet when my bro asked them to in the office as ive explained above they couldnt find my old payments yet they sent 1st credit a statement of what i owe..

 

they told me i should file for bankrupcy so the debt would be written off,but also said it would affect any future credit,for me..giving me options after options,asking me to find relatives n friends to help me pay this 4 grand debt...they harrass my mum asking her for her debit card number as it's her bank i use for my wages etc,i don't have my own bank account...,

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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Have you seen that thread BB39? It's in a different section but soooo typical of that Company and this has happened after they were reeled in by the OFT.

 

Link

 

in full i told 1st credit they aint getting a penny cos i owe welcome nothing,but they ring all the time even asking my 11 yr old son to pass on messages to me,or my mum...

 

what can i do,cos welcome have sent this company a statement claiming i owe 4 grand yet when my bro asked them to in the office as ive explained above they couldnt find my old payments yet they sent 1st credit a statement of what i owe..

 

they told me i should file for bankrupcy so the debt would be written off,but also said it would affect any future credit,for me..giving me options after options,asking me to find relatives n friends to help me pay this 4 grand debt...they harrass my mum asking her for her debit card number as it's her bank i use for my wages etc,i don't have my own bank account...,

 

This activity should be reported to TS and the OFT ASAP for breaching OFT guidlines and the CPUTR.

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There should be a special section in this forum dedicated to these rogues and make sure their license is revoked and their employees investigated by the appropriate police authority for the terror they cause to people who have genuine reasons for their circumstances!

 

There's been more than enough media interest in this lot from what I've read in the press and seen on tv for the police to be interested.

 

They can't hide behind civil law!

 

They hide behind telephone harrassment on their 0870 numbers,recordings of which should be gotten by the appropriate authorities

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  • dx100uk changed the title to 1st Credit at it AGAIN! - - harrassing! This time it's an ex policeman
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