Hellpppp!!!

[m3man]

Hi all

 

Just recieved this in todays post from BMW, I sent a request under section 79 of CCA 1974, and BMW Financial Services have told me to deal with the dealership. It seems i have no rights under CCA 1974, ANY ADVICE ON MY NEXT MOVE?

 

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[elliesnan]

bump

[lickthewallfatboy]

what exactly was the business arrangement you had with BMW

 

was it a car on HP?

 

FLA :: Consumer protection :: Legal protection

 

"

Car dealers who offer finance will have been issued a consumer credit licence by the Office of Fair Trading, which can refuse the licence if an individual or a company is unsuitable. Trading without a licence is a criminal offence and can result in a fine and/or imprisonment.

Individual consumer motor finance agreements are covered (“regulated”) by the Consumer Credit Act 1974. This means your agreement will be laid out clearly and transparently, with your rights and responsibilities clearly spelt out.

 

 

ALSO

http://www.studentlawjournal.com/articles/2007/consumer/ccdfn07.htm

If you have recently acquired a motor vehicle under a hire purchase or conditional sale agreement, it may be regulated by the Consumer Credit Act 1974 ('the 1974 Act'). The easiest way to find out is to dig-out your agreement and look in the top left hand corner. If it says "regulated by the Consumer Credit Act 1974" then your agreement is 'regulated'. If it does not say so but if you are an individual and your total amount of credit is less than £25,000 then the agreement should be regulated by the 1974 Act. If it doesn't say it is, then take advice as soon as possible!