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    • Hi All I know this a long shot but ha anyone got any advice please? Nearly three years ago (maybe more) my ex took a contract out for a new phone for my birthday that I ended up paying the bills on (lovely present huh) I have always paid the bill for this. The phone number that I have had for most of my adult life was passed over to this contract and I am old now haha We are now divorced and have not been in contact  - he is abusive and I have nothing to do with him. I cannot enter into any dialogue with him whatsoever. I have continued with my phone contract and number etc but am stuck - I have no access to my bills even though they come out of my account - as the contract is in his name I cannot get a pac code to move therefore I will lose my number if I cancel- sky just quote data protection at me which I get but this is soooo frustrating!!!! I know that the sensible thing would have been to just l cancel the dd lose the number get another contract elsewhere and get over myself and move on but I am just asking out there as a final desperate attempt - can anything whatsoever be done??? Thank you in advance :)
    • What's your intent, or interest? I can't see that you have any cause of action regarding bills issued by one third party to another third party. Is the idea to use this as a lever "I'll denounce you to HMRC unless you do blah blah .." That might in fact have no teeth anyway, HMRC will aware of the company's turnover via their other tax affairs.  As a matter of fact a company buying VAT rated supplies and selling to VAT registered customers is actually worse off if not VAT registered themselves. Has your court case reached it's conclusion yet?
    • Hello, welcome to CAG.  I expect people will be along to advise later. We aren't here to mock, this is a serious forum. If you feel you're being picked on  report the relevant post to the site team.  Best, HB
    • no that is not a defence. because you don't have a photo
    • I purchased the vehicle using finance through motonovo under a HP 60 months agreement. I have now amended the document ensuring all is in black. Unfortunately, this email has now been sent. However, I have not sent a letter to big motoring world. Also, I have taken the section of the firealarm issue. I am struggling to convert to PDF. I am not tech savy at all. My mistake was that the the salesman was very fussy on a sale. We went down a quiet road for a little test drive and not for a lengthy road test. The water issue was not present at this moment of time. However, it only became prevalent after driving away, after all docs signed. I did stated to Audi I wanted a diagnostic report. However, they carried out an Audicam which is footage of the issue. Audi have diagnosed the issue as a common issue where coupes/cabriolets accumulate water in the seals. However, I did state beforehand for no issue to be rectified due to me wanting to reject the vehicle. I am awaiting a report from Audi through email from the branch manager in relation to the issue. The issue so far is the water still being present in the sills. Audi tried to fix the issue however the problem is still prevalent. Regards 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cl Finance/howard Cohen/barclaycard ***WON***


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Hi All,

 

Had a letter from Lewis debt recovery on 21/12/08 acting for cl finance for a barclaycard debt of just over £2000 demanding full payment by the 29/12/08 or else , a notice of assignment was printed in a little box at the bottom of the letter.

 

Then on the 31/12/08 had papers through from northhampton , issue dated 30/12/08. (there was also no LBA sent)

 

The poc states that a default notice was sent (it wasnt ) and also shows my account number.

I aknoweledged service on the 12/01/09 saying that i wished to defend the whole claim , as i know that there is a lot of charges on the account in the nine years ive had it.

 

I have just printed of x20s letter under cpr 31.14 "getting them to revial their vitals" to send them today.Any thoughts on the best defence to submit to go along with this ?

 

Many thanks guys

 

Sham

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Hi 42, just had a look at both of them and still a little unsure which one would be the better one to send regarding my case.

 

Do i send the CPR 31.14 request and wait for a response from cohens,or do i send the defence to the court as well as the cpr request to cohens.

 

Many thanks for your help

 

Sham

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If it was me in your situ, I would send the CPR straight off by recorded....wait as close as you can to the deadline for putting in the defence, and if they don't respond then i'd use the short defence to send to court...

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Hi shammy, so here we are again then, check out my thread with CL:D

 

CCM do you have a link for this, I am just starting out with CL and HC - recieved court papers yesterday, sent CPR 18 off due to contesting PPI applied to account although agreement shows PPI not ticked.

 

Regards

 

PGH

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Hi All,

 

Just a quick update.

 

Had the standard reply from cohens today , the "we dont have to give you any info" letter.

 

A quick question , I know my defence has to be in by the 1st feb , and ive found a nice short holding defence to use. Am i right in thinking i can file this online on the 1st (its a sunday)

 

Thanks Sham:)

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may i formally bring to the attention of our subscribers the follwing post from alanfromderby

 

quote

 

 

http://www.consumeractiongroup.co.uk/forum/announcement.php?f=&a=149

 

 

Have you had dealings with a West Yorkshire based Debt Collection Agency?

 

If so, we have received this request for help:

 

I'm a journalist at the BBC, working in local radio in West Yorkshire. I'm interested in hearing from anyone who has had dealings with any West Yorkshire based debt collection agencies. If you too are based in West Yorkshire that would be ideal, however I'm still very interested in hearing from people all across the UK.

 

After initial chats at some stage I may wish to do a pre recorded interview with you. If anyone would like to get in touch to tell me about their past or current situations with West Yorkshire DCAs please contact me at: Louise.Jackson@bbc.co.uk

 

unquote

..

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  • 3 weeks later...

Hi All

Quick update. Had a letter from cohens yesterday telling me that a judgement had been made against me,and telling me how and when to pay.

 

Phoned northhampton cc who said it was not and to ignore the letter.

How the hell can these crooks get away with this !!!

 

Has anybody else had one of these letters

 

Sham

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Quite a few on here lately, there must be someone we can raise this with

 

What about this

 

Complain about someone else's solicitor: How do I do this?

 

We can't deal with your complaint if it is about the service provided by someone else's solicitor or about the impact on you of the actions of someone else's solicitor – for example, divorce proceedings.

Action can only be taken if the solicitor has broken the rules of professional conduct – which all solicitors must follow. Breaking these rules, is called misconduct.

Some examples of possible misconduct

  • the solicitor lies to you or others
  • the solicitor uses his or her position to gain unfair advantage of you
  • the solicitor is holding money that belongs to you
  • the solicitor fails to comply with an undertaking they have given to you or your solicitor
  • the solicitor discriminates against you on the basis of race, religion, gender, sexual orientation, disability or age

http://www.legalcomplaints.org.uk/home.page

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Hi All

Quick update. Had a letter from cohens yesterday telling me that a judgement had been made against me,and telling me how and when to pay.

 

Phoned northhampton cc who said it was not and to ignore the letter.

How the hell can these crooks get away with this !!!

 

Has anybody else had one of these letters

 

Sham

 

Quite a few on here lately, there must be someone we can raise this with

 

What about this

 

Complain about someone else's solicitor: How do I do this?

 

We can't deal with your complaint if it is about the service provided by someone else's solicitor or about the impact on you of the actions of someone else's solicitor – for example, divorce proceedings.

Action can only be taken if the solicitor has broken the rules of professional conduct – which all solicitors must follow. Breaking these rules, is called misconduct.

 

 

Some examples of possible misconduct

  • the solicitor lies to you or others
  • the solicitor uses his or her position to gain unfair advantage of you
  • the solicitor is holding money that belongs to you
  • the solicitor fails to comply with an undertaking they have given to you or your solicitor
  • the solicitor discriminates against you on the basis of race, religion, gender, sexual orientation, disability or age

LCS: Legal Complaints Service home

 

 

Yep will lliw had the same yesterday http://www.consumeractiongroup.co.uk/forum/show-post/post-1987117.html

 

This seems like a new, and totaly unlawfull tactic:rolleyes:

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Hi PGH7447,

It stinks , I cant understand how they can get away with this,my letter starts with "As you are aware a judgement has been entered against you"

 

I mean that is just plain and simple lies , it is realy quite shocking that they are prepared to use these tactics !!!

 

Sham

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