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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Virgin Card - Mbna Cca Is It Valid??


bozalt
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Hi All

 

I assume 'assigned' means purchased, no notification was in the SARS and that 1st Credit were just playing silly buggers by saying they were acting on behalf of MBNA. I wonder if any of you guys can give an opinion regarding the likelyhood of 1st Credit taking action and also if they are bound to accept the earlier settlement offer made by MBNA?

B :-)

 

Hi Bozalt,

 

No assign doesnt always mean sold.... there are two different types of assignment, equitable and legal.

 

As I understand if Equitable is assigning the benefits of the contract.. i.e. your payments to go to them instead of the original debt owner who still actually owns the debt. They cant progress with legal action without the original debt owner co/claiming.

 

....and legal assignment which basically is the sale of the debt.

 

Prepared to be shot down in flames if this is wrong :D

 

S.

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinions. These opinions are based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal or debt related training.

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:D Well spotted shadow. I just popped that heading into Google and of course came up with Connaught

 

Hmm my Google finds nothing?

 

.. but have a look see what they consider themselves to be .:confused:

 

"an intelligent approach to debt collection "

 

Oh the irony :-D

 

S.

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  • 2 months later...
Ali, as advised, if you start your own thread and pop a link here for us to find then you can be advised for your own situation. Is this an online application ? As that would only require ticking. Before a certain date though a paper copy also had to be signed.

 

December 2004

 

S.

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