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    • safe to ignore plenty of ECP final notification PDF's here already . dx  
    • I didn't think as much came out of today's hearing but it's possible she admitted to a cover-up. Journos need to go through their notes. I should think a few people were upset about how the mediation scheme seems to have been set up to pay low or no compensation. Tomorrow they've abandoning Vennells to the mercy of the SPMs' lawyers for the whole day. That could be worth watching.
    • Like the poops - sorry its caused herself problems  and sorry the plebs didnt just shut up and rot in a ditch somewhere   Mind you, she'll likely have an eternity free of heating bills eh? - BUT lets get kingdom befores justice in first eh?
    • .. Which the poops dont give a monkeys about as long as they stay in power to enable their real income from their rel employers, and sunak doesn't care about as hell be jogging off back to america   Starmer better get a handle on these second jobs and ban them for all MPs as a matter of prime urgency. Then stop all the oustanding crony payments and get the chargebacks going while he sorts out the country.
    • Okay everything is normal. No surprises. I'm assuming that you are prepared to carry on. It's a pretty amazing defence because they even agree that the box arrived empty but even more astonishingly they agree that your parcel hasn't been handled with due care and attention. Their sole defence is that they limit liability to £20 unless you purchase extra insurance. In other words they contravene section 57 of the consumer rights act unless you purchase a secondary contract of insurance which is contrary to section 72 of the consumer rights act. These people are more stupid than the people at Hermes. I suggest that you carry on. We suggest that you avoid mediation. I believe that a new compulsory mediation scheme is coming in but I think that this is for cases which were begun after your claim date. We suggest that you go completely to trial and get every penny. Your chances of success are pretty well 100%. I hope you understand where you are on this and what the procedures are now. If you haven't then you have more reading to do. We suggest that you pay the money to continue and that you decline mediation.
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New SAR started against Abbey


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Hi everyone, we have been with the Abbey for years and have always put up with the extortionate charges, but recently had a charge that was totally over the top considering the circumstances. Having watched the program on the TV and studied this great site sent off my SAR and have just received the standard microfiche reply. Have just drafted the suggested reply which I will post recorded tomorrow. Will keep this updated with progress.

Regards Terry (ex police sergeant)

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Welcome Terry

 

I have to warn you, you will never read another book as this site is compulsive reading :D

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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hi terry

im just a bit behind you, im about to draft my microfiche reply. good luck mate and keep posting progress.

11th july. sent letter to abbey for list of charges on both accounts

17th and 18th july letters for both accounts regards the microfiche bluff.

28th july sent requested for repayment of charges.(bit late)

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Hi

 

Don't hold your breath! I received 12 months statements from them in first week and now 40 days have passed and received nothing further. Am now proceeding with an estimate until they can provide true figure!

 

Good Luck!

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Hi,

I am also at the stage of the microfiche argument just getting ready to post off my recorded delivery for the request of the remaining statements.

 

My account has been closed but I was wondering...

Could I goto my local branch and ask them for a transaction on a date 2 years ago making up a story saying there is a dispute of a debit card payment say for example with Paypal, and if they can give me the transactions in and around that date, maybe over a few days... if they do this would this be ethical and a good idea to pass back to their head office that their microfiche excuse is bogus or would I be jeopardising my position???

 

Just my thoughts to find a quick way to squash their fiche argument...

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FWIW

 

I thnk if you have the nerve then its a good idea.

 

I wouldnt tell them why but otherwise i would be honest about anything they asked just in case a record is made and you said something wrong that cud be used against you.

 

Im no expert so others with more knowledge may have some better ideas.

 

I have just logged onto my Egg account which has been closed for some while now and downloaded a years worth of statements.

 

Alls fair in love and war and if they let me why not, i thik the same goes for your idea too.

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Hi Terry,i've just registered with the site this evening........like you ben banking with Abbey for years.

This is a great website.I want to get the ball rolling but where do i start,i'm finding the templates rather confussing,i would be very grateful if you could advise of fist template.

sam.

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Hi Mad/Glenn/Ethridge & Karnevil, great to see a lot joining the mission to be treated fairly. I am very new to this myself, always willing to help where I can, but still getting to grips with the site etc but am finding lots of support.

 

I have a number of years of Law experience including fraud and deception after serving 15 years in the police. I do not think anything that has been asked to date is anything more than creative thinking and should be encouraged. If I can help I will.

 

Thanks To Karnevil for his input, great source of knowledge.

 

Cheers all, Terry

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  • 2 weeks later...

Not getting very far here,

my original letter was sent on the 8th July

Initial response dated 18th July received 24th with Microfiche excuse

2nd letter to Abbey requesting all information sent 24th July

Received copy of statements (25/05/05 to 25/06/06) received 25/07/06

Received printouts (24/04/05 to 25/05/05 )

Received letter stating that all info entitled to dp act had been provided - further microfiche will be sent in time. File to be kept open for a further 8 weeks etc etc.

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