Mbna 'agreement' - now threat of legal action

[pompeyfaith]

Good Evening to everyone,

 

Just a quick note, has everyone subbed to this thread seen Optima's Latest witness statement Re: Para 8 in my thread.

 

Underdog,

 

Would your solicitor be interested in reading my thread ? as it is up for trial on the 3rd march 09.

 

I am still working on my witness statement in response to theres soon as i get it done ill post it up.

 

There response to my witness statement was to submit to the court a 3 page set of T&C's which are the latest ones and not the ones relating to my card account i will be asking why these where not submitted at the summary judgment which they have now dropped.

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/151709-help-19.html

 

Regards

 

Pompeyfaith

[pompeyfaith]

Underdog you can get me onboard with that solicitor and tell him mine is up for court on the 3 rd march will be very interesting to see how this pans out

 

Also tell him that the summary judgment they tried to force though they dropped ( treading on thin ice i think so)

 

Also tell him about the abuse of process that am now seeing a lot of as in my case CPR 18 sent July 18th 08 got response December 30th just before summary judgment.

 

Regards

 

Pompeyfaith

[pompeyfaith]

AA which press did you go to because ill beef it up and complain to them too

[pompeyfaith]

my falls flat because in the default notice they sent to me it is based on clause 8 but when you look at the agreement there is no clause 8.

 

Also the agreement if you call it that there is no tick or signature for the ppi and i know i did request the ppi i can even produce statements to prove ppi was paid each month.

 

so yes you could be right.

 

Regards

 

Pompeyfaith

 

P.S you need another 5 posts to overtake me lol

[pompeyfaith]

Yes underdog that sounds fine to me

[pompeyfaith]

mbna caggers with everyone wanting to join hands and fight mbna together i think it world be a good time now to create a seperate thread for this so as not to flood underdogs thread

[pompeyfaith]

Ok ill go and set up a new thread so we can all discuss in there as i don't think it is far that we should hijack underdogs thread as im sure he will agree he needs to keep his complaint on track and not lost in all our posts.

 

Regards

 

Pompeyfaith

[pompeyfaith]

Ok here you are guys n dolls this is the thread to use now you can if you wish post the link to your own thread in here but this will keep underdogs and indeed our own threads on track with our complaints.

 

http://www.consumeractiongroup.co.uk/forum/mbna/184041-all-mbna-caggers-fight.html#post1980458

[pompeyfaith]

Another ploy MBNA are coming up with (along with LLoyds) are claiming that the card mailer your credit card is attached to is the executed agreement and the document we sign is just an application form and doesn't count as an executed agreement. WTF??? I guess they need to buy a dictionary and look up the meaning of 'executed' - assuming they can read:rolleyes: That's why they refer to clause/chapter/section/whatever 8 in the DNs - it's on your card mailer folk! Can you believe it?

 

Yup and Optima Legal are using that in their witness statement in my case

have a look at the link below:

 

http://i321.photobucket.com/albums/nn363/pompeyfaith/WitnessstatementPage3.jpg

 

Regards

 

Pompeyfaith

[pompeyfaith]

yup 3rd march bring it on i cant wait

[pompeyfaith]

Hiya Underdog,

 

If you have no joy with the solicitor may i suggest the law society they maybe able to find you one specializing in consumer law.

 

Ill post there website below as it may be worth a read and give you a few pointers.

 

The Law Society - Home

 

Regards

 

Pompeyfaith

[pompeyfaith]

i had that letter one mth later the N1 came just be aware they love to abuse the process

[pompeyfaith]

I sent a CPR PART 18 request to MBNA via Optima Legal on the 16th July 2008 got a letter from Optima Legal on the 30th July headed WITHOUT PREJUDICE saying that the request has been forwarded to MBNA for them to action got the requested docs on the 30th December 2008 some two weeks before summary judgement.

 

A law unto themselves.

 

PF

[pompeyfaith]

hehe it would take them 6 yrs to piece it all togeher

[pompeyfaith]

Hiya Underdog,

 

Nice to see you got some movement on this regarding a solicitor, seems to me that solicitors have not got the -alls to take on a big financial institution

 

I tried getting one yesterday without luck even though my case is now pretty solid regarding the fraudulent DN.

 

im gona be sending a few letters and try and find out why solicitors are not willing to enforce the cca 1974 for consumers.

 

I think its also a good idea to start a GLO on MBNA too as they are the biggest credit card provider buying up all the books from other providers and not insuring in that process that they have all relevant documents.

 

There must be many thousands of people in the uk that will now find themselves in financial difficulties and then find that they have a battle on there hands regarding lack of documentation.

 

MBNA,s fraudulent activity's are widespread i believe.

 

The fact that MBNA call sidestep all Protocols, CPR, CCA etc and railroad a claim to get a CCJ really gets me.

 

PF

 

When i am done with them its not gona stop there i will be actively seeking recourse.

[pompeyfaith]

Well I've come a long way in the last 15 mths regarding MBNA ad its been an eye opener regarding what they are capable off.

 

My case should be coming to an end soon but as I say ill still be around to help others the best I can AND FIGHT THEM WITH A BIGGER STICK.

 

PF

[pompeyfaith]

Undeerdog,

 

Re post 356 im very much up for this, but i think because of the scale of this its time for DIRECT ACTION we need to get this covered in the press as much as possible and then hope they will be investigated.

 

To that end i think we should gather as much evidence as possible so every one with suspect agreements or default notices post them up removing personal information of course them one of us print them off add a page detailing where they fail put them in a binder.

 

Then we we need to hit fleet street yup in person and get noticed. while we are there we could also give copies to the regulatory bodies.

 

Because MBNA have brought so many credit card companies they will be the biggest loser because a lot of what they have brought does not conform to cca 1974 and or CPR

 

I also think they will be interested in my bundle because of the fraudulent DN.

 

PF

[pompeyfaith]

yes atwozee it sure is it needs direct action so ppl dont have to go though what i have its also an abuse of court powers putting claims though the system that have no cause being there in the first place PF

[pompeyfaith]

i think its time we set up a meet in the chat room perhaps so we can plan a way forward on this

[pompeyfaith]

fantastic so we say this evening at 8pm

[pompeyfaith]

well optima will be getting my defence today re dodgy DN friday 13th too

[pompeyfaith]

indeed it will

[pompeyfaith]

thanks pmw

[pompeyfaith]

Certainly Underdog Saturday 8pm it is then

[pompeyfaith]

In the mean time im gona find the secretary for justice and the secretary for finances address.

 

Also solicitors regulatory bodies contact details

 

and the FSA.FOS,ICO

 

Ill hit them all at the same time with a nice big fat detailed letter

 

PF

Edited March 13, 2009 by pompeyfaith