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experian and equifax abroad


ukman
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If I have a bad credit record in the UK and move to the US will banks and credit institues there be see it if they run a simple check wit Equifax or Experian or are they only able to see the US report (which would in my case be pretty empty)? Do they automatically see the UK report?

 

All I know is both organisations operate in the US...

 

 

ANy ideas?

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No they don't share information. Basically they couldn't care less about CRA records here.

I have lived over there, they will just expect you to start from scratch and establish your reputation, which is almost as bad as having a bad rating except you can build it over a period of time.

I would recommend you get a gas (petrol) card as soon as possible as they report to the CRA's and it helps a lot

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