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daveywoo v Halifax ***SETTLED IN FULL***


daveywoo
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Hi, I phoned the Halifax last thursday asking for last six years statements, the guy said there would be a charge of £5.00. I told my daughter who phoned the same number, and she had hers for nothing! (gutted), anyway they arrived monday in 37 envelopes.

I used the spread sheet to work out the interest and have sent a letter (recorded) today requesting payment in full, total £692.46.

People in the office where I work think that I've got no chance, and starting to make me doubt myself, but hey S.O.B. Will let you know how I get on.

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Why don't you make a small bet with your work colleagues. Use half of the proceeds to buy us a book voucher.

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Welcome. Keep us posted. Your colleagues will be miffed when you get your money back and we will look forward to see them visiting the Group

The law, in its majestic equality, forbids the rich as well as the poor to sleep under bridges, to beg in the streets, and to steal bread.

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I'm waiting for my statements for between 2000 & 2003. £5 charge went out of the account quicker than I could put phone down and login to my account. Figure for 2004 to 2006 is currently £900+. Will update forum when calcs completed and letter sent.

 

Wife was sceptical also, until I showed her this website.

 

Good luck one and all.

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I'm waiting for my statements for between 2000 & 2003. £5 charge went out of the account quicker than I could put phone down and login to my account. Figure for 2004 to 2006 is currently £900+. Will update forum when calcs completed and letter sent.

 

Wife was sceptical also, until I showed her this website.

 

Good luck one and all.

 

You have hijacked someelse's thread. Can you please start your own.

The law, in its majestic equality, forbids the rich as well as the poor to sleep under bridges, to beg in the streets, and to steal bread.

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I'm waiting for my statements for between 2000 & 2003. £5 charge went out of the account quicker than I could put phone down and login to my account. Figure for 2004 to 2006 is currently £900+. Will update forum when calcs completed and letter sent.

 

Wife was sceptical also, until I showed her this website.

 

Good luck one and all.

 

You have hijacked someelse's thread. Can you please start your own.

 

Are people not allowed to join in a discussion :?

 

I thought that if you asked a question in someone else's thread that would be hijacking but not merely making a comment....

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:D did you know they can not make you pay for your statements they tried it with me and just quote the data protection at them they run and print them off faster than they can make a coffee
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Guys, as has already been stated please don't hijack threads.

 

This is a VERY busy forum and people are trying to post about the progress of their claim in the same thread from start to finish, it makes it harder if there are other posts in there too.

If you found this post useful, please click on the "scales" icon in the bottom left of my post and say so!

 

The opinions of this post are those of monkey_uk and do not constitute sound legal advice. I am not a lawyer.

--

 

Halifax Unlawful Bank Charges: S.A.R - (Subject Access Request) Sent 28/02/07 - CC Statement's rcv'd 18/04/07 Bank a/c statements rcv'd 19/04/07

 

 

 

First Direct Unlawful Bank Charges: Settled in Full 12/05/06 | £2235.50

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  • 2 weeks later...

I received a letter from the Halifax customer complaints yesterday (29th march), as follows:

 

Thank you for your recent letter. I was sorry to learn that you are unhappy with the service provided by the Halifax.

 

We are keen to deal with your concerns and are currently investigating your complaint regarding the charges debited to your account. You will receive our full response shortly.

 

You will find enclosed a copy of our leaflet, which tells you how we will handle your complaint. Your concerns will be dealt with as quickly as possible, but if you need to speak to us in the meantime, please telephone us on 0141 204 6451.

 

Yours sincerely

 

Kathleen Power

Customer Services

 

Can anyone advise me on what to do now, do I wait for a reply or do I file a claim against them like I said in my letter to them (having not received my money back within 14 days).

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Send an LBA letter from the Library. If you get nothing after that, then file a claim

 

Thanks but in my haste I sent the LBA letter first and then saw the other letter, doh! (any ideas) help!!!!!

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Ah. if youve already sent the LBA you have 2 choices.

 

Send another one so that they have had a combined 28 days to respond or go straight to claim filing.

 

Which you do is up to you.

Paul

 

Halifax Status

LBA Sent 11/04/06

1/3 offered by phone 20/04/06 - Rejected

BCT Status

Statements Recieved 31/03/06

Capital One Status

Recieved Lie/Reply 24/04/06

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  • 3 weeks later...

Hi, everybody, I had a phone call in work on the 10th april with a nice lady asking me if I could speak to her, I said no as I was in the office. The next day I received a letter with an offer of £90.00 in full settlement if I signed the yaadaa yaadaa. I sent them a fax saying no, I want the full amount £696.00, didn't get anywhere so filed a claim today which cost me £80.00 (hope it doesn't make me go overdrawn), now I'm praying that I get it back. Will let you know how I get on.

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  • 3 weeks later...

I checked my bank account this morning to see if my wages had gone in and nearly had a heart attack, I thought I had the wrong account!. They said they were going to defend the case fully but paid up with 13 days to go. I haven't had a letter explaining their reason yet.

I would like to thank everyone for their help and advice on this marvelous site and would advise anyone to stick it out, (my bottle started to go until I paid £80 fee to the court, and then nothing would have stopped me). Everyone I see I tell about this site, and now that I've won my money back (£776) they're all starting. Good luck to you all.

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FANTASTIC!!!! congratulations, it must be such a great feeling to win and have it all over!

 

So encouraging for the rest of us as well - drinks are on you!!

laura

 

DPA sent to Halifax 7th March

Request for Repayment sent 5th April £407

Offer of £238 received 21st April

Acceptance of offer but not as FFS & LBA sent 21st April

Papers taken to Sheriff Court 15th May - hearing set for 11th August

SETTLED 9TH JUNE £407 + £39 EXPENSES :)

 

Request for Repayment of charges sent to GE money (Monsoon) sent 28th April

LBA sent 12th May

Called GE Money who denied receiving any correspondence, cheque should be sent out in the next 7 days...

Cheque received 7th June

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Everyone I see I tell about this site, and now that I've won my money back (£776) they're all starting. Good luck to you all.

 

Did you take on that bet with any of them davey? :D

 

Brilliant stuff.

[FONT=Arial][SIZE=1]Proceedings issued....and acknowledged. [/SIZE][/FONT] [FONT=Arial][SIZE=1]Counting down to the 21st....[/SIZE][/FONT] [URL="http://thebighub.co.uk"]http://thebighub.co.uk[/URL]

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excellent stuff.

 

Congratulations

DPA Letter sent 28 Feb

  • Statements Received 24 Mar
  • Prelim sent 24 Mar
  • LBA sent 12 Apr
  • MCOL 26 Apr
  • Acknowledged 3 May
  • Coming soon:

£2810 inc int. Halifax. Done and Dusted 16/05/06

Dont forget to donate

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  • 12 years later...

This topic was closed on 03/06/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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