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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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sf vs HSBC +*+* WON +*+*


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well i dont know what you're saying as all those words are far too big ;)

but i do wish you the greatest luck in your newest endeavour, and hope that the eventual outcome is completely satisfactory :D

HSBC- £4995, settled payment in full

if you found this post helpful, please click the scales (top right of post), ta ;)

 

if you're not sure what to do?, Read the FAQ's

Unsure about what to claim, or confused about overdraft interest? Charges explanation

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you obviousley have internet access so why not get the details online. click onm my accounts then choose one of your accounts (if you have more than one) then click on my statements all 6 years are there (IF YOU HAVE BEEN WITH THEM FOR 6 OR MORE YEARS)

HTH (Hope This Helps) RDM2006

 

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you obviousley have internet access so why not get the details online. click onm my accounts then choose one of your accounts (if you have more than one) then click on my statements all 6 years are there (IF YOU HAVE BEEN WITH THEM FOR 6 OR MORE YEARS)

 

D'oh! I didn't know you could do that! Thanks.

 

Incidentally, I included a cheque for the £10, made payable to HSBC. I get the impression others included cash. Will they just reply after 39 days telling me the cheque should have been made payable to "HSBC Plc" or some such nonsense.

 

I would still like a written response from them for the "manual intervention" bit. At least I can use the on-line facility to find out how much money is involved.

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they will probably return the chq as they havn't been charging just lately and dont forget you dont have to wait the 40 days if you get the info online as you havent got to the stage of asking for your money back yet

HTH (Hope This Helps) RDM2006

 

THE FORCE (OF CAG) IS WITH YOU

;)

 

We've Helped You To Claim - Now Help Us Remain

A live Site - Make a Donation

 

All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

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Why not show your gratitude And

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Just received the standard response from Ian Shepherd re: manual intervention. Already calculated charges from on-line statements so onward...

 

Progress:

1. 18/07/2006 Subject Access Request letter sent recorded delivery.

2. 26/07/2006 Received response.

3. 27/07/2006 Send Preliminary Approach for Repayment.

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Good luck Stephen and keep us informed.

Barney2002 - If you want to see how I got my money back, click http://www.consumeractiongroup.co.uk/forum/hsbc-bank/11376-barney2002-hsbc-round-one.html.

 

HSBC

15/08/06 - £4955 paid in full from HSBC!!!!!!! 'Ave it!!

OTHERS

04/08 - Conf rec'd from Capital One - sending statements

07/08 - Conf rec'd from Tesco Finance - sending statements,29/08 sent prelim for £282

10/08 - Conf rec'd MBNA - sending statements.02/09 prelim for £437

10/08 - Conf rec'd Morgan Stanley - need to send ID - sent 11/08,rec'd letter offering £96(rejecting), 02/09 prelim for £220- Rec'd £240 few days ago.

 

If any advice I give is helpful then please hit the scales - Top Right. Thank you.

 

** For Every bed I sell to a CAG Forum member, I will donate £50 to the CAG **

 

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  • 2 weeks later...

Humph. Sent my Prelim letter on 27th July recorded delivery. It still hasn't arrived.

 

Anyone come across this? Presumably if it had been refused for some reason, it would have been returned?

 

It's not officially 'lost' until Monday.

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I would send it again. Just to make sure.

Barney2002 - If you want to see how I got my money back, click http://www.consumeractiongroup.co.uk/forum/hsbc-bank/11376-barney2002-hsbc-round-one.html.

 

HSBC

15/08/06 - £4955 paid in full from HSBC!!!!!!! 'Ave it!!

OTHERS

04/08 - Conf rec'd from Capital One - sending statements

07/08 - Conf rec'd from Tesco Finance - sending statements,29/08 sent prelim for £282

10/08 - Conf rec'd MBNA - sending statements.02/09 prelim for £437

10/08 - Conf rec'd Morgan Stanley - need to send ID - sent 11/08,rec'd letter offering £96(rejecting), 02/09 prelim for £220- Rec'd £240 few days ago.

 

If any advice I give is helpful then please hit the scales - Top Right. Thank you.

 

** For Every bed I sell to a CAG Forum member, I will donate £50 to the CAG **

 

Visit my site for the full range of Hand Forged Beds at

www.classicsiniron.co.uk

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Well, looks like it did arrive. However...

I am claiming for two accounts. I have received an offer of a few quid short of the claim on one account.

Do they normally separate the accounts? Should I expect another letter in the next few days with the offer on the other account?

I obviously don't want to return this as full and final settlement when there's a few hundred quid on the other claim.

 

Progress:

1. 18/07/2006 Subject Access Request letter sent recorded delivery.

2. 26/07/2006 Received response.

3. 27/07/2006 Sent Preliminary Approach for Repayment (recorded).

4. 16/08/2006 Receive offer worth approx. claim on 1 account (of 2).

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  • 1 month later...

I waited patiently for the 'full' offer to arrive. It never did.

 

MCOL filed on 19th. It still says 'start'. I'm assuming I don't need to do anything with this until HSBC respond or 14 days expires without contact?

 

Progress:

1. 18/07/2006 Subject Access Request letter sent recorded delivery.

2. 26/07/2006 Received response.

3. 27/07/2006 Sent Preliminary Approach for Repayment (recorded).

4. 16/08/2006 Receive offer worth approx. claim on 1 account (of 2).

5. 19/09/2006 MCOL filed.

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Offer arrived this morning. Exactly what I thought it would be.

Unfortunately it was 2 days too late. Had this arrived before I started the MCOL I would have accepted (and pretty much told them that about a month ago) but now I'm a further £80 out of pocket.

 

P.S. Does interest get included if (when) the MCOL claim is succesful, or is that a seperate part of the negotiation?

 

Progress:

1. 18/07/2006 Subject Access Request letter sent recorded delivery.

2. 26/07/2006 Received response.

3. 27/07/2006 Sent Preliminary Approach for Repayment (recorded).

4. 16/08/2006 Receive offer worth approx. claim on 1 account (of 2).

5. 19/09/2006 MCOL filed.

6. 21/09/2006 Offer arrived (too late, MCOL started).

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  • 1 month later...

Finished.

 

Progress:

1. 18/07/2006 Subject Access Request letter sent recorded delivery.

2. 26/07/2006 Received response.

3. 27/07/2006 Sent Preliminary Approach for Repayment (recorded).

4. 16/08/2006 Receive offer worth approx. claim on 1 account (of 2).

5. 19/09/2006 MCOL filed.

6. 21/09/2006 Offer arrived (too late, MCOL started).

7. 18/10/2006 Offer arrived. Acceptable.

8. 19/10/2006 Offer accepted (full & final signed)

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