Abbey Mortgage late fees

[jack508]

Hello All

 

I was wondering if anybody can help shed some light on the charges Abbey charge for late payment of my mortgage.

Along with a lot of others i am finding things tough at the moment and i am paying my mortgage but a bit later in the month than is requested.

Abbey continue to charge me £35.00 (LATE FEES)a month for this pleasure.

Can i claim these charges back from them.

 

 

Regards

Jack508

[reallymadwoman]

So far as I know, late fees on mortgages can be reclaimed in exactly the same way as credit card and bank charges. Try having a read in the mortgages forum for someone with a similar case.

[jack508]

Hi All

I have numerous charges of £75.00 a time on my mortgage statements for visits from mortgage debt councellors acting for Abbey because of my arrears, the trouble is i have only ever had one visit in five years from these people and i must have at least ten of these charges on the statements. My question is can i ask for these charges to be refunded?

Regards

Jack508

[masmit]

Hi All

I have numerous charges of £75.00 a time on my mortgage statements for visits from mortgage debt councellors acting for Abbey because of my arrears, the trouble is i have only ever had one visit in five years from these people and i must have at least ten of these charges on the statements. My question is can i ask for these charges to be refunded?

Regards

Jack508

Yes Jack you can & if you have £35 monthly arrears charge claim that back aswell.

A goverment report on these charges has slammed these as profit making fees & has asked the FSA to come down hard on lenders for implementing them, the financial ombudsman service can be used now to reclaim if you get knowhere with the lender, also you have the courts available.

I have an offer on the table from the lender, so there is wrong doing otherwise they would tell me to bog off.

good luck