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Reclaiming Charges - Log Book Loans


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Hi all -- have had very limited internet access of late, but here I go again. This time taking on LBL on behalf of a friend.

 

Loan is now cleared, log book returned, but going for the charges incurred over the year!! £12 a phone call is a bit much - I think they charge this even if you don't answer the phone!!!

 

Sent off Prelim - but don't want to say too much just yet as you never know who's watching !!!!

 

Will keep thread updated, but look out sharks is all I can say!!!!

 

Let battle commence :eek:

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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This will be the least of LBL's worries right now. Mate, read the other threads on these sharks - not only are their charges dubious, but the loans unenforceable & the loans securities void.

Join the queue and claims for it all back

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Hi Fleeced - yes I've been reading around - that's what made me think I'd go ahead and try. If I'm the least of their worries they might just pay up to get rid of me :rolleyes: -- fingers crossed :D

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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LBA in the post to LBL !!!!

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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  • 2 weeks later...

Received a letter this morning to say that their charges are fair and that they only make charges where necessary. They are confident that their Solicitors will defend this in court!!!

 

Claim forms please ..........

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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Yes they will say that.

They make all the right noises and will commence defence but there's no way this will get to trial - they will a cracking offer a week or so before the trial is due but will go that far in the hope that you get scared off

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I have about 6 months left on my LBL, I want to claim back for all the letter charges etc, but scared they might take the car if I put in a claim for the charges.

Would it be best to wait till the loan is finished before I make the claim?????

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You have to cryptic on here due to prying eyes.. all I would say is if you go through other LBL threads and pick up on a certain firm of solicitors who are dealing with many cases against LBL, give them a call & your eyes will be opened. Or alternatively PM me

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  • 2 weeks later...

Hi Fleeced,

 

I had an £800 loans from LBL and have paid all of it off. According to them I owe £600 in charges. They have half heartedly called me every now and then to setup a payment plan, but the thing is the car is gone. The car was a major drain on my finances in terms of maintenance so i had to get rid of it. I have got rid of the logbook too so they cannot do anything. So can I gain access to these solicitors too?

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Don't want to say too much until funds received, but things are looking very promising ;)

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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:D cheque received this morning for full

refund of all charges on account :D

 

please can this thread be marked ** WON **

 

Don't give in, follow the tried and tested method on this site and you won't go wrong.

Please note that in this individual case, the loan was completely paid off and LBL had no hold over the car!!! YIPPEE

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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  • 4 weeks later...
  • 6 months later...
:D cheque received this morning for full

refund of all charges on account :D

 

please can this thread be marked ** WON **

 

Don't give in, follow the tried and tested method on this site and you won't go wrong.

Please note that in this individual case, the loan was completely paid off and LBL had no hold over the car!!! YIPPEE

Please help, I got a loan for £2000, I had my car taken but refused to give the keys and was given 7 days to come up with £1620. because I had the key they gave me an extra 7 days when i came up with half. I then paid the outstanding amount by the time i paid it had amounted to £1890 due to calls and the fee of taking it. Well i have now been told I have £2000 outstanding - this is the amount i borrowed. I have been given lots of charges due to calls they havent made as they dont have a mobile number for me that works and nobody answers my home phone as where at work, so how can they charge me like £200 in 4 weeks of calls and letters? Can I get this back? if so can I have a template for this as I wouldnt no where to start. Thank you

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