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Equifax credit report


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Hey all

 

wondering if you could help, my credit file is missing a car finance and a loan i have contact them but its still not one. i dont really want them on my file to be honest as they are with welcome and im having trouble with them ( long story ) but if a company searched me can the still see the agreement with welcome even tho i cant ??? Also i have had things on it now that are longer than 6 yrs when do they come off my file ???

 

i just had bad credit wen i was 18 now im repairing it, got 2 defaults and a few marks for unpaying but they were all years ago. thanks

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Worth looking at the other 2 CRAs as it may show on there. 6 years from start to finish-should come off automatically.Check that nothing has been re-registered.If you dispute things there then call them.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

This link gives a list of which lenders use which credit reference agency:

 

The Credit Agency UK: Credit Reference, Free Credit Report, Online Credit Check, Company Credit Rating, Credit Score

 

Unfortunately I can't see Welcome in the list.... might be of benefit to some others on here though in case they're in the same boat with other companies.

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