Allied International Credit - A Bit scared and confused

[florish]

That was good advice from Nameless + hopefully someone will give you a link to the thread re phone harrassment.

 

AIC do try to be intimidating.

I posted the following on another thread the other day re my short

experience of AIC.

There are ways to get rid of them

 

I had read on here all the various horror stories about AIC, and thought to myself I hope none of my debts is ever passed to them.

 

Then earlier this year, the postcard from AIC arrived, followed by their threatening letter.

They wanted the entire £3k and not a penny less :D

 

I CCA'd them, however after a few weeks they actually produced a valid CCA - which was a first for me (I was actually quite excited about

that )

 

However, I decided that I didn't want to deal with AIC, so I wrote a letter to the original creditor (Lloyds), copying in their chairman, and complained about all the underhand AIC tactics (that I'd read about on here and how it was affecting me) and a couple of weeks later I received a letter of apology from Lloyds.

Lloyds took the account back from AIC and I'm paying them a token £1 per week, until I can get rid of them.

 

To think I used to be scared of all these DCAs' until I found websites like this, and the many good people who use them, gave me new confidence by informing me of my rights.