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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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Black Horse Finance E-Class Mercedes for £21k repod unlawfully?


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I bought a E-Class Mercedes for £21,000 last year March 2007 at the local approved Mercedes showroom and the finance has been done by Black Horse.

 

The finance is over last 4 years and up to last month I have paid 15 instalments.

 

I am using the car for my business. Last week one of my workers gaved the car to a friend of his who in turn gaved it to another person. This person did not have any insurance or a valid driving licence. The car was stopped by the police and the vehicle got componded.

 

My worker then without my Knowledge got the documents from the office and took a trader with an insurance policy and tried to get the vehicle released without my consent. The police refused to give them the vehicle and instead instructed Black Horse to collect the vehicle.

 

Black Horse collected the vehicle on Thursday and I only found out about the whole scenerio on Friday.

 

I got in touch with Black Horse and requested them to to gave the vehicle back to me.

 

They unfortunately have refused to give me the car back and are stating that the vehicle is not safe with me anymore. I explained them about the scenerio that I was not responsible.

 

The only way I can get the vehicle back is pay the full £15,200 which is the 12 month early settlement figure to Black Horse or if not then the car is going to be auctioned of. Basically Black Horse are repossessing my car. They given me until Thursday to came back on there proposal.

 

The next payment is due on the 14th July. If I make that payment then I would have made 1/3 of the payments.

 

Have Black Horse got any right to take my car back and reposse it. I am up to date with all my payments.

 

Can someone help me in this urgent matter.

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I do believe that there is a clause in the agreement where you will take care of the car.

Lending to others and then not knowing where it is or who is driving it could be interpreted as not taking care of it.

 

Give them another ring and ask to speak to a manager and plead your case again. Ask them the reason they have taken it back and ask for it in writing.

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Thanks but the person who is handling this is very persistant. The car was taken without my consent and can I still report it stolen then. Is it wise to get a solicitor involved.

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If they are totally intransigent then yes I would get a solicitor involved because of the urgency.

 

You can generally have a free half hour consultation, but not with all so find one that gives that gives that service.

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Not a legal eagle, but these might be able to help.

The following provide help with motoring problems. Some services are free, others charge a fee, and a third category advises members only (m).

AA – 0906 010 1300

 

ABS – 0800 35 85 855

 

RAC – 0870 5333 533 (m)

 

Consumer Direct – 08454 04 05 06

 

RMIF – 08457 585 350

 

Scottish Motor Trade Association – 0131 225 3643

 

ABS – 0800 35 85 855

 

Good Luck.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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