barclays mortgage arrears admin fee**WON**

[mrsfoot]

Volgerok

 

Congratulations on the win. That is fantastic news!!

 

Well done for sticking to your guns and not being "manhandled" away from claiming....I hope the future is filled with health, wealth and ha[[iness for you and yours!

 

Ps....if you have not made a donation as of yet please remember even small amounts help run this site for others who are in the shoes you have just shed

[vogelrok]

Volgerok

 

Congratulations on the win. That is fantastic news!!

 

Well done for sticking to your guns and not being "manhandled" away from claiming....I hope the future is filled with health, wealth and ha[[iness for you and yours!

 

Ps....if you have not made a donation as of yet please remember even small amounts help run this site for others who are in the shoes you have just shed

 

 

Thank You Mrsfoot for all the help you gave me.

 

got the letter today of confirmation of how it will be paid back. plus a spread sheet with all the interest worked out by Barclays. gave them the chance to work this out incase i was wrong.

 

hopefully this will bring down my monthly payments a little as i now owe £2k less.

 

made a donation of a £10 for now. once my house is sold i will be making another donation for all the help i have had from CAG over the past few years. and to help others in the future. i will be staying around as i believe i will benefit on the whole by learning more about many things from this site.

 

im dealing with my wifes debts to at present. since she is now in a wheelchair im hoping they might be a bit more understanding and beleive me when i say i can't see my wife ever working again let alone enjoying life without pain.

 

it feels good to have won against them, it really does means i can buy my wife and electric wheelchair to make her life better and give her some independce of her own.

 

Thank You CAG for helping the people.

[vogelrok]

could this be moved to the Success threads at all Mods. might help someone out there in some way.

have my letter of comfirmation now and passed to my solicitor that is dealing with the sale of my house. so that they cant wiggle out of it.

[Tonka99]

Well Done you

 

Hope things get better for you both,my thoughts are

with you ,go get a couple of large drinks

CHEERS

 

 

Tonka 99

[vogelrok]

just an update. recieved final letter with all amounts deducted, some of it cleared my arrears of £300 of which i know nothing about, i was £78 in arrears. unless they was counting the months payment that was due. which was paid early as it was a bank holiday.

also my mortgage repayments have gone down.

 

i worked it out for every £1000 you get back you mortgage payments should fall by a £10

[vogelrok]

just found out what the £300 was all about. my arrears and my monthly payment was paid by barclays. out of the payments made back. and i had just paid my mortgage as well so this has put me in credit with my payments by £220. if i had known this was the case i would not have needed to make my monthly payment.

 

if anyone else is in the same boat ring and say you will be with holding the payment untill you know what the final figure is. only do this for the last months payment of the final process. i could do with that £220 right now that i paid and didn't need to.

 

Edit:

 

MAKE SURE YOU INFORM THEM, AS YOU COULD INCUR ANOTHER CHARGE. ONLY DO THIS IF YOU KNOW YOUR ACCOUNT IS ALMOST IN ORDER.

 

PLEASE DONT TAKE GO DOWN THIS ROUTE IF YOU ARE MORE THAN 2MONTHS BEHIND WITH YOUR MORTGAGE.

[nov1974]

Hi there, just looking for a bit of assistance if you can ....... I had mortgage with Woolwich (now Barclays) from 1997 to 2008. Following relationship break-up I found myself in arrears with my mortgage on a couple of occassions. Obviously during these times, arrears charges were debited to the account. Family helped me out on a number of occassions until the I sold the property and redeemed the mortgage in full.

 

I approached Barclays intimating that I would like to make a claim for excessive mortgage arrears charges / interest charged to the account and they came back to me and said that as the £40 monthly arrears charge was advised on the original terms and conditions of the mortgage when taking it out and also on the reverse of every letter issued to me then they would not be taking my claim any further .....

 

Is this correct - should I just forget pursuing any claim ?

 

thanks for your time