Charge for changing lender

[helpmenow]

Hi,

Not a massive problem I know, but I was wondering if anyone knew whether I have to pay a charge for changing who my mortgage is with? I am currently changing my mortgage from the Halifax who have said I will have to pay a leaving fee of £175. It is nothing to do with release of deeds and my fix rate period ended in Jan, When I was told that if I stopped with them for another fixed term I wouldn't be charged next time, I started to wonder whether this was a fee that I didn't really have to pay if I said I was unhappy about it.

When I asked them for a break down of costs for this £175 I was sent a snotty letter saying that it was in the small print when I originally signed for the mortgage and nothing else.

Can I do anything?

[tiglet]

Do you have the small print they are referring to?

[helpmenow]

No I don't, I have been told that it was in one of the leaflets that comes with all the paper work and I have also had a look on a link from this site and it does say that when I arranged my mortgage the fee was at £175 so it looks like I'll have to pay it. It does get on my nerves though as apparently it only costs them around £30 to pass on a mortgage!