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    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the and the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
    • Please go back and read my message posted at 10:27 this morning @jk2054. I didn't say that I wasn't going to provide documents, only that I will upload them to an online repo that I am in control of, and that I would share links to these. You shall still be able to read and download them no different from if they were hosted here. And, the issue I have is not so much with hosting, but using an online pdf editor to create a multi-page pdf, again I have discussed this that same message.
    • Thanks ,DX, I'd forgpotton about that letter and can't remember sending a SB letter. I must have left it and they did not chase. Unclebulgia. Yes several periods of no contact. Think its time for the SB letter . 
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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DCA sending letters for me to my sisters house


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I would write to TS office. You are complaining about a business so IMO that should be OK.

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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THANKS GOLDLADY.

will write to TS office, was also going to send crapquest this;-

 

 

CapQuest Debt Recocery

Fleet 27,

Rye Close,

Fleet

Hampshire

GU51 2QQ

 

Your ref xxxxxxx

To Whom It May Concern,

DESPITE MY INFORMING YOU THAT MR xxxxxxxxx DOES NOT AND HAS NEVER RESIDED AT THIS ADDRESS;-

xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx

 

YOU HAVE CONTINUED TO SEND HIS LETTERS HERE.

 

THE LAST ONE BEING A BULK MAIL LETTER FROM HL LEGAL (YES I KNOW WHO THEY ARE).

 

THIS LETTER WAS SENT ADDRESSED “TO THE OCCUPIER”

THIS IS A CLEAR BREACH OF OFT GUIDELINES;-

A REMINDER

 

OFT GUIDELINES FOR THE DEBT COLLECTION INDUSTRY

Deceptive and/or unfair methods

2.7 Dealings with debtors are not to be deceitful and/or unfair.

2.8 Examples of unfair practices are as follows:

a. sending demands for payment to an individual when it is uncertain that

they are the debtor in question, for example, threatening debt recovery

action to 'the occupier' or sending a payment demand to all people sharing

the same name/date of birth as a debtor in the hope that contact with the

correct debtor will be made.

b. disclosing debt details to an individual when it is uncertain that they are

the debtor in question, for example, disclosing details to 'the occupier' of

an address.

 

IT IS ALSO A CLEAR BREACH OF THE DATA PROTECTION ACT 1998

 

I have no dealings with your company and therefore in my last correspondence to you I respectfully requested that you remove my address from your files as it is incorrect.

 

AS YOU HAVE BLATENTLY IGNORED THIS REQUEST

I HAVE NO OPTION BUT TO COMPLAIN ABOUT YOUR COMPANY TO THE FOLLOWING

1) TRADING STANDARDS - OFFICE OF FAIR TRADING

2) INFORMATION COMMISION OFFICE

3) MY MINISTER OF PARLIAMENT

 

I SHALL ALSO BE CONTACTING BBCs’ WATCHDOG PROGRAMME

 

COPIES OF PREVIOUS AND ANY FURTHER CORRESPONDENCE FROM CAPQUEST OR ANY OF THEIR AFFILATES, PARTNERS OR GROUP OF COMPANIES INCLUDING BUT, NOT LIMITED TO HL LEGAL SOLICITORS , SHALL BE FORWARDED AS EVIDENCE TO ALL THE RELEVANT AUTHORITYS.

 

The Owners

 

 

 

 

 

 

What do you think?

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Sounds excellent - if they don't take notice of this they might as well send threatograms to all the cats in the neighbourhood. Or just pick an address from the phone book and harass them to see if they can extract some money. I do hope this stops them;)

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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further update, letters posted. but heard today from sis via my mum that TELOGRAM have been repeatedly phoning her neighbours asking if i live there!! so she contacted CAB. they told her to PHONE telogram!! despite my telling her never to phone any of these schisters. So she phoned them, gave them the length of her tongue and told them to stop harassing her OR ELSE. they denied they'd been calling neighbours. they got another tongue lashing basically "not to tell f***ng lies" they then said well we'll have to check our computers further ( ha ha ! ) now waiting reply from TS. and hoping she dosn't get bombarded with calls. we'll see what tomorrow brings.

 

Just a thought in case anyone in authority reads these post;-

When will the powers that be SHUT THESE PARASITES DOWN!

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Ok looks crapquest fi---nally got the message, recieved letter from them here in scorchio-land saying they have brought debt from clydesdale. Have not received letter from clydesdale saying goodbye at my sis or here! What should i do? cca them? (does that still work overseas?) can they claim debt overseas??

Thanks in advance for any advice.

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Of course you can CCA them from Scorchio Land. Much easier to email your sis a copy of the CCA request get her to purchase £1 po and post letter off rec delivery to Crapquest. Use you Scorchio land address on the CCA request. Sit back and wait. Highly unlikely that Crapquest will bother you there. Of course they will probaly lie and tell you they have arranged a doorstepper. Alas the threatomatic does not cover a case like yours so the drones at threat centre will keep churning out meaningless drivel

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  • 5 weeks later...

Latest update from CRAPQUEST

Your right about the drivel, not cca'd them yet saving that one for later if i need it, but had the standard HL solictor threatogram, ignored it. today got a strange/funny ha ha one , saying the solictors have suspended my account ( DOH what Friging account??????) and i got to pay 80 per month they even attached a direct debit form, which was nice ( I aint got no bank account in uk DOH) or else court yada yada yada, they even included a freepay envelope ( That'll come in handy in the winter to light my log fire cos it aint no use over here for anything else) THEY REALLY ARE THICK NUMBNUTS Then at bottom of letter they offered a full and final (about 800 quid less than the alleged debt) and I could even pay it over three months mmmmmm me thinks they are on the run. Quite looking forward to their next missive:) they gonna get their scottish solictor after me

OCH AYE THE NOO !

Knowing how the courts work over here I'll be pushing up daisies long before these twats get their paper work up to scratch ( they even spelt the name of my adopted country WRONG that'll go down well)

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Obviously this is a BOG STANDARD threatomatic from Crapquest. If you dont live in England or Wales Crapquest in their infinate wisdom assume you must therefore be subject to Scottish law and tell you that they will refer you to their Scottish Lawyers, Nolan's of Kirkintilloch.

 

Now if my geography is correct Scorchio Land is even further away from Scotland than Hampshire. Of course Crapquest may well think the Costa Blanca is somewhere near Kyle of Lochalsh

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I just ignored all letters from Capquest and their so called lawyers ... didnt respond to one of em so they have no confirmed address for me, letters stopped over 2 months ago now I think.

 

But then again I guess in the future they will try again, or somebody else will.

 

I also got the same letters as you, and also the discount offers and some other crazy crappy offers they keep coming up with.

 

 

I live in France by the way

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Actually any mail I delivered to me addressed to the Occupier is returned unopened as 'not known at this address'.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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  • 1 month later...

Another update, had more silly offers and threats and the one from the ceo offering a very special deal, one a week more or less, ignored them all, this weeks missive was a threat of an SD which they are going to personally serve! (who's going on their holidays from capquest to scorchio land then?) Not that they'd find where I'm living even local delivery drivers cant find it! they even went to lengths to kindly explain that i could have it set aside at my local court ( just worked out nearest uk court is 2765 miles away, is that local?) and at the bottom one last final offer of a reduced final payment that I can repay at any amount I chose a month??? I of course ignored this one too.

But a serious question can a SD be legally served in another country?

Not that I mind as I own nothing in the uk and only own the clothes on my back (and a few in the wardrobe) in scorchio land and my bank account in uk is zero and not much more here.:cool:

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